Compliance Lead

About the Role

As a Compliance Lead, you will assist in the development and implementation of programs, policies, and practices to ensure that consumer business units’ activities follow regulatory requirements.  You will develop and maintain programs, policies, and practices related to regulatory compliance.  You'll be responsible for tracking laws and regulations that might affect the organization's policies and implement necessary changes.  

Responsibilities

• Ensure compliance in appropriate business units through a high level of competency with all federal and state laws and regulations, particularly lending laws (including guidance issued by federal regulators such as the Consumer Financial Protection Bureau, Federal Deposit Insurance Corporation, or the Office of the Comptroller of the Currency), identity theft, Foreign Corrupt Practices Act, and privacy laws. 
• Advise applicable business lines in the development and maintenance of lending products and help the business pursue objectives while being mindful of compliance risks and considerations.
• Research, analyze, and respond to complex compliance questions and requests from various regulatory agencies and/or business units within Enova.
• Recognize compliance, credit and operational risks in the compliance system and business processes.  Conduct root cause analysis, develop solutions and recommendations.
• Assist in the preparation of written responses to regulatory inquiries, examination reports and investigations.
• Act as a liaison between business units in developing and implementing compliance controls as part of compliance audits, testing findings, and/or examination findings and follow-up.
• Assist in preparation and completion of risk assessments.
• Identify gaps in the compliance program and participate in developing and implementing changes to policies, processes and procedures. 

Requirements

• Bachelor's degree or equivalent experience
• CRCM designation preferred. 
• Knowledge of US consumer financial regulatory requirements and the proven ability to apply that knowledge in financial services.
• Some state and federal regulatory examination experience is desirable but not required. 
• Experience interacting with or working for state or federal financial regulatory agencies preferred but not required.  
• Have the ability to independently perform regulatory related research.
• Excellent written and verbal communication skills. 
• Proficiency in translating complex data and analysis into actionable findings and possess strong analytical skills with the ability to make logical and reasoned decisions based on data.
• Have superior organizational and project management skills with the ability to balance multiple deadlines.
• Willingness to learn and assist with other compliance-related projects and initiatives.
• Proficiency and self-sufficiency in Microsoft Office applications (namely, Word and Excel)

.Compensation

The budgeted annual salary range for this position is $82,200 - $118,900. Actual annual salary will be determined based on qualifications, skills, experience, and level assessed during the hiring process and may fall outside of the range shown. Additional compensation for this role may include a bonus and restricted stock units. All full-time employees are eligible to participate in Company benefits, described in more detail here.

Benefits & Perks:

• Our hybrid roles require in-office work Tuesday through Thursday, with remote flexibility on Mondays and Fridays. This schedule fosters collaboration, team connection, and strategic planning, enhancing communication and effectiveness to drive results.
• Health, dental, and vision insurance including mental health benefits
• 401(k) matching plus a roth option (U.S. Based employees only)
• PTO & paid holidays off
• Sabbatical program (for eligible roles)
• Summer hours (for eligible roles)
• Paid parental leave
• DEI groups (B.L.A.C.K. @ Enova, HOLA @ Enova, Women @ Enova, Pride @ Enova, South Asians @ Enova, APEX @ Enova, and Parents @ Enova)
• Employee recognition and rewards program
• Charitable matching and a paid volunteer day…Plus so much more!

About Enova

Enova International is a leading financial technology company that provides online financial services through our AI and machine learning-powered Colossus™platform. We serve non-prime consumers and businesses alike, while offering world-class technology and services to traditional banks—in order to create accessible credit for millions. 

Being a values-driven organization is at the core of Enova’s success. We live our values by listening to our customers, challenging assumptions, thinking big, setting high expectations, and hiring and developing the best. Through our values and our commitment to making Enova an awesome place to work, we maintain an environment of inclusion and culture where our employees can thrive. You can learn more about Enova’s values and culture here. 

It is our policy to provide equal employment opportunity for all persons and not discriminate in employment decisions by placing the most qualified person in each job, without regard to any other classification protected by federal, state, or local law. California Applicants: Click here to review our California Privacy Policy for Job Applicants.