AML/CTF Senior Reporting Officer

Who Are We

HALA is a leading fintech player in the MENAP region that aims to redefine financial services and build the future bank of SMEs. HALA aims at empowering SMEs to start, run, and grow their businesses by providing them with cutting-edge financial and technological tools.

HALA currently holds multiple entities in UAE, Saudi Arabia and Egypt (including HALA Payments and HALA Logistics) and offers solutions that enable merchants to digitize their payments as well as manage their sales and operations.

Founded in 2017, HALA is currently licensed by the Saudi Arabian Central Bank.

• Own and execute the end-to-end AML/CTF reporting lifecycle (assessment, investigation, STR drafting, submission, and follow-up).
• Act as the single point of contact for all reporting-related matters with SAMA, FIU, and competent authorities.
• Manage and respond to all regulatory requests, inspections, and inquiries in a timely, accurate, and controlled manner.
• Maintain a centralized Reporting Register covering STRs, regulatory requests, feedback, and decisions with full audit trail.
• Ensure all suspicious transactions are identified, assessed, and reported immediately in line with regulatory requirements.
• Ensure all reports are high-quality, complete, and defensible with strong narratives and supporting evidence.
• Build and manage reporting data (MIS) and dashboards to enable instant access to information for management and regulators.
• Prepare and deliver internal reports, board reports, and executive presentations covering AML/CTF risks, trends, and reporting performance.
• Act as the central reporting focal point across all AML units (Monitoring, Sanctions, reporting) ensuring consistency and alignment.
• Analyze regulatory feedback, rejections, and observations, and implement corrective actions and improvements.
• Identify and address gaps in reporting processes, data, and controls, and drive continuous improvement initiatives.
• Ensure full documentation, audit trail, and regulatory readiness at all times.
• Drive integration and automation of reporting processes with AML systems.
• Ensure unrestricted access to all relevant data and information required to perform reporting duties effectively.
• Utilize advanced skills in Microsoft Excel, Word, and PowerPoint to:
• Build structured reporting databases and trackers
• Develop automated reports and dashboards
• Produce high-quality regulatory and board-level presentations

• Bachelor’s degree in Law, Finance, Business Administration or related field.
  Relevant experience may substitute education.
• 4–6 years of experience in AML/CTF within a regulated financial institution.
• Good understanding of:
  • AML/CTF risk assessment
  • Reporting and dashboards
  • Handling large data and archiving
• Experience in writing policies and procedures.
• Experience in preparing periodic reports (weekly, monthly, quarterly, annual).
• Experience in conducting internal AML visits across departments to assess compliance and identify gaps.
• Proficient in Microsoft Excel, Word, and PowerPoint.
• Fluent in Arabic and English.

• We have an inclusive and diverse culture that encourages innovation and flexibility in remote, in-office, and hybrid work setups.
• We offer highly competitive compensation packages, including the potential for shares.
• We prioritize personal development and offer regular training and an annual learning stipend to tackle new challenges and grow your career in a hyper-growth environment.
• Join a talented team of over 30 nationalities working in 7 countries and gain valuable experience in an exciting industry.
• We offer autonomy, mentoring, and challenging goals that create incredible opportunities for both you and the company.
• You will be given a lot of responsibility and trust. We believe that the best results come when the people responsible for a function are given the freedom to do what they think is best.