Data Analyst - Fraud

Job Description:

At Meridian, we are on a mission to make low-cost, instant financial services and payments globally consistent for everyone. 

We’re working together to create the first global money network, linking together a worldwide collection of wallets and accounts as the foundation for a new payments network.

We are seeking a Fraud & Growth Analyst to join our team. The ideal candidate has strong experience in data analytics and and proven excellence with tackling payment fraud while optimizing conversion in an online environment.

Responsibilities:

• Collaborate with Business, Product and Engineering teams to ever-improve our fraud prevention and user conversion efforts
• Research and propose new ideas, improvements, and features based on client needs and leveraging the latest tools available
• Design Rules and Scoring logic with rigorous backtesting
• Establish benchmarks and reporting with a focus on continuous, iterative improvement
• Become highly competent at leveraging the fraud prevention platforms used by Meridian
• Work with external parties to ensure maximum value from their systems
• Support QA and product testing
• Run reports and queries to examine fraud patterns and enhance performance
• Creation and monitoring of rules and setup of alert systems
• Produce graphical reports for internal and external parties
• Comfortable using AI (GPT) to better analyze rule efficacy and overall patterns within the data
• Design an efficient process for reviewing rules, making iterative changes, with a goal of lowering fraud and minimizing false positives

Qualifications:

• Experience working in a fast-paced environment, ideally a startup
• Fraud prevention experience (3+ years)
• A proven track record of combating fraud attacks
• Data fluency, including high comfort with SQL
• Strong grasp of applied statistics (e.g., hypothesis testing, confidence intervals, regression analysis) to support fraud model validation and rule performance analysis
• US payments experience with domain knowledge around ACH Reversals
• Experience operationalizing systems through the implementation of robust processes
• Experience creating presentations to illustrate findings within large data sets
• Understanding of various fraud schemes, including - account takeover, friendly fraud, and synthetic identity fraud
• Comfortable using AI (GPT) to better analyze rule efficacy and overall patterns within the data
• Startup mindset: high ownership, bias to action, low ego

Bonus Requirements:

• BSA and/or AML know-how
• Knowledge around CTF, AML, OFAC and other relevant legal & regulatory frameworks
• Experience working on projects involving international payments such as P2P remittances
• Strong communication skills and a collaborative mindset

 Requirements:

• Working alignment with US East Coast
• Full-time
• Remote

Benefits:

• Unlimited Vacation
• Work From Home
• Equity