Associate, Investment Valuation

Overview

Credigy is seeking an Associate to join its Credit - Investment Valuation team in Norcross, GA. As a wholly owned subsidiary of the National Bank of Canada, Credigy has a mandate to deploy capital across a wide variety of asset classes and has achieved exceptional growth and strong risk-adjusted returns through financing and principal acquisitions in the consumer asset-backed space.

The Team

The Investment Valuation team is responsible for assessing the risk and economics on investment opportunities to recommend the appropriate structure and value that supports Credigy’s disciplined growth. Our work includes asset research, data analysis, assumption and model development, and investment recommendation. 

Through our analysis, we aim to identify risk and to find creative solutions that lead to successful deal structures for Credigy and our partners.

The Role

In this role, you will work closely with an Associate Director to fulfil the mandates of the Investment Valuation team.

• Apply rigorous analysis to solve complex problems and identify creative solutions.
• Process data and derive information from them.
• Simplify and communicate difficult concepts to wide array of audience.
• Gather and synthesize information from various functional areas such as legal and operations.
• Develop depth of knowledge on various asset classes and existing transactions.
• Provide support for ongoing management and monitoring of existing transactions.
• Improve existing processes.
• Work with solution- and team-oriented mindset.

Qualifications

• Impeccable integrity
• Willingness to continuously develop on the summary items listed below and related subject matters.
• Professional experience with exposure to at least some of the summary items listed below and related subject matters.
• Bachelor’s degree

Summary of Experience and Knowledge Base

• Insurance-backed assets, subscription businesses, residential mortgages, unsecured personal loans, solar loans, auto loans, student loans, or mortgage servicing rights (MSR)
• Credit analysis
• Financial modeling
• Investment diligence
• Legal documentation process and credit agreements review
• Actuarial science
• SQL, Tableau, ETL tools, VBA, SAS
• Intex, Bloomberg, dv01

Founded in 2001, Credigy is a global specialty finance company with flexibility across the capital structure to acquire or finance a broad range of consumer assets. We are a wholly-owned subsidiary of National Bank of Canada (NBC) and our $6B+ portfolio represents 335+ deals and $20B+ in total investments life-to-date. We are the partner of choice when financial institutions face complex challenges and strategic changes. If you haven’t heard of us yet, we’re okay with that — we focus on serving our business partners, not making a name for ourselves.

We are proud of our people-first company culture that has been recognized year-over-year as a Top Workplace both in Atlanta and nationally. What matters to you, matters to us so we go beyond the usual benefits to offer meaningful perks that support professional growth, personal connection, and a life outside the office. Early in the hiring process, we partner with you on our innovative, personalized flexible work program to maximize compatibility between your needs and the business from day one. Our priority is hiring top talent and helping you create a career you love.

Credigy is a workplace that is free of discrimination and full of opportunity. We prioritize diversity, inclusion, and belonging, and we are dedicated to unbiased recruiting, hiring, and employment practices. Authenticity goes a long way at Credigy, and we get excited about the privilege of hiring people from diverse backgrounds. We are proud to be an Equal Opportunity Employer and commit to ensuring all applicants and employees are considered based on their qualifications and merit, without regard to race, ethnicity, religion, national origin, sex, sexual orientation, gender identity, age, veteran status, citizenship, disability, pregnancy, or any other status protected by law. We expect each employee to support this policy in our daily operations and we do not tolerate discriminatory practices or harassment in any form. No matter how you identify, or what background or industry you come from, we welcome you and feel honored you are considering opportunities at Credigy.