Data and Model Governance Lead

As Marqeta's Data and Model Governance Lead, you will establish and operationalize enterprise-level model risk management and data governance frameworks that strengthen Marqeta's regulatory compliance and risk posture. You'll join our Legal, Risk, and Compliance (LRC) organization, partnering across Compliance, Risk, Legal, Data & Insights, Product, and Engineering teams. In this role, you'll design model validation frameworks, build risk-based analytics, develop executive reporting on model effectiveness, and serve as the LRC data lead—creating metrics, dashboards, and lightweight automation that drive better program management and regulatory outcomes.

We work Flexible First. This role can be performed remotely anywhere within the U.S. or from our local Oakland headquarters. We’d love for you to join us!

The Impact You’ll Have

• Build and maintain a Model Risk Management program, including Policy development and operationalizing supporting processes
• Build and operationalize testing and scoring criteria for model validation procedures, and baselining model documentation against regulatory expectations
• Partner with compliance stakeholders to design dashboards and analytics that surface risks across a range of regulatory areas, such as consumer disputes (Reg E/Z), disclosures, and program oversight
• Design and maintain dashboards, scorecards, and other reporting assets to monitor key LRC metrics (e.g., compliance testing results, issue remediation progress, risk ratings, Enterprise Risk Key Risk Identicators, Adherence to Risk Appetite Thresholds)
• Build automation through Python scripting or similar methods to eliminate repetitive, manual processes across the LRC function
• Identify data gaps and develop proxy metrics or interim solutions to enable decision-making while long-term infrastructure is developed
• Partner with engineering and product teams to support integration of compliance data needs into Marqeta’s platform and tools (e.g., Salesforce, Looker, Looker Studio, etc.)
• Serve as a strategic analytics partner to the Compliance leadership team in operational planning, resourcing, and performance tracking

Who You Are

• 5+ years of payments/FinTech experience combined with deep expertise in financial crimes prevention and compliance
• AML/Sanctions/BSA compliance background
• Experience with transaction monitoring and detection models
• Understanding of regulatory frameworks (BSA/AML, FFIEC, EU AI Act, etc.)
• 8+ years of Enterprise Model Risk Management Program Experience.  
• Built/managed end-to-end model governance frameworks
• Developed model validation and testing methodologies
• Created model performance monitoring and KPI/KRI frameworks
• Operationalized model risk policies and procedures
• Model tuning and threshold optimization experience
• Regulatory standard model documentation packets
• Dashboard & Data Flow Architecture
• Built dashboards for risk/compliance metrics
• Assisted with data pipelines to drive risk/compliance dashboard reporting
• Created automated reporting for stakeholder consumption
• Experience with BI tools (Tableau, PowerBI, Looker)
• Stakeholder Management at Executive Level
• Presented to Risk/Compliance Committees and Boards
• Managed cross-functional partnerships (Legal, Product, Engineering, Risk)
• Defended frameworks to regulatory bodies
• Foundation of integrity and strong character to consistently represent Marqeta’s values
• Self-starter who is a consummate team player and has demonstrated the ability to thrive in the face of ambiguity
• Ability to prioritize, manage, and deliver on multiple projects; highly motivated and able to work in an agile environment

Nice-To-Haves

• Bachelor’s degree or equivalent experience. 
• Exceptional interpersonal, communication, and influencing skills with the ability to work with stakeholders across different functions and levels, both internally and with partners.
• Startup/high-growth company experience with a proven track record of thriving in high-performing teams and fast-paced environments. 

Your Manager

• Matt Matuszak, VP, Risk

Typical Process

• Application Submission
• Recruiter video call
• Hiring manager video call
• Virtual “Onsite” consisting of 4-5, 45 min calls
• Offer!

Compensation and Benefits

Marqeta is a Flex First company which allows you to choose your best working environment, whether that be from home or at a company office. To support Flex First, we calibrate pay to a competitive value according to working location. Compensation is aligned according to three tiers within the United States:

• National: A baseline tier that applies to most of the geographic territory of the United States.
• Premium: Slightly elevated from the National tier, and oriented toward a narrower set of higher cost-of-living areas, such as Los Angeles CA and Seattle WA
• Premium Plus: A tier for the most expensive working areas, like the San Francisco Bay area and New York City.

Visit this page or consult with a Recruiter to determine which tier would be applicable to you.

When determining salaries, we consider several factors including, but not limited to, skills, prior experience, and work location. The new-hire base salary range for this position is:

• National: $164,700 - $205,900
• Premium: $170,600 - $213,200
• Premium Plus: $176,300 - $220,400

We also believe in recognizing the contributions of our people. That's why we award annual bonuses to eligible employees, rewarding both individual performance and the success of the entire company.

Along with monetary compensation, Marqeta offers

• Multiple health insurance options
• Flexible time off – take what you need
• Retirement savings program with company contribution and after tax contributions
• Equity in a publicly-traded company and an Employee Stock Purchase Program
• Family-forming benefits, fertility support, and up to 20 weeks of Parental Leave
• Free therapy sessions, financial and professional coaching, and legal advice
• Monthly stipend to support our remote work model
• Annual “development dollars” to support our people growth and development
• Through Flex First, the freedom to live and work wherever you and your family thrive

About Marqeta

Marqeta is on a mission to change the way money moves. We’re one of the earliest enablers of embedded finance, a market opportunity sized up in the trillions. Our card issuing platform provides unprecedented flexibility and control for companies to issue cards, authorize transactions, and manage payment operations in real time. Marqeta is powering the most well known brands in the new economy (Block, Cash App, Affirm, Instacart, Doordash, Uber, Walmart, etc). You don’t need to be a Payments expert to join the Marqeta Team, let us help you with that.  This is the opportunity of a lifetime to work with innovators around the world and unlock equitable financial access for all.

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Marqeta’s Values

– Solve for the Customer: With a deep understanding of our customers' business and empathy for their needs, we deliver products and services that drive their success. Earning and keeping their trust guides everything we do.

– Do What's Right: Knowing businesses and livelihoods depend on us, we pursue solutions that disrupt responsibly and deliver high-quality results that our customers count on. We own our work from start to finish.

– Simplify and Innovate: We approach challenges with curiosity and take smart risks. Innovation comes from finding better, simpler ways to achieve extraordinary outcomes.

– Win as a Team: We succeed together by embracing diverse perspectives and pushing each other to raise the bar. We lead with humility and set aside hierarchy to work as a team.

– Make it Count: We drive forward with focus and agility. With a sense of urgency and purpose, we get the job done, and done right.

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Equal Employment Opportunity, Accommodations and Privacy 

Marqeta is an equal opportunity employer committed to an inclusive workplace that fosters belonging. We do not discriminate based on race, color, religion, sex (including pregnancy, lactation, childbirth, or related medical conditions), veteran status or uniformed service member status, age, national origin or ancestry, citizenship or immigration status, physical or mental disability, gender identity, gender expression, sexual orientation, genetic information (including testing or characteristics) or any other characteristic protected by applicable law. We also consider qualified applicants with criminal histories, consistent with legal requirements. 

Marqeta endeavors to make reasonable accommodations for applicants with disabilities. If you are an individual with a disability and require a reasonable accommodation to submit this application, complete any pre-employment testing, or otherwise participate in the employee selection process, please submit this form with your specific accommodation request.

Personal data that is provided as part of the application and recruitment process is processed in accordance with the Applicant Privacy Notice. Additional information for California residents can be found here.