Risk Sr. Analyst

As Marqeta’s Senior Risk Analyst you will be responsible for enabling the transaction monitoring team to reduce risk and financial loss to money laundering and fraud threat vectors via data analysis, collaboration and information sharing with client programs, partner banks. You will work with some of the world’s most innovative companies, as they partner with Marqeta to bring their payments business ideas to life.

This role will be performed in a hybrid work model (3 days in the office).  We’d love for you to join us in Warsaw.

The Impact You’ll Have

• Work with diverse internal and external teams to understand payment card programs, with a specific emphasis on fraud and money laundering
• Develop a deep understanding of the hundreds of data attributes available within Marqeta’s open API
• Analyze transactional data derived during discovery to identify suspicious transactions, accounts, entities, and other indicators of abuse vectors
• Efficiently research of publicly available data set that may yield additional context and expertly communicate the findings of analysis, research and information sharing formal and informal briefings and written reports
• Monitor standing rule performance and perform testing to create or refine rules for programs that increase friction for cybercriminals without adversely affecting good customer experience
• Enable a delightful customer experience, ensuring service level agreements (SLA) are met or exceeded and escalations are placed on a critical path to solution quickly
• Participate in project definition and idea generation, work on collaborative projects with partners across the globe with a focus on the Risk/Fraud mitigation
• Effectively communicate and present findings to the management team to strengthen business decisions
• Attend regular professional engagement, training and functional business reviews

Who You Are

• 4-5 years related industry experience employing data analysis and visualization tools that may include, but are not limited to: Structured Query Language (SQL), object-oriented programming (e.g. Java) , Python (or R), and Tableau (or Looker) to identify fraud and money laundering concerns
• Proven track record of applying analytical/statistical methods, rule writing, and testing to actualize real-world, data-driven problem solving
• Proficiency developing and maintaining documentation such as rules, operating procedures, and JIRA tickets that memorialize efforts
• Visa/MC Operational Experience or Settlement Experience
• CAMS, CFE, CFCS, or equivalent certification(s)

Your Manager

• Kevin Simeoli - Director, Anti-Money Laundering Operations

Recruiter For This Role

• Agata Wojciechowska  - Staff Recruiter

Typical Process

• Application submission
• Recruiter phone call
• Hiring manager video call
• Virtual “Onsite” consisting of 3-4, 45 min calls
• Offer!

About Marqeta

Marqeta is on a mission to change the way money moves. We’re one of the earliest enablers of embedded finance, a market opportunity sized up in the trillions. Our card issuing platform provides unprecedented flexibility and control for companies to issue cards, authorize transactions, and manage payment operations in real time. Marqeta is powering the most well known brands in the new economy (Block, Cash App, Affirm, Instacart, Doordash, Uber, Walmart, etc). You don’t need to be a Payments expert to join the Marqeta Team, let us help you with that.  This is the opportunity of a lifetime to work with innovators around the world and unlock equitable financial access for all.

Marqeta’s Values

– Intentional Curiosity: We believe in asking the questions others shy away from. True progress comes from understanding today’s realities while challenging ourselves to do better and take on the status quo. 

– Thoughtful Responsibility: We believe that every interaction with our technology and platforms matters. Businesses and livelihoods rely on our work, so we strive for excellence and accountability every day with the highest standards for failsafe technology and compliance.

– Innovative Simplicity: We believe that simplicity is powerful, especially in innovation—making a tool work better or finishing that feature that makes everyone smile. Our customers face a lot of complexity. We’re not here to add more.

– Shared Success: We believe the measure of our success is the success of our employees, customers, and communities. From local businesses to big corporations, our impact goes deep and wide. And we’ve got the results to prove it.

– Passion to Thrive: We believe anyone with a better idea should be able to change the game for our company and our customers. We solve big problems for our customers and draw energy from that challenge and opportunity.

Equal Employment Opportunity, Accommodations and Privacy 

Marqeta is proud to be an equal opportunity employer that gives consideration to all qualified applicants regardless of race, ancestry, national  origin, color, Indigenous, citizenship, religion/creed, sex, sexual orientation, gender identity, gender expression marital status, family status, disability, veteran status, criminal histories consistent with legal requirements, or any other characteristic protected by applicable law. 

Our dedication to diversity and inclusion extends beyond the categories above. Review Marqeta’s ESG Report to see that dedication in action. Fostering an environment where everyone feels valued and respected creates a stronger and more innovative team at Marqeta. We celebrate the unique contributions of each individual and empower all members of our organization. Join us in building a company where diversity thrives and everyone can be their authentic selves.

If you require reasonable accommodation for the application process and beyond (including due to a disability), please submit this form and we will be more than happy to assist you. Marqeta will make reasonable accommodations for candidates when needed in accordance with applicable law. The Applicant and Candidate Privacy Notice applies to the personal data that you directly provide to us or that we collect during the application and candidate recruitment process.