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Product Consultant
Horace Mann is seeking a Worksite Product Consultant to oversee the performance, competitiveness, and development of assigned worksite insurance product lines. This role is accountable for ensuring our products meet customer needs, remain market competitive, and align with regulatory and enterprise requirements.
The Consultant will gather and synthesize industry, financial, and market data to inform product strategies, partner across departments to resolve key issues, and collaborate with field marketing to address agent and state needs. This role requires strong analytical, communication, and project management skills, as well as knowledge of voluntary/worksite products.
Key Responsibilities
Product Line Oversight
- Manage the overall performance of assigned worksite insurance product lines.
- Ensure product benefits, features, and availability are competitive and comprehensive.
- Handle state-specific product line management tasks as assigned.
Market Research & Strategy
- Gather and analyze market, industry, and financial data to inform product strategies.
- Identify and recommend product enhancements or new offerings to meet customer needs and improve market position.
- Stay current on voluntary/worksite product trends, including critical illness, accident, hospital indemnity, and short-term disability (STD).
Cross-Functional Collaboration
- Partner with pricing, underwriting, claims, research, IT, and regulatory teams to address key issues.
- Collaborate with field marketing to address state-level needs and agent concerns.
- Work closely with marketing and sales teams on initiatives that strengthen our product portfolio.
Project & Communication Leadership
- Manage assigned product projects and deliverables.
- Create and present professional product materials to diverse internal and external audiences.
- Maintain multiple external communications with different stakeholders effectively.
- At the senior level, provide mentoring and development support to other team members.
Qualifications & Requirements
- H.S. diploma or GED equivalent, required.
- Bachelor’s degree in Business, Finance, Insurance, or related field preferred.
- Experience with voluntary/worksite insurance products (e.g., critical illness, accident, hospital indemnity, STD).
- Strong research, critical thinking, and analytical skills.
- Project management experience; ability to handle multiple projects simultaneously.
- Proficient in Microsoft Excel, Word, PowerPoint, and related software.
- Excellent written and verbal communication skills.
- Ability to learn product management skills quickly and apply them effectively.
- Availability aligned with departmental needs; flexibility to work irregular hours as necessary.
- Willingness to travel as required.
Salary Range:
$71,500.00 - $105,400.00/annually.
Salary is commensurate to experience, location, etc.
Horace Mann was founded in 1945 by two Springfield, Illinois, teachers who saw a need for quality, affordable auto insurance for teachers. Since then, we’ve broadened our mission to helping all educators protect what they have today and prepare for a successful tomorrow. And with our broadened mission has come corporate growth: We serve more than 4,100 school districts nationwide, we’re publicly traded on the New York Stock Exchange (symbol: HMN) and we have more than $12 billion in assets.
We’re motivated by the fact that educators take care of our children’s future, and we believe they deserve someone to look after theirs. We help educators identify their financial goals and develop plans to achieve them. This includes insurance to protect what they have today and financial products to help them prepare for their future. Our tailored offerings include special rates and benefits for educators.
EOE/Minorities/Females/Veterans/Disabled. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability or protected veteran status
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