FinCrime Systems & Analytics Manager

Aspire is the leading all-in-one finance operating system for growing businesses in APAC. We are on a mission to reinvent business finance for a new generation of entrepreneurs and business owners, empowering startups and MSME to realise their full potential. 

Founded in 2018, Aspire has raised over USD 300M+ across equity and debt from world-class investors. In 2023, we successfully closed an oversubscribed USD 100 million Series C equity round led by Sequoia Capital and Lightspeed Ventures with participation of Tencent, Paypal Ventures, LGT Capital Partners, Picus Capital and MassMutual Ventures. To power our solutions, we have partnered with some of the best companies in the world such as Visa and Wise and helped more than 50,000 businesses using our suite of products.

For 2 consecutive years in 2022 & 2023, Aspire has been awarded Best Employer of the Year and Startup of the year by Asia FinTech Awards, and also LinkedIn’s Top Startup in Singapore. In 2023, we also made it to CB Insights’ Top 100 Global Fintech List. 

You will be amazed by the energy and experience of our team! Aspire serves as an environment for you to innovate and drive change with our team of ex-entrepreneurs, ex-founders, and high-achievers with international and diverse backgrounds.

Are you a top talent who is passionate about entrepreneurship? Join our rapidly growing team to make an impact in the fintech space! 

About the Team

At Aspire, we are committed to empowering our customers throughout their journey with us. Our Operations Team ensures customers can operate seamlessly on our platform, and guarantee the best customer experience possible.

About the Role

Reporting to the Director of AML Operations, the FinCrime Systems & Analytics Manager is an individual contributor role responsible for delivering leading-edge anti-financial crime systems and controls. You will be responsible for driving excellence across our 1LoD controls: Know Your Business (KYB/C), Transaction Monitoring (TM), Fraud, and Quality Assurance (QA). You will work closely with Team Leads, Analysts, and cross-functionally (e.g. Compliance, Tech, Data Engineering) to deliver excellent 1LoD systems and operations.

Key responsibilities:

• Data-driven decision making:
• Leverage data to deliver data-driven transformation - e.g. deploying new technologies and controls and optimizing existing controls
• Leverage machine learning techniques to improve the accuracy and effectiveness of anti-financial crime systems and identify new financial crime trends
• Analyze operational data to identify trends, areas for improvement, and implement data-driven systems and process enhancements
• Drive wider FinCrime Operations strategy and execution: Support the Director of AML Operations and Team Leads with longer-term strategic planning and execution of major change initiatives - e.g. vendor integrations, global expansion, localization of systems and procedures
• Improve operational processes and systems: 
• Own the effectiveness testing of critical anti-financial crime systems and controls
• Support Team Leads in refining existing, and defining new, Standard Operating Procedures (SOPs) for KYB, Transaction Monitoring, and QA teams to ensure consistent, efficient, and compliant execution of operations
• Collaborate cross-functionally: Work closely with Compliance, Product & Tech, AML Ops Team Leads, and external vendors to deliver leading-edge anti-financial crime systems and controls

Minimum Qualifications

• 6 years experience in AML, Compliance, or Operations roles in a FinTech or regulated financial institution - and other relevant roles in complex and fast-paced environments - e.g. Consulting, Strategy & Execution, Change Management
• Strong understanding of KYB, Fraud, Transaction Monitoring, and QA functions
• Experience of delivering data-driven transformations in FinTech or regulated financial institutions
• Proven ability to influence senior stakeholders and drive cross-functional initiatives
• Proficiency with relevant AML vendors (e.g. Onfido, LexisNexis, AI-native vendors) and data software and techniques (e.g. Tableau, PowerBI, SQL, Python)
• Excellent analytical skills, including the ability to leverage large and complex datasets to make data-driven decisions 
• Strong track record of delivering change programs in complex, fast-paced environments

Preferred Qualifications

• Experience with AI-native tools for transaction monitoring or fraud detection is a plus
• Experience supporting global operations and/or scaling processes in multiple markets is a plus
• Relevant certifications e.g. CAMS (Certified Anti-Money Laundering Specialist) are a plus

What we offer

• Uncapped flexible annual leave.
• Hybrid work arrangement. 
• Training subsidy for your professional growth.
• Wellness benefit.
• Team bonding budget to foster collaboration and sense of belonging.
• Flexibility to work from anywhere (for up to 90 days per annum).
• Culture is Key: We always strive to cultivate a special culture that brings special talents together - You can learn more about our culture on our careers site and LinkedIn Life page.
  

Equal Opportunity Statement 

Aspire is an equal opportunity employer and is committed to providing equal employment opportunities to all qualified individuals without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, or any other protected characteristic as outlined by applicable laws. 

Please note: by submitting your application, you acknowledge that you have read and understood Aspire’s Data Protection Policy for Employees, Freelancers, Contractors and Job Applicants (the “Policy”), and consent to the collection, use and disclosure of your personal data by Aspire for the purposes set out in the Policy. You may withdraw consent for such collection, use and disclosure, and make an access or correction request in respect of your personal data, in accordance with the Policy by emailing people@aspireapp.com.