Senior Accountant – Client Advisory (Small Business Focus)

Senior Accountant – Client Advisory (Small Business Focus)
Remote (U.S.-based) | HQ in Wilmington, DE
Full-Time | W2
Salary: $80,000–$110,000

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Help Small Business Owners Make Smarter Decisions

At Breakwater Accounting + Advisory, we don’t just produce financials, we help business owners understand them, trust them, and use them to grow.

We’re looking for a strategic, client-facing accountant who wants to go beyond the numbers and become a true advisor to small businesses.

If you’ve ever thought “I could add so much more value if clients actually used their financials,” this is the role you've been looking for!

What You’ll Actually Do

• Act as the primary accounting advisor for a portfolio of small business clients (<$7M revenue)
• Lead monthly and quarterly conversations that turn financials into clear insights and action
• Identify opportunities, risks, and blind spots, and guide clients toward better decisions
• Translate financial data into simple, practical recommendations owners can actually use
• Partner with clients on topics like cash flow, profitability, and operational efficiency
• Collaborate with your team to ensure financials are accurate, then spend your time using them, not just reviewing them

Who Thrives Here

• You naturally think like a business advisor, not just an accountant
• You enjoy talking to clients and building real relationships
• You ask “why?” and “what should we do next?”—not just “is this correct?”
• You care about helping small businesses succeed and take that responsibility seriously
• You enjoy collaborating with a team and sharing ideas to solve problems
• Your own values align with Breakwater's Core Principles: Proactive, Positive, Purposeful, Protective, Prepared, and Principled

What You Bring

• Bachelor’s degree (or higher) in Accounting 
• 5+ years of experience in small business accounting, client accounting services, or similar
• Strong understanding of financial statements and how they connect to business performance
• Experience working directly with clients and explaining financials
• Proficiency in QuickBooks Online (QBO)
• Comfort with technology and curiosity to learn new tools
• Strong communication skills. You can make complex things feel simple

Why Breakwater

• Advisory-first work – your value is in your thinking, not just your output
• Real impact – your clients will actually use your advice
• Flexibility – remote work, with autonomy over your non-meeting time
• Supportive team – collaborative, low-ego environment that shares ideas and solutions
• People-first culture – we care about our team and our clients as people
• Modern, tech-forward approach – always improving how we work
• Generous time off – five weeks PTO + holidays
• Full benefits + 401(k) match

About Breakwater

Breakwater Accounting & Advisory provides outsourced accounting services to small businesses and nonprofits across the U.S. We are a woman-led company, a four-time Top Workplace (Delaware News Journal), and an Inc. 5000 fastest-growing company.

We believe in great people first, technology-forward thinking second, with just the right combination.

If you want to be more than “the person who sends the financials” and instead be the person clients rely on to make decisions, we’d love to talk.

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Breakwater Accounting + Advisory provides equal employment opportunities to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state or local laws.

This policy applies to all terms and conditions of employment, including recruiting, hiring, placement, promotion, termination, layoff, recall, transfer, leaves of absence, compensation and training.