Job Application for General Field Adjuster at American National

New

The Property Field General Adjuster is an experienced property claims expert responsible for handling large and complex losses. This role requires advanced technical skills, high-level investigation and communication abilities, and the capacity to manage all aspects of claims, including directing vendors and experts. The General Adjuster will travel to large / complex loss locations for on-site inspections with minimal notice and ensure accurate and efficient claims processing.

What will you do?
• Claims Handling: Manage the full life cycle of property claims, including field inspections, and handle large and complex losses.

• Policy Interpretation: Interpret and understand complex policies, correctly apply coverages to the facts of the loss, and articulate the same to policyholders, their representatives, agents, brokers, and leadership.

• Investigation and Communication: Conduct high-level investigations, communicate effectively with all parties involved, and present coverage rationale and damage adjustments.

• Business Interruption and Income Loss: Demonstrate an understanding of Business Interruption and Business Income Loss coverages and their relationship to one another.

• Technical Expertise: Recognize damage, determine the cause of damage and scope, and translate findings into workable estimates.

• Vendor and Expert Management: Direct vendors and experts involved in the claims process.

• Travel: Travel to large loss locations for on-site inspections with minimal notice.

Additional Responsibilities:
• Operates Under Minimal Supervision: within a specified territory, including contacting applicable parties, obtaining statements, explaining the claim process, reviewing coverage, investigating, and identifying special investigation unit (fraudulent) indicators.

• Field Investigations: Conduct full field investigations and as deemed to be in the best interest of both the client and company.

• Estimate Preparation: Communicate, explain, and prepare estimates with detailed diagrams and reports.

• Negotiation: Negotiate with insureds, contractors, and vendors.

• Salvage/Subrogation: Assess salvage/subrogation potential and monitor to conclusion.

• Risk Evaluations: Complete risk evaluations for both underwriting and claims.

• Compliance: Conclude claims in compliance with all state rules and regulations.

• Catastrophe (CAT) Events: May assist / respond with claims handling team(s) in catastrophe (CAT) events, which may include extended travel/overnight stays.

• Continuing Education: Maintain continuing education (CE) courses for required state licensing.

Qualifications:
• Extensive experience in property claims handling, particularly with large and complex commercial losses likely with an incurred of $500,000 or greater and or commercial loss complexities such as Livestock, Grain, Growers, Time Element and Winery Fermentation losses etc.
• Strong technical skills and the ability to recognize and assess damage accurately.
• Excellent investigation and communication skills.
• Ability to interpret and apply complex policy coverages.
• Experience in managing vendors and experts.
• Willingness to travel for on-site inspections with minimal notice.
• Commitment to maintaining continuing education and state licensing requirements.

Credentials:
• Bachelor’s degree
• Ten or more years of experience in property insurance, construction and or related field.
• State insurance adjusting license(s) and/or ability to obtain one.
• Commercial Property Estimating including Farm and Ranch Claims Handling Expertise.
• Field Adjusting and Estimating Knowledge.
• Insurance designations such as Chartered Property Casualty Underwriter (CPCU), Associate in Claims (AIC) or Senior Claim Law Associate (SCLA).

First Name

Last Name

Preferred First Name

Phone

Resume/CV

Accepted file types: pdf, doc, docx, txt, rtf

Cover Letter

Accepted file types: pdf, doc, docx, txt, rtf

For the position to which you are applying, will you now or in the future require employment-based sponsorship from American National and its subsidiaries or any other form of immigration approval where applicable?

Select...

If permissable in your country, are you willing to submit to a formal background check or other pre-employment screening? (If applying in Brazil, please select 'Not Applicable')

Select...

Have you been previously employed by American National or one of its subsidiaries? Or, are you currently working with American National on a contract or agency-placement basis?

Select...

Are you subject to a non-compete agreement, contract restriction, audit independence requirement, or any other restriction imposed by a current or former employer or regulator that may impact your employment with American National?

Select...

If applying to a position in the United States, are you at least 18 years of age?

Select...

Can you please specify your citizenship or immigration status?

What are your desired base salary expectations for this role?

Voluntary Self-Identification

For government reporting purposes, we ask candidates to respond to the below self-identification survey. Completion of the form is entirely voluntary. Whatever your decision, it will not be considered in the hiring process or thereafter. Any information that you do provide will be recorded and maintained in a confidential file.

As set forth in American National ’s Equal Employment Opportunity policy, we do not discriminate on the basis of any protected group status under any applicable law.

Gender

Select...

Are you Hispanic/Latino?

Select...

Race & Ethnicity Definitions

If you believe you belong to any of the categories of protected veterans listed below, please indicate by making the appropriate selection. As a government contractor subject to the Vietnam Era Veterans Readjustment Assistance Act (VEVRAA), we request this information in order to measure the effectiveness of the outreach and positive recruitment efforts we undertake pursuant to VEVRAA. Classification of protected categories is as follows:

A "disabled veteran" is one of the following: a veteran of the U.S. military, ground, naval or air service who is entitled to compensation (or who but for the receipt of military retired pay would be entitled to compensation) under laws administered by the Secretary of Veterans Affairs; or a person who was discharged or released from active duty because of a service-connected disability.

A "recently separated veteran" means any veteran during the three-year period beginning on the date of such veteran's discharge or release from active duty in the U.S. military, ground, naval, or air service.

An "active duty wartime or campaign badge veteran" means a veteran who served on active duty in the U.S. military, ground, naval or air service during a war, or in a campaign or expedition for which a campaign badge has been authorized under the laws administered by the Department of Defense.

An "Armed forces service medal veteran" means a veteran who, while serving on active duty in the U.S. military, ground, naval or air service, participated in a United States military operation for which an Armed Forces service medal was awarded pursuant to Executive Order 12985.

Veteran Status

Select...

Voluntary Self-Identification of Disability

Form CC-305

Page 1 of 1

OMB Control Number 1250-0005

Expires 04/30/2026

Why are you being asked to complete this form?

We are a federal contractor or subcontractor. The law requires us to provide equal employment opportunity to qualified people with disabilities. We have a goal of having at least 7% of our workers as people with disabilities. The law says we must measure our progress towards this goal. To do this, we must ask applicants and employees if they have a disability or have ever had one. People can become disabled, so we need to ask this question at least every five years.

Completing this form is voluntary, and we hope that you will choose to do so. Your answer is confidential. No one who makes hiring decisions will see it. Your decision to complete the form and your answer will not harm you in any way. If you want to learn more about the law or this form, visit the U.S. Department of Labor’s Office of Federal Contract Compliance Programs (OFCCP) website at www.dol.gov/ofccp.

How do you know if you have a disability?

A disability is a condition that substantially limits one or more of your “major life activities.” If you have or have ever had such a condition, you are a person with a disability. Disabilities include, but are not limited to:

Alcohol or other substance use disorder (not currently using drugs illegally)
Autoimmune disorder, for example, lupus, fibromyalgia, rheumatoid arthritis, HIV/AIDS
Blind or low vision
Cancer (past or present)
Cardiovascular or heart disease
Celiac disease
Cerebral palsy
Deaf or serious difficulty hearing
Diabetes
Disfigurement, for example, disfigurement caused by burns, wounds, accidents, or congenital disorders
Epilepsy or other seizure disorder
Gastrointestinal disorders, for example, Crohn's Disease, irritable bowel syndrome
Intellectual or developmental disability
Mental health conditions, for example, depression, bipolar disorder, anxiety disorder, schizophrenia, PTSD
Missing limbs or partially missing limbs
Mobility impairment, benefiting from the use of a wheelchair, scooter, walker, leg brace(s) and/or other supports
Nervous system condition, for example, migraine headaches, Parkinson’s disease, multiple sclerosis (MS)
Neurodivergence, for example, attention-deficit/hyperactivity disorder (ADHD), autism spectrum disorder, dyslexia, dyspraxia, other learning disabilities
Partial or complete paralysis (any cause)
Pulmonary or respiratory conditions, for example, tuberculosis, asthma, emphysema
Short stature (dwarfism)
Traumatic brain injury

Disability Status

Select...

PUBLIC BURDEN STATEMENT: According to the Paperwork Reduction Act of 1995 no persons are required to respond to a collection of information unless such collection displays a valid OMB control number. This survey should take about 5 minutes to complete.

General Field Adjuster

Apply for this job

Voluntary Self-Identification

Voluntary Self-Identification of Disability