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Loan Accountant

Spokane, WA (HQ)

AgWest Farm Credit is a member-owned financial cooperative that provides financing and related services to farmers, ranchers, agribusinesses, commercial fishermen, timber producers, rural homeowners and crop insurance customers in a seven-state territory in the Western United States. AgWest is part of the 100+ year-old Farm Credit System – the leading provider of credit to American agriculture.

AgWest champions the growth and advancement of agriculture, the value of rural communities, and the vital contribution our customers make to the economy and society. We serve customers in 59 locations throughout the West.

We are in search of a Loan Accountant to join our Loan Accounting department in Spokane, Washington (Headquarters). This full-time position reports to the VP, Loan Accounting and works as part of a team to provide all accounting functions for loans and leases through all phases of origination, servicing, monetary, tax reporting and collection.

After an initial in-office training period, this position is eligible for workplace flexibility and a one-time home office stipend. Employees are expected to continue working from their office location a minimum of 50% or 60% of the time depending on location.

Compensation Information

The base salary range for this position in Spokane, Washington is:

Level I: 
Typical starting range: $52,300 - $70,100
Full base salary range: $52,300 - $79,000
Annual performance-based incentive target is 8% of base.

Level II: 
Typical starting range: $58,500 - $78,300
Full base salary range: $58,500 - $88,200
Annual performance-based incentive target is 8% of base.

Job Requirements

  • Communicate internally with stakeholders responsible for direct customer interactions, legal documents, and compliance. Also communicate with external stakeholders including commercial banks and Farm Credit entities nationwide.
  • Provide operational expertise and consultation on how to structure loans within the accounting system to all business units and branch personnel on complex loans and related financial products.
  • Review loan documents and credit agreements for accuracy and consistency to the loan accounting and general ledger systems.
  • Reconcile daily loan to general ledger outages and clearing accounts; conduct full spectrum reconciliation including reviewing, researching, analyzing accounts, documenting findings and processing the appropriate accounting entries utilizing multiple computer software programs.
  • Perform daily and monthly report monitoring and make independent decisions to ensure loan terms and key data elements are accurate in accordance with guidelines under accounting standards, regulations, and organizational policies and procedures.
  • Prepare detailed and organized work papers to support daily work and reconcilements.
  • Train others and ensure teammates are aware of and performing updated processes and procedures; effectively update procedures, policies, and internal control documentation.
  • Demonstrate a working understanding of loan accounting, financial accounting, and related systems.
  • Participate in various projects as assigned, both within the department and in collaboration with other functional areas.
  • All work is in alignment with Internal Controls, accounting standards, regulations and organizational policies.
  • Perform all duties and maintain all standards in accordance with company policies, procedures, and internal controls.
  • Other duties as assigned.

Minimum Requirements

  • Generally, requires one or more years' experience in general business, accounting, finance or similar role in an office setting
  • Knowledge of finance and accounting principles
  • General understanding of credit related laws and regulations
  • Proficiency with MS Office Suite, loan accounting, and general ledge systems
  • Strong written and verbal communication skills
  • Strong attention to detail and accuracy
  • Proven time management skills with a proactive approach to deadlines
  • Bachelor’s degree in accounting, finance or related field; or an equivalent combination of education and experience

Benefits Offered by AgWest

  • Medical, dental, and vision insurance 
  • Basic term life and AD&D insurance (fully paid for by the company)
  • Paid days off annually: 15 vacation*, 15 sick, 12 holidays and 3 volunteer
  • 401(k) plan (6% match plus 3% employer contribution)
  • Employee Assistance Program
  • Wellness Program
  • Jeans are welcome at work every day at AgWest! 

*Vacation accrual rates increase with tenure.

Details about insurance and retirement benefits are available at:  https://www.farmcreditfoundations.com/fcfbenefits

#LI-Hybrid

Job level and starting annual salary will be based on a variety of factors including but not limited to experience, education, certifications/licensure, internal equity, location, business needs and market demands. The listed compensation and benefits information is accurate as of the posting date. AgWest reserves the right to adjust compensation for all positions and modify or discontinue benefits programs at its sole discretion, subject to applicable law.

Qualified applicants will receive consideration for employment without regard to race, color, religion, gender, gender orientation, national origin, marital status, age, disability, protected veteran status, or any other classification protected by law.

When you apply for a position with AgWest Farm Credit, we collect personal identifiers (from your resume and other application information you submit), such as your name, email address, mailing address, telephone number(s) and employment and education related information. This helps us evaluate job applicants for hiring opportunities, and, communicate with them. 

To comply with federal regulations for equal employment opportunity and affirmative action (EEO/AA), we track our applicants by gender, race/ethnicity, veteran status, disability status, and the position for which they applied. You will be presented with a voluntary self-identification form as part of this application; we wanted you to know why we collect this information and what we do with it.  Please be aware that this information is kept separate from your application, and not utilized in the selection process. 

For more information about the information AgWest Farm Credit collects, please see the AgWest Farm Credit California Privacy Policy.

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