Asset Liability Management Associate (Hybrid)

We are interested in every qualified candidate who is eligible to work in the United States. However, we are not able to sponsor visas or take over sponsorship at this time.

Enova is currently searching for an ambitious ALM Associate to join our Treasury team. In this role, you will be responsible for asset/liability management, forecasting Enova’s balance sheet and interest expense, and interest rate and liquidity risk analysis.  The ideal candidate will be a skillful leader with a deep understanding of asset-liability management principles and has demonstrated success in a high-growth, dynamic and fast-paced environment. You will be expected to partner across the organization to optimize balance sheet structure and own key strategic projects and analyses. This position will report to the Assistant Treasurer. 

Responsibilities:

• Evolve Enova’s asset-liability capabilities, particularly liquidity risk management and interest rate risk management
• Develop and analyze short and long-term balance sheet and interest expense forecasts through collaboration with FP&A and other key stakeholders
• Project the asset-liability position for the balance sheet to ensure acceptable levels of liquidity and assess the economic value of equity throughout interest rate cycles
• Create and maintain dynamic models and procedures for interest rate risk measurement and liquidity risk management
• Provide technical assessments and evaluations related to the impact of interest rate movements, economic value at risk, earnings at risk and other key metrics
• Author and deliver impactful presentations, distilling complex ideas and opportunities into actionable insights including materials to communicate company achievements, strategy, and outlook to stakeholders

Requirements:

• Bachelor’s degree in Finance, Economics, or other related field (MBA or CFA a plus)
• 7+ years preferred in the financial services industry, particularly in a Treasury/ALM/FP&A function
• Advanced Excel skills and integrated financial statement modeling knowledge
• Possesses strong critical thinking skills in preparing and communicating meaningful and insightful analysis
• Ability to influence successfully at all levels of the organization, synthesizing insights and conclusions into organized and impactful communications to senior management
• Demonstrates responsibility, accountability, and follow through when working on projects, even under ambiguous circumstances
• Capable of cooperating with cross-functional teams, transforming complicated issues into structured plans and actionable steps

Compensation:

The budgeted annual salary range for this position is $75,200 to $109,200. Actual annual salary will be determined based on qualifications, skills, experience, and level assessed during the hiring process and may fall outside of the range shown. Additional compensation for this role may include a bonus and restricted stock units. All full-time employees are eligible to participate in Company benefits, described in more detail here.

#BI-Hybrid #LI-Hybrid

Benefits & Perks:

• Hybrid roles entail working in-office from Tuesday to Thursday, with the choice to work remotely on Mondays and Fridays
• Health, dental, and vision insurance including mental health benefits
• 401(k) matching plus a roth option (U.S. Based employees only)
• PTO & paid holidays off
• Sabbatical program (for eligible roles)
• Summer hours (for eligible roles)
• Paid parental leave
• DEI groups (B.L.A.C.K. @ Enova, HOLA @ Enova, Women @ Enova, Pride @ Enova, South Asians @ Enova, APEX @ Enova, and Parents @ Enova)
• Employee recognition and rewards program
• Charitable matching and a paid volunteer day…Plus so much more!

About Enova

Enova International is a leading financial technology company that provides online financial services through our AI and machine learning-powered Colossus™platform. We serve non-prime consumers and businesses alike, while offering world-class technology and services to traditional banks—in order to create accessible credit for millions. 

Being a values-driven organization is at the core of Enova’s success. We live our values by listening to our customers, challenging assumptions, thinking big, setting high expectations, and hiring and developing the best. Through our values and our commitment to making Enova an awesome place to work, we maintain an environment of inclusion and culture where our employees can thrive. You can learn more about Enova’s values and culture here. 

It is our policy to provide equal employment opportunity for all persons and not discriminate in employment decisions by placing the most qualified person in each job, without regard to any other classification protected by federal, state, or local law. California Applicants: Click here to review our California Privacy Policy for Job Applicants.