HMDA CRA Supervisor
First National Bank of America is seeking a HMDA CRA Supervisor to join the Risk Management team. This role reports directly to the BSA/CRA Officer and will be an integral part of the FNBA Risk Management team. The position requires an individual with a talent of understanding the “why” and “how”. This is a critical part of the role – being motivated by learning and improving a process. To FNBA, this is far more important than the technical knowledge of the job, which can be learned. Furthermore, the individual should have a strong desire to lead people and to accomplish objectives through a team. FNBA works like a start-up, and we want to keep it that way.
Banks are required to report a large number of loan data points on an annual basis. The HMDA CRA Supervisor manages the team that ensures those reports are submitted accurately, and on time, on behalf of FNBA. The successful candidate will have an analytical eye towards improving processes and solving problems, while being comfortable with routine. To do this, the HMDA CRA Supervisor will need to achieve three goals.
The first goal of this role is managing the HMDA team to ensure delivery of high-quality reporting on behalf of FNBA. Strategic thinking is required for the task of creating a testing plan that will ensure reported information is correct and accurate. The individual must have a talent for understanding and being curious about the details, and yet can think strategically about keeping the team efficient. The talent of analyzing data and drawing conclusions from it is key.
The second strategic goal the HMDA CRA Supervisor should expect to undertake is completing a modernization of the HMDA System Platform. Additionally, this role must provide continuous management of said platform and regularly evaluate ways to recommend improvements for consistent efficiency.
The third goal is serving as a key stakeholder in FNBA’s CRA activities to meet enterprise goals. The HMDA/CRA Supervisor position will play an active role in tabulating CRA qualifying loans and investments as well as the coordination of CRA service activities. This will include a high level of interaction with external parties.
Responsibilities:
- Manage a testing plan for loan data that must be submitted to regulatory agencies annually
- Assist in the Bank’s CRA activities to meet the enterprise goals, including being a liaison to third-party organizations
- Manage the HMDA team to effectively meet the goals of an accurate and timely submission of key data
- Periodically conduct reviews of key data and produce reports for senior management
- Provide feedback to operational units on the integrity and accuracy of their reporting
- Leverage software and analytical tools to ensure efficient testing and accurate data
- Maintain current knowledge of the Home Mortgage Disclosure Act and the Community Reinvestment Act regulations
Qualifications:
- Ability to lead and be part of a team – clear communication of goals, solving problems, and providing feedback
- Ability to act proactively and work unsupervised
- Interpersonal skills sufficiently developed to enable smooth implementation of process and regulatory changes
- Understanding of project management best practices/methodologies/project lifecycle
- Strong Excel or database skills
Employee benefits
- Medical – Multiple plans to choose from including HSA and traditional. Premiums as low as $0.00
- Dental – Premiums as low as $0.00
- Vision – Low premium Plan
- Discounted childcare
- Pet Insurance
- Paid Time Off (PTO)
- 401k with employer match
- Adjustable desks that can be raised or lowered to sit or stand
At First National Bank of America, we are looking for exceptional individuals with a "servant's heart" or a natural humility that recognizes the importance of prioritizing others' needs. We celebrate and acknowledge efforts that exceed expectations, whether it's delivering added value to customers or supporting colleagues. Just as interest compounds over time, the little things we do can make a substantial difference.
First National Bank of America recognizes that the quality of our people is the foundation for our success. Attracting exceptional individuals who value a challenging work environment that rewards the contributions of its people is the cornerstone of our hiring philosophy.
Note: These statements are intended to describe the general nature and level of work involved for this job. It is not an exhaustive list of all responsibilities, duties, and skills required for this job.
First National Bank of America is an Equal Opportunity Employer.
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