Engineering Manager, Risk

We’re looking for an Engineering Manager to lead the Compliance team, within our Risk Infra group. The Risk Infra group builds the foundational systems that enable all of Melio’s fraud and compliance defenses.

Join Melio’s Compliance team to build the high-scale distributed systems that protect billions of dollars in transactions. You will lead a high-performing engineering squad that views Compliance not as a manual bottleneck, but as a cutting-edge technical engine for hyper-growth. By architecting mission-critical systems for automated KYC, AML, global sanctions screening, and policy enforcement, you’ll directly enable the company to scale safely across global markets. This is a unique opportunity to tackle high-scale system complexities and apply GenAI to high-stakes regulatory landscapes where your code directly impacts the bottom line by mitigating financial risk and unlocking new revenue streams. We are looking for a visionary leader who views robust compliance as a competitive advantage and a world-class engineering challenge.

What you’ll do

Lead and mentor a squad of backend engineers to deliver high-quality code, fostering a culture of technical excellence, rapid iteration, and end-to-end ownership. You will design low-latency, high-concurrency systems for sub-second risk assessments and automated decision-making, supporting hyper-growth without compromising regulatory needs or user experience.

Partner closely with Compliance analysts and governance experts to translate complex regulatory insights and global policies into resilient, fault-tolerant distributed logic. You will be responsible for balancing the immediate need for risk mitigation with long-term architectural scalability and stability.

Qualifications:

• 5+ years of professional experience as a backend oriented software engineer.
• 3+ years experience managing a team of engineers.
• A deep understanding of production systems and the architecture of distributed systems.
• Comfortable working in a fast-paced, dynamic environment and adapting quickly to changing priorities.
• A reliable peer, with a strong sense of ownership, a can-do attitude and excellent collaboration and communication skills.
• A bar raiser, passionate for mentoring and personal growth processes.

Bonus points:

• Experience in the Fintech or Risk domain - especially compliance
• Experience with AWS infrastructure

 

A day in the life and how you’ll make an impact:

A day in the life includes leading a team of backend engineers while staying hands-on with technical work. You'll collaborate with Product and Analytics and many other teams, groups and functions to define and deliver impactful projects, set goals and priorities, and ensure smooth execution of the roadmap. You'll also play a key role in hiring and team growth, supporting your engineers’ development through mentorship and ongoing feedback. Along the way, you'll dive into Melio’s fraud detection domain, helping shape the architecture and logic behind our decision systems.

 

About the hiring department: 

The Engineering department is the backbone of Melio. We provide consultation, support and designs for technical solutions—supporting our customers and the entire organization. We get involved from the early stage of a project, making the connection between customer needs, our product design, and then translating these into solutions. 

 

What’s our stack?

In Melio, we are all in with AWS Serverless. Meaning all our services are managed by AWS and our infrastructure is deployed using SAM CLI built over CloudFormation.

Serverless gives us the freedom to build, scale and deploy applications faster than ever. We combine the usage of relational and document DBS, write mainly in TypeScript and Python for consistency and ability to share resources.

As part of an engineering team within a fintech company, you’ll have a unique opportunity to make a real impact on Melio, its product, our users and help the company scale.

Read more about our Engineering department tech blog. 

 

About Melio: 

Melio, a Xero company, is revolutionizing how small businesses handle payments. By combining Melio's best-in-class bill pay platform with Xero's global accounting expertise, we're building the ultimate financial command center for American small businesses. We're the fastest-growing B2B payment solution in the US—but we're still small enough that you can make a real, visible impact as we scale to reach millions more businesses.