Job Application for Mortgage Specialist at First National Bank of America

First National Bank of America is seeking an organized and detail-oriented Mortgage Specialist to join the HMDA/CRA team. The Mortgage Specialist position performs various HMDA and CRA related tasks pertaining to the Home Mortgage Disclosure Act and the Community Reinvestment Act to ensure the bank’s compliance efforts are maintained on a daily basis. The ideal candidate will demonstrate sound and accurate judgement, critical thinking, adaptability and strong time management.

Responsibilities:

Learn and maintain current knowledge of the Home Mortgage Disclosure Act (HMDA) and the Community Reinvestment Act (CRA) regulations
Have the ability to learn the different origination systems the bank utilizes in regards to complying with HMDA and CRA
Perform daily review of loan files to ensure information is reported accurately on the HMDA LAR including determining if the loan files reviewed are to be reported for HMDA
Assist the HMDA/CRA Supervisor in quarterly tasks as necessary
Ensure that errors related to HMDA and CRA reporting are corrected in the necessary systems the bank utilizes for HMDA and CRA reporting
Ensure that all records are properly entered into the HMDA software applications
Continue to build proficiency of HMDA and CRA regulations through bank offered training

Qualifications:

One year of general banking or regulatory agency experience with an emphasis in loan compliance, or equivalent level of education and experience preferred
Well organized with the ability to manage multiple tasks and work to time sensitive deadlines
Comfortable with both collaborating with other analysts and working independently
Excellent oral and written communication skills in order to communicate issues and errors to different departments when needed
Working knowledge of Microsoft Office Programs with a strong emphasis on Excel

Employee benefits

Medical – Multiple plans to choose from including HSA and traditional. Premiums as low as $0.00
Dental – Premiums as low as $0.00
Vision – Low premium Plan
Discounted childcare
Pet Insurance
Paid Time Off (PTO)
401k with employer match
Adjustable desks that can be raised or lowered to sit or stand

At First National Bank of America, we are looking for exceptional individuals with a "servant's heart" or a natural humility that recognizes the importance of prioritizing others' needs. We celebrate and acknowledge efforts that exceed expectations, whether it's delivering added value to customers or supporting colleagues. Just as interest compounds over time, the little things we do can make a substantial difference.

First National Bank of America recognizes that the quality of our people is the foundation for our success. Attracting exceptional individuals who value a challenging work environment that rewards the contributions of its people is the cornerstone of our hiring philosophy.

Note: These statements are intended to describe the general nature and level of work involved for this job. It is not an exhaustive list of all responsibilities, duties, and skills required for this job.

First National Bank of America is an Equal Opportunity Employer.

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Mortgage Specialist

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