Director, Strategic Finance & Operations

About Mesh

At Mesh, our mission is to enable consumers to pay and be paid with any asset. Today, trillions of dollars in tokenized assets exist but remain largely unusable for everyday commerce. Mesh is bridging this gap by making crypto payments reliable, useful, and ubiquitous. We combine a powerful orchestration engine with a seamless consumer app to unlock liquidity for the world. Backed by leading investors like SBI, Money Forward, Paradigm, Dragonfly, Galaxy, and PayPal Ventures, we are building the infrastructure for the next era of the global economy. Join us!

Overview

You will own Mesh's numbers and its operating agenda. You run the budget, forecast and board financials, lead the financial side of acquisitions and capital decisions, and drive the company's operating cadence: OKRs, a business review every two weeks, and clear, data-backed calls on what is working and what isn't. You lead the team that builds our revenue and finance systems.

We want someone who is all about the numbers and works directly in the data, brings structure, holds leaders to their commitments, and is comfortable challenging senior people directly.

What You'll Do

• Own the annual budget and monthly forecast across ten departments; rollout quarterly budget review calls. 
• Build and maintain a driver-based operating model: payment volume, take rates, contract minimums, subsidies, headcount and vendor spend.
• Own the quarterly board financials and monthly management pack: revenue, gross margin, spend vs. budget, burn, runway and cash.
• Own the monthly P&L flux review and commentary and assembly of the financial statement package with the accounting team.
• Run the business review in coordination with BizOps, monthly and the quarterly OKR reviews, track commitments and call out misses with data.
• Own the company's metric definitions and the payments metrics we manage to, so every leader presents from the same numbers.
• Do the hands-on analysis behind those metrics. Pull, model and interpret the data yourself using Claude and other AI tools, with the platform data team providing access and support.
• Run the financial workstream on acquisitions with Corporate Development: models, valuation, synergy and integration cases, DD, and coordination.
• Lead capital allocation analysis: returns on new products, corridors and incentives such as rate subsidies, and build vs. buy.
• Plan capital for licensed entities: project net worth and EU capital headroom and flag funding needs early.
• Approve pricing exceptions outside the agreed deal guardrails.
• Build the sales capacity and quota model with the CRO as part of the budget.  
• Support org design and cross-functional programs for the CFO and CEO.
• Lead the Manager of FinOps, RevOps & Finance Systems.
• Confirm budget availability on purchase orders above the approval threshold.

Metrics You'll Own

• Volume: total payment volume by product, active transacting accounts, volume per account, customer concentration.
• Monetization: net revenue, take rate (actual vs. contracted), usage against minimum commitments, revenue per account.
• Unit economics: cost per transaction, subsidies and incentives in basis points, net take rate, contribution margin per customer.
• Retention: gross and net revenue and volume retention by cohort, logo churn, silent churn (live accounts down more than 50% from peak).
• Growth: new logos, time from signing to go-live and to first transaction, ramp to committed volume, pipeline coverage, win rate, committed ARR vs. run-rate revenue.
• Efficiency and cash: CAC payback, burn multiple, DSO, bad debt.

Who You Are

• 8+ years combining strategy consulting (Big Four strategy practice or similar), investment banking, private equity or FP&A, with at least 2–4 years operating in-house at a fintech, payments or high-growth company.
• A budget process you ran end to end with department leaders, and board-level reporting you owned.
• Strong modeling, including M&A or investment models.
• An operating cadence or OKR process you built and ran across functions.
• Hands-on with data and AI: uses Claude and similar tools to pull, model and analyze data and build reporting directly, since there is no analytics team to hand it to.
• The presence to challenge senior leaders with data and keep the relationship

Nice to have

• Crypto experience.
• Capital planning for regulated entities.
• Experience managing systems or data builders.

What success looks like

• 90 days: own the FY27 budget and run its first reforecast; metric dictionary agreed by the CFO, CRO and Product; business review running every two weeks on one set of numbers; next board financials delivered on time and tied to the books.
• 6 months: quarterly budget reviews with every department; OKRs set and reviewed quarterly; unit economics by product; diligence model template used on every deal.

Why You’ll Love It Here

At Mesh, you're not stepping into a typical role—you're joining a rocket ship in mid-liftoff. You'll tackle complex, meaningful problems that actually move an industry forward, working alongside a sharp, motivated team that moves quickly, collaborates deeply, and expects everyone to operate with ownership. This is the kind of place where you'll see your work ship fast, make real impact, and be able to point to something and say, "I built that." You'll grow fast, level up your skills, and get a front-row seat to how a high-growth company scales from the inside, with competitive comp, solid benefits, and room to stretch your craft all coming standard. If you're energized by building, learning, and shaping something big—this is where you'll want to be.

In-Office Expectations

Employees based in our San Francisco, New York, and Bangalore hubs are expected to work from the office at least 40% of the time (approximately two days per week). This expectation may vary slightly depending on role, team, and business needs. Certain roles that require closer cross-functional collaboration or operational support may have additional in-office requirements, which will be discussed during the interview process. Our hybrid approach is designed to balance meaningful in-person collaboration, team building, and real-time decision-making with the flexibility to work remotely. We believe this structure supports strong execution while preserving autonomy and focus time.

How We Care For Our Team

We believe great work happens when people feel valued and supported. That starts with competitive salary and equity that grows as you and the company grow, plus comprehensive health coverage for you and your family. We offer unlimited PTO—and we mean it. Take the time you need to recharge and show up at your best.

We're invested in your growth with a dedicated budget for courses, conferences, and certifications. Work from wherever you're most productive with our remote-friendly approach, and count on having the top-tier tools and equipment you need to do exceptional work.

Mesh Pay is committed to equal employment opportunities regardless of race, color, genetic information, creed, religion, sex, sexual orientation, gender identity, lawful alien status, national origin, age, marital status, and non-job related physical or mental disability, or protected veteran status. Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.