Back to jobs

Manager of Capital Markets

Arlington, VA

At Koalafi, we believe in a world where no one has to put an important purchase on hold. That’s why we’re making it easier for more people to pay for big purchases over time.

Over 20,000 retailers rely on us to match their customers to a payment plan clearly and quickly, all while reflecting well on their brand. Their 2M+ customers love us because we provide a flexible way for them to make payments, and give them an opportunity to improve their credit. Our 200+ Koalafi teammates enjoy inspiring and challenging work that accelerates their careers.

Interested in learning more about how we’re transforming the financing experience and joining our team?

What You’ll Do

Koalafi is on a mission to make financing simple, transparent, and accessible for everyone. We are seeking a talented Manager of Capital Markets to work closely with the SVP of Capital Markets in managing and optimizing our debt facilities, supporting investor relationships, and executing funding strategies that align with our growth and risk management goals. This role provides a unique opportunity to contribute to the execution of critical capital markets initiatives while building deep expertise in asset-backed financing.

Debt Facility Support:

  • Assist the SVP of Capital Markets in managing Koalafi’s existing asset-backed debt facilities, including monitoring compliance with financial & performance covenants and reporting requirements
  • Prepare detailed analyses and reports to support draw requests, repayments, facility performance tracking and KPI dashboards
  • Analyze and forecast portfolio performance metrics. Identify any potential risks and collaborate with the SVP and other stakeholders for resolutions

Investor & Lender Relations Support:

  • Partner with the SVP to prepare investor and lender communications, including but not limited to: performance updates, compliance reports, portfolio analyses, and competitor/market analyses. - Build and maintain strong working relationships with lenders and other financial stakeholders under the guidance of the SVP
  • Support the preparation of materials for investor meetings and presentations

Capital Strategy Execution:

  • Collaborate with the SVP and FP&A teams to execute funding strategies that optimize Koalafi’s origination strategy, cost of capital and liquidity
  • Contribute to the analysis of portfolio performance, including credit trends, prepayment behaviors, and delinquency metrics, to inform funding decisions
  • Provide insights and recommendations to the SVP to refine capital allocation strategies

Cross-Functional Collaboration:

  • Work closely with legal, compliance, and credit risk teams to ensure accurate and timely execution of capital markets processes
  • Assist in improving internal systems and data capabilities to streamline reporting and enhance decision-making

Market & Industry Monitoring:

  • Research and analyze trends in capital markets, interest rates, and competitor strategies to provide valuable insights to the SVP
  • Identify opportunities for innovative funding solutions and present findings to the SVP for consideration

About You

  • Bachelor’s degree in finance, Economics, Business, or a related field; MBA or CFA is a plus
  • 3-5 years of experience in capital markets, structured finance, or investment banking, preferably in the consumer lending or fintech sectors
  • Strong foundational knowledge of asset-backed lending, securitization, and debt capital markets
  • Proficiency in financial modeling, portfolio performance analysis, and risk assessment
  • Exceptional attention to detail, with strong analytical and organizational skills
  • Excellent communication skills, both written and verbal, with the ability to support external stakeholder relationships
  • Strong background with Microsoft Excel and SQL

Preferred Qualifications

  • Familiarity with funding programs for subprime or non-prime lending
  • Experience working in point-of-sale or consumer lending businesses
  • Knowledge of regulatory frameworks and compliance requirements for debt facilities

Why choose Koalafi: A career at Koalafi means opportunities to tackle exciting challenges every single day. We take pride in a culture of innovation, trust, and ownership. You'll get outside your comfort zone, build meaningful relationships, and most of all, take charge of projects that ultimately help people get the things they need most.

Who we are & what we value: 

  • We focus on what’s most important
  • We set clear expectations and deliver
  • We embrace challenges to reach our full potential
  • We ask, “How can this be better?”
  • We move fast together

Benefits:

At Koalafi, you will have a direct impact on our products and help shape the company’s success. We offer competitive compensation & benefits packages to keep you at your best:

  • Comprehensive medical, dental, and vision coverage
  • 20 PTO days + 11 paid holidays
  • 401(k) retirement with company matching
  • Student Loan & Tuition Reimbursement 
  • Commuter assistance
  • Parental leave (maternal + paternal)
  • Inclusion and Associate Engagement Programs

Apply for this job

*

indicates a required field

Resume/CV*

Accepted file types: pdf, doc, docx, txt, rtf

Cover Letter

Accepted file types: pdf, doc, docx, txt, rtf

Education

Select...
Select...
Select...
Select...
Select...

Voluntary Self-Identification

For government reporting purposes, we ask candidates to respond to the below self-identification survey. Completion of the form is entirely voluntary. Whatever your decision, it will not be considered in the hiring process or thereafter. Any information that you do provide will be recorded and maintained in a confidential file.

As set forth in Koalafi’s Equal Employment Opportunity policy, we do not discriminate on the basis of any protected group status under any applicable law.

Select...
Select...
Race & Ethnicity Definitions

If you believe you belong to any of the categories of protected veterans listed below, please indicate by making the appropriate selection. As a government contractor subject to the Vietnam Era Veterans Readjustment Assistance Act (VEVRAA), we request this information in order to measure the effectiveness of the outreach and positive recruitment efforts we undertake pursuant to VEVRAA. Classification of protected categories is as follows:

A "disabled veteran" is one of the following: a veteran of the U.S. military, ground, naval or air service who is entitled to compensation (or who but for the receipt of military retired pay would be entitled to compensation) under laws administered by the Secretary of Veterans Affairs; or a person who was discharged or released from active duty because of a service-connected disability.

A "recently separated veteran" means any veteran during the three-year period beginning on the date of such veteran's discharge or release from active duty in the U.S. military, ground, naval, or air service.

An "active duty wartime or campaign badge veteran" means a veteran who served on active duty in the U.S. military, ground, naval or air service during a war, or in a campaign or expedition for which a campaign badge has been authorized under the laws administered by the Department of Defense.

An "Armed forces service medal veteran" means a veteran who, while serving on active duty in the U.S. military, ground, naval or air service, participated in a United States military operation for which an Armed Forces service medal was awarded pursuant to Executive Order 12985.

Select...

Voluntary Self-Identification of Disability

Form CC-305
Page 1 of 1
OMB Control Number 1250-0005
Expires 04/30/2026

Why are you being asked to complete this form?

We are a federal contractor or subcontractor. The law requires us to provide equal employment opportunity to qualified people with disabilities. We have a goal of having at least 7% of our workers as people with disabilities. The law says we must measure our progress towards this goal. To do this, we must ask applicants and employees if they have a disability or have ever had one. People can become disabled, so we need to ask this question at least every five years.

Completing this form is voluntary, and we hope that you will choose to do so. Your answer is confidential. No one who makes hiring decisions will see it. Your decision to complete the form and your answer will not harm you in any way. If you want to learn more about the law or this form, visit the U.S. Department of Labor’s Office of Federal Contract Compliance Programs (OFCCP) website at www.dol.gov/ofccp.

How do you know if you have a disability?

A disability is a condition that substantially limits one or more of your “major life activities.” If you have or have ever had such a condition, you are a person with a disability. Disabilities include, but are not limited to:

  • Alcohol or other substance use disorder (not currently using drugs illegally)
  • Autoimmune disorder, for example, lupus, fibromyalgia, rheumatoid arthritis, HIV/AIDS
  • Blind or low vision
  • Cancer (past or present)
  • Cardiovascular or heart disease
  • Celiac disease
  • Cerebral palsy
  • Deaf or serious difficulty hearing
  • Diabetes
  • Disfigurement, for example, disfigurement caused by burns, wounds, accidents, or congenital disorders
  • Epilepsy or other seizure disorder
  • Gastrointestinal disorders, for example, Crohn's Disease, irritable bowel syndrome
  • Intellectual or developmental disability
  • Mental health conditions, for example, depression, bipolar disorder, anxiety disorder, schizophrenia, PTSD
  • Missing limbs or partially missing limbs
  • Mobility impairment, benefiting from the use of a wheelchair, scooter, walker, leg brace(s) and/or other supports
  • Nervous system condition, for example, migraine headaches, Parkinson’s disease, multiple sclerosis (MS)
  • Neurodivergence, for example, attention-deficit/hyperactivity disorder (ADHD), autism spectrum disorder, dyslexia, dyspraxia, other learning disabilities
  • Partial or complete paralysis (any cause)
  • Pulmonary or respiratory conditions, for example, tuberculosis, asthma, emphysema
  • Short stature (dwarfism)
  • Traumatic brain injury
Select...

PUBLIC BURDEN STATEMENT: According to the Paperwork Reduction Act of 1995 no persons are required to respond to a collection of information unless such collection displays a valid OMB control number. This survey should take about 5 minutes to complete.