Back to jobs

AML/BSA Oversight Lead

Lithic creates card issuing and payment infrastructure for technology companies that just works. We help some of the world’s fastest-growing digital banks, fintech companies, and software companies process billions in transactions annually.

Lithic is hiring an experienced AML/BSA Team Lead to oversee and lead our anti-money laundering (AML) and Bank Secrecy Act (BSA) Oversight and Control Team. The AML/BSA Team leader will be responsible for managing a team of analysts, ensuring adherence to regulatory and bank requirements, as well as implementing effective AML/BSA policies and procedures to mitigate financial crime risk.  This role requires strong leadership, analytical skills and a deep understanding of AML/BSA regulations. 

Responsibilities: 

  • Team Leadership.  
    • Lead, mentor and develop the Oversight and Control division of the compliance team.  
    • Assign and prioritize tasks to team members, ensuring efficient and timely completion of work.  
    • Conduct periodic evaluations, provide feedback and identify training needs. 
  • Compliance Oversight.  
    • Oversee and assist with the day-to-day operations of the AML/BSA Oversight and Control Team, ensuring compliance with all relevant regulations and internal policies.  Examples include client onboarding and due diligence, bank and internal program approval, program change management, bank exception requests, initial and ongoing client training, 
    • Act as a subject matter expert and point of contact for all KYC/KYB and EDD onboarding activities.  Respond to questions from internal, external partners, and sponsor banks as well as acting as a key contributor to approval decisions for new products and programs. 
    • Identify and assess potential risks related to money laundering and terrorist financing.
    • Develop and implement strategies to address identified risks and enhance the effectiveness of the AML/BSA program.
    • Coordinate with the Head of Compliance and the other compliance teams to respond to various audits, ongoing bank reporting, and issues management.

Qualifications: 

  • 2 or more years of relevant work experience in Anti-Money Laundering/Know Your Customer or other relevant work experience in a financial services company, legal, regulatory, or consulting firm.  ACAMs certification is a plus!
  • 2 or more years of management or equivalent team lead experience
  • Ability to thrive in a fast paced ever changing environment  
  • In depth Knowledge of Bank Secrecy Act, AML regulations, OFAC, and the USA Patriot Act
  • Experience using third party software to complete identity checks and due diligence reviews such as LexisNexis, Cognito, IDology, Alloy.
  • Powerful analytical and problem-solving skills as well as sound judgment and decision making
  • Exceptional organization and presentation skills
  • Dedication to quality, timeliness and customer centricity
  • Experience managing multiple task/priorities successfully

Base Salary: $117,000 - $135,000

This role can be hired in NYC, NY; Austin, TX, Sioux Falls, SD; and Salt Lake City, UT. 

Benefits

  • Health, vision, and dental insurance 
  • Unlimited PTO
  • 401(k) match 
  • Life Insurance and AD&D policy 
  • 3% cashback on all Privacy purchases

Apply for this job

*

indicates a required field

Resume/CV

Accepted file types: pdf, doc, docx, txt, rtf

Cover Letter

Accepted file types: pdf, doc, docx, txt, rtf

Select...

Voluntary Self-Identification

For government reporting purposes, we ask candidates to respond to the below self-identification survey. Completion of the form is entirely voluntary. Whatever your decision, it will not be considered in the hiring process or thereafter. Any information that you do provide will be recorded and maintained in a confidential file.

As set forth in Lithic’s Equal Employment Opportunity policy, we do not discriminate on the basis of any protected group status under any applicable law.

Select...
Select...
Race & Ethnicity Definitions

If you believe you belong to any of the categories of protected veterans listed below, please indicate by making the appropriate selection. As a government contractor subject to the Vietnam Era Veterans Readjustment Assistance Act (VEVRAA), we request this information in order to measure the effectiveness of the outreach and positive recruitment efforts we undertake pursuant to VEVRAA. Classification of protected categories is as follows:

A "disabled veteran" is one of the following: a veteran of the U.S. military, ground, naval or air service who is entitled to compensation (or who but for the receipt of military retired pay would be entitled to compensation) under laws administered by the Secretary of Veterans Affairs; or a person who was discharged or released from active duty because of a service-connected disability.

A "recently separated veteran" means any veteran during the three-year period beginning on the date of such veteran's discharge or release from active duty in the U.S. military, ground, naval, or air service.

An "active duty wartime or campaign badge veteran" means a veteran who served on active duty in the U.S. military, ground, naval or air service during a war, or in a campaign or expedition for which a campaign badge has been authorized under the laws administered by the Department of Defense.

An "Armed forces service medal veteran" means a veteran who, while serving on active duty in the U.S. military, ground, naval or air service, participated in a United States military operation for which an Armed Forces service medal was awarded pursuant to Executive Order 12985.

Select...

Voluntary Self-Identification of Disability

Form CC-305
Page 1 of 1
OMB Control Number 1250-0005
Expires 04/30/2026

Why are you being asked to complete this form?

We are a federal contractor or subcontractor. The law requires us to provide equal employment opportunity to qualified people with disabilities. We have a goal of having at least 7% of our workers as people with disabilities. The law says we must measure our progress towards this goal. To do this, we must ask applicants and employees if they have a disability or have ever had one. People can become disabled, so we need to ask this question at least every five years.

Completing this form is voluntary, and we hope that you will choose to do so. Your answer is confidential. No one who makes hiring decisions will see it. Your decision to complete the form and your answer will not harm you in any way. If you want to learn more about the law or this form, visit the U.S. Department of Labor’s Office of Federal Contract Compliance Programs (OFCCP) website at www.dol.gov/ofccp.

How do you know if you have a disability?

A disability is a condition that substantially limits one or more of your “major life activities.” If you have or have ever had such a condition, you are a person with a disability. Disabilities include, but are not limited to:

  • Alcohol or other substance use disorder (not currently using drugs illegally)
  • Autoimmune disorder, for example, lupus, fibromyalgia, rheumatoid arthritis, HIV/AIDS
  • Blind or low vision
  • Cancer (past or present)
  • Cardiovascular or heart disease
  • Celiac disease
  • Cerebral palsy
  • Deaf or serious difficulty hearing
  • Diabetes
  • Disfigurement, for example, disfigurement caused by burns, wounds, accidents, or congenital disorders
  • Epilepsy or other seizure disorder
  • Gastrointestinal disorders, for example, Crohn's Disease, irritable bowel syndrome
  • Intellectual or developmental disability
  • Mental health conditions, for example, depression, bipolar disorder, anxiety disorder, schizophrenia, PTSD
  • Missing limbs or partially missing limbs
  • Mobility impairment, benefiting from the use of a wheelchair, scooter, walker, leg brace(s) and/or other supports
  • Nervous system condition, for example, migraine headaches, Parkinson’s disease, multiple sclerosis (MS)
  • Neurodivergence, for example, attention-deficit/hyperactivity disorder (ADHD), autism spectrum disorder, dyslexia, dyspraxia, other learning disabilities
  • Partial or complete paralysis (any cause)
  • Pulmonary or respiratory conditions, for example, tuberculosis, asthma, emphysema
  • Short stature (dwarfism)
  • Traumatic brain injury
Select...

PUBLIC BURDEN STATEMENT: According to the Paperwork Reduction Act of 1995 no persons are required to respond to a collection of information unless such collection displays a valid OMB control number. This survey should take about 5 minutes to complete.