Sr. Analyst, Payments & Reconciliation Analytics

About Bluevine

Bluevine is on a mission to enable a better financial future for small business owners through innovative banking solutions designed just for them. By combining best-in-class technology with advanced security and a deep understanding of the small business community, we deliver end-to-end banking and lending products that empower always-on entrepreneurs to grow their businesses with confidence. 

As a dynamic company with massive potential, we’re backed by leading investors such as Lightspeed Venture Partners, Menlo Ventures, 83North, Citi Ventures, and nearly 9 years of proven success. Since launching in 2013, we have grown exponentially, amassing over 400,000 customers across all 50 states and a global team of more than 500 people. Our passion is driven by purpose: to give small businesses the tools they need to succeed and we’re just getting started. 

All of this begins with our team who are driven by collaboration, problem-solving, and learning and growing together. With a commitment to innovation and community impact, our mission is to help every small business—and every team member—thrive. Join us! #LI-Hybrid

We are looking for Sr. Payments & Reconciliation Analyst to join the Bengaluru office.

What You'll Do:

• Support the payment operations and back office risk teams in their daily functions by providing access to critical data or developing dashboards.
• Developing reporting specific to reconciliation of non-balance sheet accounts. Partnering with the back office risk team to operationalize this reporting to mitigate operational risks and negative client impact.
• Identity breaks, create break sheets, and work with operational teams on resolution
• Work to develop a strong understanding of daily operations across payments and back office.
• Partner with internal stakeholders, including Product/Finance, to identify process gaps, inefficiencies, and opportunities to improve the client experience.
• Work with Finance, Product, and Back Office teams to establish new reconciliations and controls for new activities
• Share learnings, opportunities, and ongoing exposures with senior risk leaders.
• Develop a strong working relationship with core partners ranging from our partner banks, processors, and other external stakeholders.
• Utilizing your analytical skills, develop trend analysis for critical processes.

What We Look For:

• 5+ years of relevant experience
• Bachelor’s degree (Accounting / Business / STEM preferred) or relevant work experience in a financial institution
• Proficient level SQL abilities required. Demonstrable experience using SQL in prior roles.
• Strong understanding of money movement including, but not limited to ACH, RDC, Wire, Debit Card, and Credit Card
• Demonstrated experience building and maintaining reports using BI tooling such as Tableau, Looker, or otherwise. Experience creating ad-hoc reports is required.
• Highly experienced in working with cross functional teams including product, R&D, finance, client support, and fraud operations.
• Knowledge of bank operations, specifically a strong understanding of reconciling various forms of money movement.
• Ability to work independently and identify solutions in an ever changing environment.
• Analytical and detail oriented
• Quick-thinker, fast learner, problem solver
• Strong work ethic—gets things done within a strict time frame
• Collaborative nature

BENEFITS & PERKS

• Excellent group health coverage and life insurance
• Stock options
• Hybrid work model
• Meal allowance
• Transportation assistance (terms and conditions apply)
• Generous paid time off plan, Holidays
• Company-sponsored mental health benefits
• Financial advisory services for both short- and long-term goals
• Learning and development opportunities to support career growth
• Community-based volunteering opportunities