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Manager, Capital Markets

New York, NY

About Figure

Figure is maximizing the value of homeownership in ways that benefit consumers and the industry alike. We’re helping homeowners tap their liquidity easily, efficiently and reasonably for purpose-driven, significant expenditures – everything from dream home renovations and debt consolidation to small business formation.

In seven years, we’ve become the country’s #1 non-bank HELOC lender. As a financial technology firm operating at the intersection of regulation and transformation, we’re a “unicorn” – a group of fewer than 1000 companies globally that is valued at $1B or more and has been in operation for less than ten years. 

Our mission requires us to have a creative, team-oriented, and supportive environment where everyone can do their absolute best. We are motivated, innovative, collaborative, and curious. We value individuals who bring a problem-solving mindset to every task. Every day at Figure is a journey in continuous learning combined with a focus on getting work done that makes a difference. Join us!

Wealthfront Career-Launching Company 

Figure Series D Announcement

About the Role

As the Capital Markets Manager, you will support the execution and optimization of funding strategies that power our $7B+ annual lending business. In this role, you’ll work cross-functionally with Product, Credit, and Finance teams to implement scalable and cost-effective capital markets solutions that help expand access to credit and enhance our market position.

You’ll contribute to the management of funding relationships with institutional investors and warehouse lenders, assist in whole loan sales and structured finance transactions, and help ensure reliable access to liquidity. Your ability to analyze deal structures, support transaction execution, and maintain strong partner relationships will be key to supporting the team’s strategic growth objectives.

What You’ll Do

  • Manage capital relationships to support warehouse and permanent funding of originated assets, with a focus on cost-efficient and flexible access to capital.
  • Execute and close warehouse lines and whole loan sale agreements in support of origination and liquidity needs.
  • Structure and execute financing solutions, including forward flow arrangements, whole loan sales, and securitization structures.
  • Support the development of funding strategies that enhance liquidity, reduce funding costs, and align with market dynamics.
  • Work directly with warehouse lenders, institutional investors, and rating agencies to support funding execution and relationship management.
  • Support investor and rating agency diligence processes, including coordinating data requests and communicating key credit and risk insights.

What We Look For

  • 5+ years in Capital Markets, Structured Finance, or Investment Banking, ideally in consumer lending, HELOCs, or residential mortgage.
  • Proven people management skills, with experience leading or mentoring team members in a high-performance environment.
  • Hands-on experience with warehouse lines, whole loan sales, securitizations, and investor due diligence.
  • Strong relationship management skills with institutional investors, lenders, and rating agencies.
  • Effective communicator and cross-functional collaborator across Finance, Credit, Product, and Legal.
  • Proficient in Excel or Google Sheets; familiarity with Intex, Bloomberg, or financial modeling tools a plus.
  • Interest in emerging technologies like blockchain to drive efficiency and reduce third-party costs.

Salary

  • Compensation Range: $120,000 - $160,000/yr
  • 25% annual bonus target, paid quarterly 
  • Equity stock options package
  • This is the compensation range for the United States, actual compensation may vary based on individual candidate experience, location, or evolving business needs

Benefits

  • Comprehensive health, vision, and dental insurance with 100% employer-paid premiums for employees and their dependents on select plans
  • Company HSA, FSA, Dependent Care, 401k, and commuter benefits
  • Employer-funded life and disability insurance coverage
  • 11 Observed Holidays & PTO plan
  • Up to 12 weeks paid family leave
  • Continuing education reimbursement

Depending on your residential location certain laws might regulate the way Figure manages applicant data. California Residents, please review our California Employee and General Workforce Privacy Notice for further information. By submitting your application, you are agreeing  and acknowledging that you have read and understand the above notice.

Figure will not sponsor work visas for this position. In compliance with federal law, all persons hired will be required to verify identity and eligibility to work in the United States and to complete the required employment eligibility verification form upon hire. 

#LI-RF1 #LI-Hybrid

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