Software Engineer (SWE2)

Banking is being reimagined—and customers expect every interaction to be easy, personal, and instant. 

We are building a universal banking assistant that millions of U.S. consumers can use to transact across all financial institutions and, over time, autonomously drive their financial goals. Powered by our proprietary BankGPT platform, this assistant is positioned to displace age-old legacy systems within financial institutions and own the end-to-end CX stack, unlocking a $200B opportunity and potentially replacing multiple publicly traded companies. 

Ultimately, our mission is to drive financial well-being for millions of consumers.

With over two-thirds of Americans living paycheck to paycheck, 50% holding less than $500 in savings, and only 17% financially literate, we aim to put financial well-being on autopilot to help solve this problem.

KEY FACTS

• Base salary: $225,000
• Equity: 0.10%–0.20% (founding-team tier)
• Location: SF or PA • 5 days in-office
• Experience: 3–6 years of production engineering
• Reports to: VP of Engineering (when hired) / Bruce Kim (CTO)

Why This Role Is Unique

As a Software Engineer (SWE2), you sit at a rare intersection: working directly with OpenAI's research team on frontier model capabilities while shipping those breakthroughs into a consumer product that touches millions of people's financial lives. Most engineers get one or the other. Here you get both.

What You'll Do
• Ship consumer-facing features across BankGPT mobile and web — conversational AI interfaces, account
aggregation, transaction intelligence, proactive notifications, dynamic UI generation.
• Build integrations with core banking systems, Plaid/MX, and LLM APIs.
• Own features end-to-end: architecture, implementation, testing, observability, iteration based on real user data.
• Work hand-in-hand with senior engineers, PMs, and both founders every day.

What We're Looking For
• 3–6 years of production engineering shipping code that real users depend on.
• Strong generalist chops in modern web/mobile stacks. TypeScript/React/Node or similar.
• Extreme AI fluency — uses AI tools daily, has rebuilt their workflow around them.
• Hunger and speed over credentials and pedigree.
• Bias to learn and tolerance for ambiguity.
• Preferred: Top 20 CS degree + relevant startup experience. Exception: exceptional startup track record with deep contributions can substitute for school pedigree.

At Interface.ai, we are committed to providing an inclusive and welcoming environment for all employees and applicants. We celebrate diversity and believe it is critical to our success as a company. We do not  discriminate on the basis of race, color, religion, national origin, age, sex, gender identity, gender expression, sexual orientation, marital status, veteran status, disability status, or any other legally protected status. All employment decisions at Interface.ai are based on business needs, job requirements, and individual qualifications. We strive to create a culture that values and respects each person's unique perspective and contributions. We encourage all qualified individuals to apply for employment opportunities with Interface.ai and are committed to ensuring that our hiring process is inclusive and accessible.