
MXC Digital Payment Support Specialist
Remote Eligible: Hybrid
Responsible for the secure and efficient transfer of members’ funds across various channels, while also focusing on the enhancement of member payment methods and the prevention of fraud. Collaborates closely with Payments, the Fraud, and Loan Servicing teams making recommendations for process improvements or systems enhancements for stakeholders. Provides effective and efficient service delivery in alignment with organizational standards to our internal and external members. Maintains knowledge of all our accounts, loan products, and services through regular training. Ensures that established policies and procedures are followed. Ensures prompt and professional service to members and prospective members, while continuously identifying and implementing strategies to enhance service delivery and operational efficiency.
ESSENTIAL DUTIES AND RESPONSIBILITIES (including the following). May perform other duties as requested or assigned.
- Responsible for ensuring the smooth, secure transfer and remittance of member’s funds, through various channels such as Zelle and account-to-account transfers. Specialists will be responsible for executing these transactions accurately and efficiently while maintaining a strong focus on fraud prevention.
- Collaborates with Payments, Risk Management, Loan Servicing, and other internal stakeholders to efficiently resolve complex accounts or loan-related inquiries or issues.
- Processes member transactions, including account transfers, debit/credit card transactions, wire transfers, and P2P payments, while ensuring accuracy, timeliness, and compliance with regulatory requirements.
- Works closely with Payments, the Fraud team, and Loan Servicing to provide feedback for the testing of new related products, services, and systems.
- Partners with the MXC Tech Support to troubleshoot digital banking error trends, aiming to create a seamless member experience and prevent future issues.
- Boosts efficiency by promoting a one-call resolution strategy within the team.
- Consistently builds rapport with internal and external members, ask questions to uncover needs, recommend solutions, educate members; demonstrate our here to help culture.
- Provides support as needed within the department through all available channels.
- Reinforces member identification procedures and reports suspicious activity according to the credit union’s Bank Secrecy Act Policy.
- Partners with back-office departments and branch operations to create a seamless member experience across all channels.
- Reviews and responses to member loyalty surveys via a phone call and/or email and provides feedback to the Member Advocate and their leader.
- Uphold Credit Union service and solutions expectations.
- Ensures that the Credit Union's professional reputation is maintained.
- Adheres to all Federal and State laws and regulations applicable to the credit union, including the Bank Secrecy Act and OFAC.
Requirements
EDUCATION AND EXPERIENCE
High school diploma or general education degree (GED) required and one year of experience working in the Credit Union of Colorado Member Experience Center. Demonstrated analytical, accuracy, and problem-solving skills within a work environment. Ability to communicate verbally clearly and effectively and in writing.
PHYSICAL DEMANDS
While performing the duties of this job, the employee is typically required to sit for long periods. The employee continually is required to talk or hear. The employee is occasionally required to stand, walk, stoop, and reach with hands and arms. The employee will occasionally lift and/or move up to 10 pounds. Specific vision abilities required by this job include close vision and the ability to adjust focus. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
Core Competencies
MEMBER FOCUSED
Creates trust by building relationships and actively discovers the right solutions for Members and peers; understands that the credit union exists because of Member trust and loyalty in the organization and employees; is passionate and dedicated to meeting the expectations and requirements of internal and external Members.
COOPERATION AND TEAMWORK
Relates well to all kinds of people; builds appropriate rapport; works harmoniously with others; uses and understands diplomacy and tact; encourages collaboration; seeks opinions; is candid with peers; values working relationships. Readily puts in extra effort to accomplish important tasks.
DECISION QUALITY
Understands the member’s best interest is first; demonstrates decisions which are based on creating the best possible outcome for the member; makes decisions based on a mixture of analysis, wisdom, experience, and judgment; most recommendations and decisions turn out to be correct and accurate when judged over time; sought out by others for advice and solutions.
PROBLEM SOLVING
Uses rigorous logic and methods to solve difficult problems creating effective solutions; is resilient and will own the solution and the problem; can see hidden problems; is excellent at honest analysis; looks beyond the obvious and doesn’t stop at the first answers.
ACTION ORIENTED
Pushes self and others to achieve the best possible results for the Member, organization and employees; proactively seeks out opportunities; raises hand, rather than waits to be asked; not fearful of acting with a minimum of planning; understands that it’s OK to make a mistake (fail forward).
ADAPTABLE
Learns on the fly; is a relentless, versatile and an active learner; open to change; can learn new skills and knowledge; analyzes both successes and failures for opportunities to improve; understands that different situations and levels may call for different skills and approaches; works to deploy strengths; works on compensating for weaknesses and limits.
INNOVATION
A cultural mindset that supports new ideas, fosters experimentation and drives continuous improvement to deliver member value.
Combines and brings forward ideas in unique ways to make connections between disparate ideas; willingness to explore different lines of thought and suggestions and try new ideas through experimentation, views situations from multiple perspectives; brainstorms multiple approaches/solutions to benefit members.
Credit Union of Colorado is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex (including pregnancy, childbirth, or related medical conditions), sexual orientation, gender identity or expression, national origin, age, disability, genetic information, marital status, veteran status, or any other characteristic protected by applicable federal, state, or local laws.
Please note applicants can redact any information that identifies their age, birth date, or dates of schooling on either their resume or any additional materials provided.
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