Sr. Analyst, Risk Compliance Financial Services
This role is within the Lucid Financial Services Global Risk and Compliance team. In this role, you will be part of a team driving regulatory compliance in partnership with Legal, Compliance, Finance, Product internal teams and external auto lending and leasing partners.
The successful candidate will have an ability to thrive in a fast-paced environment and has experience in consumer and auto risk and compliance functions including policy and procedure writing and change control, business process testing and control, quality control and quality assurance testing, issue management, regulatory change management, third-party risk management, monthly reporting packages, internal and external audit readiness and testing.
Please note, this role is 100% onsite in Southfield, MI or Newark, CA.
You Will:
- Drive governance, risk and control as part of Lucid’s Financial Services (FS) organization reporting to the Head of Global Risk & Compliance
- Partner closely with the LFS operations and product teams to address risk and compliance issues and regulatory changes
- Partner with Compliance and Legal teams as well as other cross-functional stakeholders
- Contribute to building a strong culture of compliance across Lucid’s teams
- Ensure compliance with consumer protection and data privacy laws and adoption of sound business practices
- Collaborate cross-functionally to strengthen controls within the business by analyzing products, services, processes, and technologies to identify & mitigate risks
- Support the development and administration of compliance, data privacy training and awareness programs
- Assist with impact assessments to identify areas of risk, evaluate control effectiveness, and recommend risk-mitigation measures
- Conduct risk assessments, partner with the first line of defense to address control enhancements with sustainable solutions
- Ensure that remediation efforts are sufficient and timely; Review action plans and remediation documentation to support event closure; Participate in root cause analysis and the resolution of deficiencies
You Bring:
- 5+ years of experience with Risk, Compliance or Audit within Financial Services
- Familiarity with US Financial Regulations specifically auto-related and Data Privacy Laws
- Ability to build partnerships with cross-functional teams
- Bachelors degree required
- Experience in data analytics & reporting
- Proficiency with SQL & Excel
- Experience in the Auto Finance, Luxury & EV segment is a plus
- Experience in project management and/or process improvement
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