Sr. Analyst, Payments & Reconciliation Analytics

About Bluevine

Bluevine is transforming small business banking with innovative solutions like checking, lending, and credit—all tailored to help entrepreneurs thrive. With best-in-class technology, advanced security, and a deep understanding of the small business community, we’re empowering entrepreneurs to grow with confidence.

Backed by leading investors like Lightspeed Venture Partners, Menlo Ventures, 83North, and Citi Ventures, we’ve been supporting SMBs since 2013, serving over 500,000 customers nationwide and growing a dynamic global team of 500 people. Our mission? To fuel small businesses with the financial tools they need to succeed.

At Bluevine, you’ll be part of a collaborative, fast-paced team that’s reshaping the future of banking. Ready to make an impact?

We are looking for Sr. Payments & Reconciliation Analyst to join the Bengaluru office.

What You'll Do:

• Support the payment operations and back office risk teams in their daily functions by providing access to critical data or developing dashboards.
• Developing reporting specific to reconciliation of non-balance sheet accounts. Partnering with the back office risk team to operationalize this reporting to mitigate operational risks and negative client impact.
• Identity breaks, create break sheets, and work with operational teams on resolution
• Work to develop a strong understanding of daily operations across payments and back office.
• Partner with internal stakeholders, including Product/Finance, to identify process gaps, inefficiencies, and opportunities to improve the client experience.
• Work with Finance, Product, and Back Office teams to establish new reconciliations and controls for new activities
• Share learnings, opportunities, and ongoing exposures with senior risk leaders.
• Develop a strong working relationship with core partners ranging from our partner banks, processors, and other external stakeholders.
• Utilizing your analytical skills, develop trend analysis for critical processes.

What We Look For:

• 5+ years of relevant experience
• Bachelor’s degree (Accounting / Business / STEM preferred) or relevant work experience in a financial institution
• Proficient level SQL abilities required. Demonstrable experience using SQL in prior roles.
• Strong understanding of money movement including, but not limited to ACH, RDC, Wire, Debit Card, and Credit Card
• Demonstrated experience building and maintaining reports using BI tooling such as Tableau, Looker, or otherwise. Experience creating ad-hoc reports is required.
• Highly experienced in working with cross functional teams including product, R&D, finance, client support, and fraud operations.
• Knowledge of bank operations, specifically a strong understanding of reconciling various forms of money movement.
• Ability to work independently and identify solutions in an ever changing environment.
• Analytical and detail oriented
• Quick-thinker, fast learner, problem solver
• Strong work ethic—gets things done within a strict time frame
• Collaborative nature

Benefits & Perks

• Excellent group health coverage and life insurance
• Stock options
• Hybrid work model
• Meal allowance
• Transportation assistance (terms and conditions apply)
• Generous paid time off plan, Holidays
• Company-sponsored mental health benefits
• Financial advisory services for both short- and long-term goals
• Learning and development opportunities to support career growth
• Community-based volunteering opportunities