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We are Ferocia: a passionate team of engineers, designers, and dreamers reinventing banking.

It started with a dream of something better...

On paper, we're a tech company. In practice, we're a tight-knit team of free-thinkers focused on creating innovative financial software for the advantaged, disadvantaged, and everyone in between.

In 2011, we cut our teeth by crafting the first digital platform for Bendigo Bank. Building on that foundation, we later launched Up in 2018 - a reimagined banking experience designed to impart financial freedom to a generation.

By 2021, we officially became part of Bendigo and Adelaide Bank, continuing our work on Up and building innovative financial software for everyone.

Sitting firmly in the sweet spot of a small company rhythm with the impact of a major player, we stay dedicated to empowering those who need it most.

As proud members of the Bendigo and Adelaide Bank family, we're committed to being carbon neutral, community-focused, and always upholding the highest standards.