Underwriter

About Bluevine

Bluevine is the largest small business banking platform in the U.S., redefining how entrepreneurs manage their money. We create modern financial solutions, from checking and lending to payments and beyond, designed to help small business owners grow, thrive, and take control of their financial future. Our best-in-class technology, advanced security, and deep understanding of the small business community give our customers the confidence to focus on what they do best.

Since 2013, we’ve supported more than 750,000 small businesses nationwide. Backed by leading investors like Lightspeed Venture Partners, Menlo Ventures, 83North, and Citi Ventures, our 500+ person global team shares one mission: to give small businesses the financial tools they need to succeed.

We’re innovators driven by big ideas, collaboration, and real impact. Here, you’ll have the freedom to take ownership, grow your career, and make a difference for small business owners across America. Ready to shape what’s next?

This is a hybrid role. At Bluevine, we pride ourselves on our collaborative culture, which we believe is best maintained through in-person interactions and a vibrant office environment. All of our offices have reopened in accordance with local guidelines, and are following a hybrid model. In-office days will be determined by location and discipline.

ABOUT THE ROLE:

● Underwrite Small business loan applications in accordance to company’s policy and procedures
● Analyze application data including financial statements, bank statements, tax returns and business and personal credit reports
● Evaluate Credit worthiness and structure loans within established guidelines and expectations
● Additional tasks and projects as assigned by manager

WHAT WE LOOK FOR:

● Small Business Lending experience required, solid credit fundamentals in a commercial environment. Formal credit training a plus
● 2+ years of Underwriting experience working in a Commercial underwriting role at a FinTech/bank/financial institution
● Bachelor’s degree in Finance, Accounting, Economics or related field preferred
● Collaborative mindset and strong communication skills
● Detail oriented with strong analytical skills

Benefits & Perks

• Excellent group health coverage and life insurance
• Stock options
• Hybrid work model
• Meal allowance
• Transportation assistance (terms and conditions apply)
• Generous paid time off plan, Holidays
• Company-sponsored mental health benefits
• Financial advisory services for both short- and long-term goals
• Learning and development opportunities to support career growth
• Community-based volunteering opportunities