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Compliance Officer II

College Station, Texas

About Us
Capital Farm Credit is the largest rural lending cooperative in Texas, serving 192 counties through nearly 70 credit offices. With over $12 billion in assets and more than 600 team members, we provide essential financial services to farmers, ranchers, rural homeowners, and agribusinesses. As part of the nationwide Farm Credit System, we are dedicated to supporting rural communities and agriculture.

Why Join Us?
We seek motivated individuals who share our core values: commitment, trust, value, and family-like respect. As a customer-owned cooperative, we align employee success with member success, offering competitive pay, growth opportunities, and a supportive environment.

Our Benefits:

  • Incentive Program: Company-wide, goals-based rewards.
  • Accrued Time Off: Earn 13 days of annual leave and 15 days of sick leave per year, plus enjoy 10–12 paid holidays annually.
  • Retirement: 401(k) with up to 9% employer contribution/match.
  • Health Coverage: Affordable medical, dental, and vision plans.
  • Parental Leave: 8 weeks of paid parental leave.
  • Life & Disability Insurance: Employer-paid coverage.
  • Education & Wellness: Tuition reimbursement and up to $400 for wellness expenses.

 

At Capital Farm Credit, you’ll find more than a job—you’ll find purpose.

 

EDUCATION AND EXPERIENCE

Bachelor's degree in Business Administration, Accounting, Finance, Agricultural Economics, or a related field and 5-7 years of related experience in lending, credit analysis, internal review/regulatory compliance, or other experience as deemed equivalent by Capital Farm Credit.

JOB SUMMARY

Delivers quality customer service by providing support for regulatory/consumer compliance within the Association. Reviews disclosures for covered transactions. Stays current on legal and regulatory requirements and best practices. Prepares and maintains compliances policies, procedures and processes that strive for efficient and streamlined closings. Develops and presents compliance training for staff. Responds to audit or examination issues related to compliance related procedures. Works independently on matters of significance relating to the compliance operations of the Association which require the exercise of discretion and independent judgment. Regularly confers with SVP of Compliance. Follows established procedures and guidelines, possesses, and applies an advanced knowledge of regulatory compliance. Demonstrates leadership and managerial skills. Direct supervision of compliance offers. Assignments are moderately complex in nature and a certain degree of creativity and latitude is required. Works under minimum supervision.

ESSENTIAL FUNCTIONS

  • Conduct or assist in regulatory research and impact analyses to ensure the Association stays in compliance with legal and regulatory requirements.
  • Ensures compliance with regulatory requirements and applicable policies and procedures governing lending practices.
  • Under direction of the SVP of Compliance, develops and maintains CFC's policies, procedures, and processes related to regulatory compliance.
  • Serves as a primary contact for branch staff regarding compliance issues and resolutions.
  • Develops and provides lending compliance training to staff.
  • Attends trainings as necessary to stay current with respect to the regulatory and compliance issues.
  • Reviews files to test for adherence to regulations and to confirm corrective actions have been taken.
  • Communicate to relevant members of senior management any compliance concerns or patterns of practice.
  • Responds to findings or questions by internal audits, credit reviews, or examinations, consulting with supervisor, as necessary.
  • Assist in reviewing and determining the appropriate retention of HMDA data.
  • Prepare necessary escrow disclosures.
  • Reviews compliance issues with management, as necessary.

REQUIRED SKILLS

  • Intermediate knowledge of accounting/financial systems/principals and understanding of loan origination systems and disclosure processes.
  • Familiarity with policy and procedural development and ability to draft as appropriate.
  • General understanding of overall corporate operating processes including compliance requirements.
  • Ability to prioritize assignments and identify and resolve issues.
  • Specific knowledge of a regulatory and compliance environment with the ability with evidence of the ability to understand and apply regulatory interpretations.
  • Intermediate knowledge of accounting internal controls and industry standard internal audit practices.
  • Skill in oral and written communication and intermediate skill level in Microsoft Office applications.
  • Able to conduct trainings to audiences of various sizes, skill sets, and knowledge.
  • Demonstrated abilities for leadership and management of others.

DISCLAIMER

We are an Equal Employment/Affirmative Action employer. We do not discriminate in hiring on the basis of sex, race, color, religious creed, national origin, physical or mental disability, protected Veteran status, or any other characteristic protected by federal, state, or local law. If you need a reasonable accommodation for any part of the employment process, please contact us by email at careers@capitalfarmcredit.com and let us know the nature of your request and your contact information. Requests for accommodation will be considered on a case-by-case basis. Please note that only inquiries concerning a request for reasonable accommodation will be responded to from this e-mail address. For more information, view the EEO - Know Your Rights and Pay Transparency Statement.

Equal Opportunity Statement
Capital Farm Credit is committed to creating a diverse and inclusive workplace. The position title and requirements may be adjusted based on the candidate's experience and qualifications. We welcome applicants of all backgrounds and do not discriminate based on race, color, gender, religion, national origin, disability, veteran status, or any other protected status. A full job description is available upon request.

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