Back to jobs
New

Principal Product Manager

Chicago, IL | Denver, CO | Phoenix, AZ | Remote, US
About Caribou 

At Caribou, we care about giving people financial freedom so they can focus on what’s most important to them. Today, less than two percent of Americans refinance their auto loans despite drastic increases in the cost of new and used cars. We see huge potential to help folks reduce their monthly auto expenses, as well as increase the predictability of those expenses over time. We do this by building technology to pair customers with community banks and credit unions, and ushering them through the process quickly. On average, our drivers save $130/month on their car loans while protecting their investment long term. 

Caribou is led by leaders from the technology, automotive, and finance industries. We’re proud to be backed by a great team of investors, including QED Investors, Goldman Sachs, Moderne Ventures, Accomplice, Link Ventures, Motley Fool Ventures and others.

About the Role

We’re looking for a Principal Product Manager to lead a portfolio of foundational products that are central to Caribou’s growth and scale. This is a role for a systems thinker, a hands-on builder, and a strategic leader—someone who can seamlessly move between defining long-term vision, designing scalable architectures, and executing with precision.

You’ll be accountable for delivering high-impact solutions across the customer and operational journeys, with a focus on transforming our lending operations. You’ll collaborate with a talented team of engineers, designers, analysts, and business stakeholders to build products that drive conversion and efficiency for the end to end loan application through funding process that are intuitive, drive automation, and ultimately enable a simple, effortless experience for our customers and the members of our team that interface with them..

In this role, you will:

  • Own and evolve the product strategy for a major segment of Caribou’s platform, aligning it with company-wide priorities and measurable outcomes.
  • Lead cross-functional teams to define, build, and ship scalable features that serve both our customers and our internal teams—delivering value quickly while laying the foundation for what comes next.
  • Architect durable, extensible product systems that account for operational complexity, regulatory constraints, and future growth and innovation.
  • Drive prioritization with clarity, balancing short-term impact with long-term strategic bets.
  • Develop a deep understanding of the business processes, roles and metrics that underly our operations in order to drive change and earn trust of operational leaders.
  • Establish and monitor clear product health metrics and business KPIs to evaluate performance and guide iteration.
  • Engage regularly with executive leadership, including direct partnership with our executive leadership in sales and ops, offering a strong product point of view on trade-offs, business cases, and technical enablement.
  • Stay current on the fundamentals of marketplace lending–the technology, consumer behavior, and regulatory dynamics–all to ensure our roadmap is always grounded in relevance, future thinking, and opportunity.
  • Champion a customer-first mindset, informed by data, research, and frontline feedback—ensuring we solve real problems with empathy and excellence.
  • Help cultivate product excellence across the organization by mentoring teammates and modeling high standards in product thinking, execution, and collaboration.

About You

We want to hear from you if you thrive at the intersection of big-picture thinking and executional depth. You’re someone who doesn’t just ship products—you design systems, influence strategy, and rally teams around customer-centric goals.

You likely have:

  • 10+ years of experience in product management, as a GM, or equivalent strategic ownership roles.
  • 7+ years of experience building digital consumer lending products or platforms.
  • A strong track record of defining vision, crafting roadmaps, and leading the end-to-end development of high-performing products.
  • Technical fluency and systems-level thinking—able to design product architectures that are robust, scalable, and adaptable to evolving needs.
  • A confident, collaborative approach to stakeholder engagement—including experience influencing C-level executives and Board members.
  • A rigorous and data-informed mindset, with an ability to synthesize insights and drive decisions across ambiguity.
  • Familiarity with the lending ecosystem, including AI-powered document verification, alternative data systems, and compliance-friendly product design.
  • A proven track record of ambitious product delivery at scale, driving significant wins and achieving measurable impact in a product capacity–we want to be excited not only by your approach but by the wins you have under your belt.

How we will take care of you

Everyone at Caribou is a valued team member, and we always strive to live up to our value Take Care of Each Other. Our compensation and benefits package includes: 

  • Competitive compensation: $173k - $217k
  • Equity options
  • 401k savings program
  • Generous paid time off including: Flexible Time Off (FTO) for all employees and 100% paid parental leave for all parents.
  • Robust wellness benefits including company-paid plans for health, dental, vision, mental health, disability and basic life insurance.
  • Optional benefits to suit your individual circumstances such as HSAs, FSAs, supplemental life and medical insurance, and pet insurance.
  • Up to $1,000 per year for eligible professional development expenses.
Our Core Values

We come from all walks of life and are joined together by our shared values, which guide our work and how we work together. 

  • Give a damn. What we’re doing matters. We show up determined to deliver results, and we love it.
  • Velocity. We’re intentional about where we’re going and we race towards it.  
  • Make the assist. We have diverse strengths. We offer and ask for help so we all win.  

Caribou is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, age, disability, sexual orientation, pregnancy status, marital status, military or protected veteran status, genetics, or any other characteristic protected by law. This position is not restricted solely to the responsibilities listed above, and the scope and responsibilities are subject to change. A pre-employment background check is required as a condition of employment.

*Caribou does not currently have employee operations in AL, AK, AR, CT, DE, GA, HI, IA, ID, IN, KS, KY, ME, MI, MS, MT, NC, ND, NE, NH, NJ, NM, NV, OH, OK, PA, RI, SC, SD, TN, UT, VT, WV, WY.

California Consumer Privacy Act

Create a Job Alert

Interested in building your career at Caribou Financial? Get future opportunities sent straight to your email.

Apply for this job

*

indicates a required field

Resume/CV*

Accepted file types: pdf, doc, docx, txt, rtf

Cover Letter

Accepted file types: pdf, doc, docx, txt, rtf

Education

Select...
Select...
Select...
Select...
Select...
Select...
Select...
Select...
Select...

Per Caribou Company policy, employees must notify Caribou of all outside employment and receive approval, and must comply with the following: 

1) All outside activities/service relationships are carried out exclusively outside of normal Caribou work hours and do not interfere in any way with the duties and responsibilities related to your role at Caribou.

2) No Caribou resources (including your Caribou laptop and software licenses) are used in your performance of the outside activities/service relationships.

3) You continue to comply with all Caribou policies and procedures, particularly your obligations to protect Caribou's Confidential Information.

Do you agree to comply with Caribou's Outside Employment policy?

Select...
Select...

Voluntary Self-Identification

For government reporting purposes, we ask candidates to respond to the below self-identification survey. Completion of the form is entirely voluntary. Whatever your decision, it will not be considered in the hiring process or thereafter. Any information that you do provide will be recorded and maintained in a confidential file.

As set forth in Caribou Financial’s Equal Employment Opportunity policy, we do not discriminate on the basis of any protected group status under any applicable law.

Select...
Select...
Race & Ethnicity Definitions

If you believe you belong to any of the categories of protected veterans listed below, please indicate by making the appropriate selection. As a government contractor subject to the Vietnam Era Veterans Readjustment Assistance Act (VEVRAA), we request this information in order to measure the effectiveness of the outreach and positive recruitment efforts we undertake pursuant to VEVRAA. Classification of protected categories is as follows:

A "disabled veteran" is one of the following: a veteran of the U.S. military, ground, naval or air service who is entitled to compensation (or who but for the receipt of military retired pay would be entitled to compensation) under laws administered by the Secretary of Veterans Affairs; or a person who was discharged or released from active duty because of a service-connected disability.

A "recently separated veteran" means any veteran during the three-year period beginning on the date of such veteran's discharge or release from active duty in the U.S. military, ground, naval, or air service.

An "active duty wartime or campaign badge veteran" means a veteran who served on active duty in the U.S. military, ground, naval or air service during a war, or in a campaign or expedition for which a campaign badge has been authorized under the laws administered by the Department of Defense.

An "Armed forces service medal veteran" means a veteran who, while serving on active duty in the U.S. military, ground, naval or air service, participated in a United States military operation for which an Armed Forces service medal was awarded pursuant to Executive Order 12985.

Select...

Voluntary Self-Identification of Disability

Form CC-305
Page 1 of 1
OMB Control Number 1250-0005
Expires 04/30/2026

Why are you being asked to complete this form?

We are a federal contractor or subcontractor. The law requires us to provide equal employment opportunity to qualified people with disabilities. We have a goal of having at least 7% of our workers as people with disabilities. The law says we must measure our progress towards this goal. To do this, we must ask applicants and employees if they have a disability or have ever had one. People can become disabled, so we need to ask this question at least every five years.

Completing this form is voluntary, and we hope that you will choose to do so. Your answer is confidential. No one who makes hiring decisions will see it. Your decision to complete the form and your answer will not harm you in any way. If you want to learn more about the law or this form, visit the U.S. Department of Labor’s Office of Federal Contract Compliance Programs (OFCCP) website at www.dol.gov/ofccp.

How do you know if you have a disability?

A disability is a condition that substantially limits one or more of your “major life activities.” If you have or have ever had such a condition, you are a person with a disability. Disabilities include, but are not limited to:

  • Alcohol or other substance use disorder (not currently using drugs illegally)
  • Autoimmune disorder, for example, lupus, fibromyalgia, rheumatoid arthritis, HIV/AIDS
  • Blind or low vision
  • Cancer (past or present)
  • Cardiovascular or heart disease
  • Celiac disease
  • Cerebral palsy
  • Deaf or serious difficulty hearing
  • Diabetes
  • Disfigurement, for example, disfigurement caused by burns, wounds, accidents, or congenital disorders
  • Epilepsy or other seizure disorder
  • Gastrointestinal disorders, for example, Crohn's Disease, irritable bowel syndrome
  • Intellectual or developmental disability
  • Mental health conditions, for example, depression, bipolar disorder, anxiety disorder, schizophrenia, PTSD
  • Missing limbs or partially missing limbs
  • Mobility impairment, benefiting from the use of a wheelchair, scooter, walker, leg brace(s) and/or other supports
  • Nervous system condition, for example, migraine headaches, Parkinson’s disease, multiple sclerosis (MS)
  • Neurodivergence, for example, attention-deficit/hyperactivity disorder (ADHD), autism spectrum disorder, dyslexia, dyspraxia, other learning disabilities
  • Partial or complete paralysis (any cause)
  • Pulmonary or respiratory conditions, for example, tuberculosis, asthma, emphysema
  • Short stature (dwarfism)
  • Traumatic brain injury
Select...

PUBLIC BURDEN STATEMENT: According to the Paperwork Reduction Act of 1995 no persons are required to respond to a collection of information unless such collection displays a valid OMB control number. This survey should take about 5 minutes to complete.