Digital Lending Business Risk Specialist

Role Objective:

Responsible for supporting risk management and mitigation (such as setting customer acceptance criteria, monitoring portfolios) to support the achievement of Digital Lending business performance

Role Accountabilities:

1. Collaborating with the business and product teams in product plans, policies, procedures and systems that will be used can mitigate potential credit risks that may occur.
2. Collaborate with the Risk Management, Operations, Legal & Compliance teams and the business team to determine risk appetite in forming a risk profile.
3. Collaborate with the Fraud Management function to ensure the fraud risk identification process in Digital Lending runs well in accordance with established provisions.
4. Responsible for preparing and ensuring the bank's monitoring and reporting obligations related to business risks to ensure actual achievements are in accordance with predetermined targets and risk appetite

General Requirements:

1. Minimum Bachelor's Degree from a Leading University
2. Minimum 5 years of experience in managing risk management (preferably in the credit risk area) in the financial industry and/or technology-based companies
3. Can adapt in a dynamic environment
4. Can work under time pressure
5. Fluent in English verbally and in writing.
6. Have discipline in obtaining related data and monitoring relevant indicators
7. Able to analyze data to make decisions and/or provide recommendations independently.
8. Have the ability to solve problems with a practical and commercial approach.
9. Have a greater desire to be able to make a contribution to the digital banking industry, especially for lending customers.