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Senior Capital Markets Counsel

New York, NY

About Figure

Figure is maximizing the value of homeownership in ways that benefit consumers and the industry alike. We’re helping homeowners tap their liquidity easily, efficiently and reasonably for purpose-driven, significant expenditures – everything from dream home renovations and debt consolidation to small business formation.

In seven years, we’ve become the country’s #1 non-bank HELOC lender. As a financial technology firm operating at the intersection of regulation and transformation, we’re a “unicorn” – a group of fewer than 1000 companies globally that is valued at $1B or more and has been in operation for less than ten years. 

Our mission requires us to have a creative, team-oriented, and supportive environment where everyone can do their absolute best. We are motivated, innovative, collaborative, and curious. We value individuals who bring a problem-solving mindset to every task. Every day at Figure is a journey in continuous learning combined with a focus on getting work done that makes a difference. Join us!

Wealthfront Career-Launching Company 

Figure Series D Announcement

About the Role

We’re seeking a seasoned capital markets attorney with deep expertise in structured finance, securitization, and forward flow transactions. In this role, you’ll lead the legal execution of Figure’s capital markets strategy and play a key role in our relationships with lenders, investors, and rating agencies. You'll also support our innovative use of blockchain technology to modernize the capital markets infrastructure.

What You’ll Do

  • Lead the structuring, drafting, and negotiation of forward flow, warehouse, and securitization agreements for Figure products including HELOCs and closed-end mortgages
  • Collaborate with Finance and Capital Markets teams to build and execute financing structures, including blockchain-based securitizations
  • Manage relationships and negotiations with investors, rating agencies, lenders, and other capital markets participants
  • Provide legal guidance on compliance and regulatory matters related to asset-backed securitizations and structured finance transactions
  • Support Figure’s strategic initiatives to enhance capital markets efficiency through blockchain technology and tokenized assets

What We Look For

  • J.D. and active membership in good standing with at least one U.S. state bar
  • 8+ years of experience in capital markets and structured finance at a top law firm; experience in-house at a fintech, bank, or issuer a plus
  • Expertise in loan securitizations, warehouse financing, and loan sale transactions; experience in the residential loan space a plus
  • Strong contract drafting and negotiation skills with a track record of managing complex deals
  • Proactive, self-directed mindset with strong commercial judgment and a solutions-oriented approach
  • Ability to thrive in a fast-paced, evolving environment and work cross-functionally across teams
  • Interest or experience in blockchain applications within capital markets is a plus

Salary

  • Compensation Range: $212,520-$265,650/yr
  • 25% annual bonus target, paid quarterly 
  • Equity stock options package
  • This is the compensation range for the United States, actual compensation may vary based on individual candidate experience, location, or evolving business needs

Benefits

  • Comprehensive health, vision, and dental insurance with 100% employer-paid premiums for employees and their dependents on select plans
  • Company HSA, FSA, Dependent Care, 401k, and commuter benefits
  • Employer-funded life and disability insurance coverage
  • 11 Observed Holidays & PTO plan
  • Up to 12 weeks paid family leave
  • Continuing education reimbursement

Depending on your residential location certain laws might regulate the way Figure manages applicant data. California Residents, please review our California Employee and General Workforce Privacy Notice for further information. By submitting your application, you are agreeing  and acknowledging that you have read and understand the above notice.

Figure will not sponsor work visas for this position. In compliance with federal law, all persons hired will be required to verify identity and eligibility to work in the United States and to complete the required employment eligibility verification form upon hire. 

#LI-MM1 #LI-Hybrid

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