Software Engineer I

Human Interest is on a mission to ensure that people in all lines of work have access to retirement benefits. 

More than half of all working Americans are not saving enough for their future. Too often, it’s because they are employed by a company that doesn’t offer a retirement plan. Human Interest is changing that by making it affordable and accessible for small and medium-sized businesses to offer employees a path to financial independence through retirement savings.

We’re a high-growth fintech company changing the retirement industry. We are backed by a number of investors. This includes funding from Marshall Wace and Baillie Gifford, as well as top investors such as BlackRock, TPG (The Rise Fund), SoftBank, Glynn Capital, NewView Capital, USVP, Wing, Uncork, and more.

About the role

Are you proficient in computer science and AI-accelerated software engineering? Do you want to put your skills to work alongside a team of elite coders and enthusiastic product thinkers? Curious about how a high-performance startup works and what it takes to build a high-growth unicorn?

As a Software Engineer 1 at Human Interest, you will be an integral part of our engineering team, contributing to projects that are central to our mission. We're looking for bright, technically strong, eager-to-learn engineers who are passionate about problem-solving and fit well with our company culture and values. This is a full-time opportunity to build real-world software in a fast-paced fintech environment, working on the systems that make our 401(k) products simple, intuitive, scalable, and secure. You'll get hands-on mentorship as you ramp, and the expectation is that you grow quickly into owning your own scope of work.

About the team

The Payroll Integrations team builds and maintains the connections that let Human Interest sync retirement plan data with hundreds of payroll providers, this is the infrastructure that makes it possible for millions of dollars in contributions to move accurately and on time, every pay period. It's a team that sits at the intersection of reliability engineering and partner ecosystem management: the work has to be correct, auditable, and resilient because at Human Interest we strive to provide the perfect 401(k) experience and that starts with this team. We're a collaborative, technically curious group that cares as much about simplifying complex systems as we do about shipping.

What you get to do every day

• You will be trusted to work independently and autonomously on your tasks, with ownership of real software deliverables that matter to our customers, product, and business. Our experienced and highly-skilled team will be there to help you as needed.
• You’ll get to grow your skills in coding in the context of a large-scale fintech product with a cloud-based service-oriented architecture.
• You will get to apply your theoretical knowledge in analyzing software complexity, system design, data modeling, and other topics in a real-life production environment.
• You’ll collaborate with highly-skilled software engineers and product experts.
• You’ll gain exposure to the culture and software development lifecycle of a fast-moving tech company built on a highly-modern stack.

What you bring to the role

• A Bachelor's degree in Computer Science, Computer Engineering, or a related technical field, completed.
• 0 years of professional experience (excluding internships); this role is well suited to a recent graduate who hasn't yet worked in a tech role outside of an internship.
• Completed coursework in applied machine learning (ML) or artificial intelligence (AI).
• Proficient in using AI-powered agentic and non-agentic coding assistants for tasks like analyzing, writing, testing, or debugging software.
• Proficiency in at least one modern, industry-standard, object-oriented language (e.g., JavaScript/TypeScript, Python, Kotlin).
• Proficient in building web applications (frontend and backend) on top of common cloud platforms (e.g. AWS).
• Proficient in applying theoretical computer science knowledge (such as data structures and algorithms) in real-life software engineering situations.
• Proficient in common practical software engineering skills such as the use of version control, unit testing, and modern editors/IDEs.
• Possess top-tier communication skills, a bias for action, and an optimistic attitude.
• This position does not offer sponsorship for work authorization.

Why you will love working at Human Interest

Human Interest is tackling one of our country's biggest challenges - closing the retirement gap. You'll be instrumental in architecting and scaling solutions that bring financial security to employees at small and medium-sized businesses nationwide. We’ve made significant progress, but there is still growth ahead, offering you a unique opportunity to solve complex problems, drive innovation, and advance your career alongside a dedicated, mission-driven team. We value hard work and recognize that our team's contributions are key to our continued success.

Join Human Interest and make a lasting impact by shaping the future of retirement.

Our operating principles define how we work together as a team. They reflect Human Interest’s unique view on what’s important and what’s right. Documenting this core aspect of our culture helps employees make good decisions on their own. It also helps candidates considering career opportunities critically evaluate whether they will thrive at Human Interest. 

• Customer obsession: We're all about creating amazing experiences for our customers. We put their needs first and go the extra mile to make them smile.
• Long-Term Orientation: We're not just playing for today; we're building a legacy. We think big, plan strategically, and invest in our future.
• Autonomous and Accountable Teams: We trust our team members to take ownership and make smart decisions. We empower you to be your best self!
• An Escalating Bar for Talent and Performance: We're constantly raising the bar and challenging ourselves to be better. We believe in growth and continuous improvement.
• Fundamental Optimism: We see the glass as half full (and then we fill it up with more amazing ideas!). We believe in the power of positivity and the potential for greatness.

Compensation - At Human Interest, there are a number of factors that are used to determine the appropriate pay range for each position. We take into account the cost of labor for each position in various markets across the U.S. The base salary for this position spans $125,000 - $135,000 and represents the minimum in our lowest geographic region to a maximum in our highest geographic region. The salary we offer to a new employee within this range is based on their location within the U.S., their relevant job-related skills, and experience. At Human Interest, base salary is one component of the overall total rewards package. Depending on the position, additional compensation components such as bonuses, commissions, and equity may be offered. All of our employees are offered a robust suite of physical, financial, and mental wellness benefits. In compliance with applicable laws, we do not inquire about salary history, or about criminal history prior to a conditional offer of employment.

Benefits - 

• A great 401(k) plan: Our own! Our 401(k) includes a dollar-for-dollar employer match up to 4% of compensation (immediately vested) and $0 plan fees
• Top-of-the-line health plans, as well as dental and vision insurance
• Competitive time off and parental leave
• Addition Wealth:  Unlimited access to digital tools, financial professionals, and a knowledge center to help you understand your equity and support your financial wellness
• Lyra: Enhanced Mental Health Support for Employees and dependents  
• Carrot: Fertility healthcare and family forming benefits
• Candidly:  Student loan resource to help you and your family plan, borrow, and repay student debt
• Monthly work-from-home stipend; quarterly lifestyle stipend
• Engaging team-building experiences, ranging from virtual social events to team offsites, promoting collaboration and camaraderie.

We’re a great place to work (but don’t take our word for it) 

Here’s a list of our awards and accolades:

• Certified as a Great Place To Work® (2023-2025)
• Fortune Best Place to Work in the Bay Area (2024)
• Best Places to Work by Built In (2023-2024)
• America’s Best Startup Employers by Forbes (2020-2022, 2024) 
• A Top Company by Y Combinator (2020-2023)
• Inc. Fastest Growing Companies (2021)

Human Interest is an equal opportunity employer. All applicants will receive consideration for employment without regard to race, color, religion, sex, gender, gender identity or expression, sexual orientation, national origin, genetics, disability, age, veteran or military status, pregnancy, or any other characteristics protected under federal, state, or local laws. Employment with Human Interest is at-will, meaning either you or the company may terminate employment at any time, with or without cause or notice, except as otherwise provided by law or written agreement.

We are committed to making every stage of our application process fully accessible to all individuals. If you need a reasonable accommodation at any point in the process, please let us know at applicantaccommodations@humaninterest.com.

Protect yourself against fraud and identity theft. Apply to our open positions directly via our careers page on Greenhouse. Human Interest will never ask applicants for their financial or banking information as part of our application process. All legitimate communication will come from a @humaninterest.com email address. If you have questions, please reach out to us directly at careers@humaninterest.com

Please note Human Interest does not accept unsolicited resumes from any source other than directly from candidates. We will not consider resumes from vendors, including and without limitation search firms, staffing agencies, fee-based referral services, and recruiting agencies. 

Pursuant to the San Francisco Fair Chance Ordinance, we will consider employment-qualified applicants with arrest and conviction records. We comply with CCPA guidelines.

See more: https://humaninterest.com/disclosures