Loan Processor

The Loan Processor supports multiple loan officers that specialize in anything from a simple unsecured loan, to a complex commercial real estate loan, and everything in between. To help loan operations provide reliable, consistent service to the customers, the loan processor: responds to a multitude of emails and phone calls, helps loan officers stay in compliance, interpret financial documents, and work well under pressure and deadlines. 

What you have already achieved: (Requirements) 

• 2+ years of experience in a lending atmosphere with specific knowledge of loan operations/servicing duties and a basic understanding of underwriting guidelines
• Experience with data entry and Microsoft Office products, LaserPro LOS, Finastra Phoenix Core and ECM imaging 
• A precise attention to details
• The motivation to learn and constantly improve skills, processes and tools
• The people skills required to work with all different types personalities from various backgrounds 
• Good judgment and the ability to keep information confidential
• The ability to work with little to no supervision 
• This position requires National Mortgage Licensing System and Registry (NMLS) registration under the terms of the Safe Act of 2008. As such, upon active employment with Community State Bank, you will be required to either register via the NMLS Registry or re-register and move your previous registration to Community State Bank's registration. Your continued employment in this position is contingent upon successful registration after your start date and annual re-registration thereafter.

What you are great at: (Responsibilities)

• Process an application and verify accuracy of information supplied
• Prepare applicable disclosures depending on the loan type
• Explain disclosures and loan process to borrower 
• Order credit report, flood determination, appraisal, survey and title insurance and environmental reports
• Review appraisals and title insurance received for issues or concerns
• Call insurance companies for insurance quotes or policies
• Prepare loan closing documents and send to title company
• Fund loan and disburse funds
• Perform compliance check to insure appropriate documentation, liens perfected and file maintenance completed
• Answer customer questions in a timely manner in-person, by phone, email, fax or mail.
• Coordinate with loan officer, borrower, realtor and title company to schedule loan closings
• Participate in weekly loan staff meeting
• Assist with any other requests and projects assigned as needed 

What you are motivated by:

• A fast pace. We’ve grown exponentially and new team members continue to join our DLP family.
• A leadership team that trusts each other, communicates effectively, and is committed to helping team members grow, both personally and professionally.
• Visionary, smart, and innovative CEO. Ours is the kind of leader you read about, hope to work with, and learn from.
• A culture focused on developing and investing in team members - coaching, training, and supporting each other. We have a mantra of “Leaders made here” at DLP, focused on developing and growing leaders.

Our Mission:

DLP Bank - where Dream, Live, Prosper isn't just our name, it's our philosophy. Our commitment is to deliver a banking experience that helps you dream bigger, live better, and prosper more. 

Benefits and Perks:

Health/dental/vision/life insurance, 401(k) matching, learning/educational incentives, Volunteer Time Off, well-being programs, company events, self improvement/productivity tools, & the incredible feeling of making a difference.

DLP is a committed Equal Opportunity Employer. If you are a qualified individual with a disability and require assistance in searching for a position or submitting an application, please contact HR at hr@dlpcapital.com. Offers of employment are conditional upon satisfactory completion of pre-employment background verification (including E-Verify). California applicants can view our California Data Privacy Policy here.