New

BSA Officer

Austin, NYC, or SF

Company Overview

Mesa is on a mission to make homeownership more affordable and rewarding. Led by a world-class team of repeat founders and fintech operators from Uber, Amex, Robinhood, Capital One, Bilt Rewards, Cash App, Square, Zillow, and LendingTree, they are creating the homeowner membership category. Their platform gives real value back to consumers for the $8T in annual homeownership spend.

Homeowner membership offers exclusive benefits and rewards across mortgage originations, mortgage payments, warranty, insurance, HELOC, and more. Mesa is bringing credit card style membership to every financial product for your home.

The Role

Mesa is looking for a BSA Officer to lead our Bank Secrecy Act and Anti-Money Laundering (BSA/AML) compliance program. You’ll be responsible for ensuring that Mesa meets all applicable regulatory obligations, working closely with our partners, banking institutions, and internal stakeholders. This is a critical role in building a trusted financial ecosystem for homeowners. This position will require a strategic leader with experience contributing at a hyper growth startup.

How you’ll make an impact

Compliance Management

  • Serve as the designated BSA Officer for Mesa, responsible for overseeing all aspects of the BSA/AML and sanctions compliance programs
  • Develop and maintain AML and sanctions policies, procedures, and risk assessments
  • Lead the design and continuous improvement of transaction monitoring, customer due diligence (CDD), enhanced due diligence (EDD), and suspicious activity reporting (SAR) programs
  • Manage regulatory reporting processes, including SAR filings and CTRs, in coordination with banking partners and/or vendors
  • Oversee AML system vendors and tooling, including tuning, testing, and audit readiness
  • Lead training, governance, and internal awareness of BSA/AML obligations across teams
  • Collaborate with Product, Operations, Legal, and Risk to ensure compliance is embedded in our systems and processes from the ground up
  • Serve as point of contact for regulatory audits, exams, and partner diligence reviews

Requirements

  • 6+ years of experience in financial services compliance, including 3+ years in a BSA Officer or senior AML role
  • Expertise in U.S. BSA/AML regulations, OFAC sanctions, FinCEN requirements, and industry best practices
  • Proven ability to operationalize regulatory requirements into scalable and efficient programs
  • Experience with AML transaction monitoring systems (e.g., Sardine, Alloy, Unit21, Actimize, etc.)
  • Strong collaboration and communication skills across technical and non-technical teams
  • Strong understanding of FFIEC BSA/AML Examination Manual requirements
  • CAMS certification (or equivalent) strongly preferred
  • Experience at a fintech, neobank, or consumer credit issuer
  • Familiarity with secured or unsecured credit card program structures
  • Regulatory exam and audit management experience
  • Knowledge of fraud/risk adjacent domains

Benefits

  • Competitive compensation, including meaningful equity
  • Best in class health, dental, and vision insurance
  • 401(k) plan
  • Unlimited vacation policy

Location: US only. Preferably Austin or NYC based.

To Apply: Principals only. But seriously, no recruiters.

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