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Closer

Remote

 

🏡 About Us
At AFR, we help make homeownership more accessible by offering a diverse range of mortgage solutions supported by strong operational excellence. We believe great lending experiences come from well-supported teams, clear processes, and people who care about getting the details right. Every role here contributes to making closings smooth, accurate, and stress-free for our borrowers and partners.

✨ Why This Role Matters
The Closer plays a key role in the final stage of the mortgage process. You ensure every loan closes accurately, compliantly, and on time. Your attention to detail, communication style, and ability to manage timelines directly influences borrower experience, partner confidence, and operational success. When you do this well, everyone across the lending chain succeeds.

🛠️ Key Responsibilities

  • Review loan files to confirm completeness and identify remaining closing items

  • Prepare and issue accurate Closing Disclosures in alignment with CFPB and TRID timelines

  • Generate closing documents once borrower acknowledgment is confirmed

  • Communicate directly with closing agents to confirm fees, closing conditions, and document readiness

  • Maintain and manage a closing pipeline, prioritizing based on funding and signing dates

  • Collaborate closely with Processors, Underwriters, Team Leads, and Funding to ensure timely closing execution

  • Ensure accurate data entry and documentation within the LOS (Encompass preferred)

  • Resolve questions and issues that arise before, during, and after closing

  • Maintain up-to-date knowledge of federal, state, investor, and agency guidelines

  • Contribute to ongoing process improvements and team goals

  • Support additional projects or tasks as needed

🎯 What You Bring

Required

  • 3+ years of mortgage closing experience

  • Strong understanding of mortgage closing workflows

  • Familiarity with TRID and CFPB compliance requirements

  • Excellent attention to detail, accuracy, and follow-through

  • Proficiency working in mortgage LOS platforms and supporting systems

  • Strong written and verbal communication skills

  • Ability to work independently and collaborate cross-functionally

  • Strong organizational skills with the ability to manage multiple files and timelines

Preferred

  • 1+ year of Encompass experience

  • Experience working in a remote or distributed team environment

  • Comfortable working in a fast-paced lending environment with shifting priorities

📆 A Day in the Life

  • Review and prepare closing files

  • Generate and validate CDs

  • Finalize closing documents

  • Communicate with title companies and internal partners to confirm readiness

  • Troubleshoot outstanding items to ensure an on-time closing

  • Keep pipeline organized and moving smoothly

💰 Compensation & Benefits

  • 32-37 hr / and $5 per closed loan commission 

  •  Comprehensive health, dental, and vision benefits

  • 401(k)

  • Generous PTO and paid holidays

  • Remote-first work environment

  • Modern systems and supportive team culture

📍 Worksite
This role is fully remote. Work comfortably from wherever you do your best work.

🤝 Interview Process
We keep things clear, respectful, and efficient:

  • Phone Screen: 30 minutes with Talent to discuss role alignment

  • Hiring Manager Conversation: Deep dive into experience and closing workflow comfort

  • Team Discussion: Meet the colleagues you’ll collaborate with daily
    Typical timeline: 2–3 weeks end-to-end

🌈 Equal Opportunity for All
AFR is committed to building an inclusive and equitable workplace. We make hiring decisions based on experience, skills, and potential, and we welcome candidates of all backgrounds.

💬 Ready to Join Us?
If you have a passion for accuracy, collaboration, and delivering smooth closings, we’d love to speak with you.

 

 

 

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