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KYC CIP Analyst

New York, NY

Come work with us:

Metropolitan Commercial Bank (the “Bank”) is a full-service commercial bank based in New York City. The Bank provides a broad range of business, commercial, and personal banking products and services to individuals, small businesses, private and public middle-market and corporate enterprises and institutions, municipalities, and local government entities.

Metropolitan Commercial Bank was named one of Newsweek’s Best Regional Banks and Credit Unions 2024. The Bank was ranked by Independent Community Bankers of America among the top ten successful loan producers for 2023 by loan category and asset size for commercial banks with more than $1 billion in assets. Kroll affirmed a BBB+ (investment grade) deposit rating on January 25, 2024. For the fourth time, MCB has earned a place in the Piper Sandler Bank Sm-All Stars Class of 2024.

Metropolitan Commercial Bank operates banking centers and private client offices in Manhattan, Boro Park, Brooklyn and Great Neck on Long Island in New York State.

The Bank is a New York State chartered commercial bank, a member of the Federal Reserve System and the Federal Deposit Insurance Corporation, and an equal housing lender. The parent company of Metropolitan Commercial Bank is Metropolitan Bank Holding Corp. (NYSE: MCB).

 

Position Summary:

The Onboarding and Know Your Customer (CIP/KYC) Analyst is responsible for ensuring compliance with Customer Identification (CIP) / Know Your Customer (KYC) and Anti-Money Laundering regulatory obligations as well as MCB’s policies and procedures.

Essential duties and responsibilities:

  • Provide ongoing support to Business Unit front-line personnel and relationship managers to ensure that all required onboarding customer and account information, including supporting documentation, are obtained and captured properly in various bank systems.
  • Assist Managers in developing and implementing appropriate CIP/KYC training, policies and procedures, and provides management with solutions to key issues that arise. 
  • Responsible for performing periodic QC reviews of new and existing CIP/KYC customer files to ensure compliance with policies and procedures.
  • Track onboarding review findings for new and existing customers during periodic reviews and remediation status to ensure all issues identified have been resolved in a timely manner.
  • Prepare periodic QC review results for upper management. 
  • Support the QC Officer in performing duties, such as reviewing policies and procedures, preparing the testing and review schedule and metrices summarizing the work performed by the QC Team.
  • Perform special projects, and additional duties and responsibilities as required.

Required knowledge, skills and experience:

  • Bachelor’s degree
  • 3 – 5 years of CIP/KYC and AML experience in the Banking Industry.
  • Knowledge of the Bank Secrecy Act, USAPATRIOT Act and their implementing regulations.
  • Ability to apply that knowledge to the review of CIP files and make a determination whether they comply with the requirements noted above and the Bank’s own BSA Policy, business and individual customer onboarding policies and the BSA Procedure.
  • Experience conducting QC reviews on CIP/KYC related processes.
  • Strong time management and organizational skills to prioritize and complete deliverables in a timely and effective manner.
  • Ability to work independently and as part of a team.
  • Strong communication and collaboration skills, including the ability to work effectively with others at all levels across the Bank and Partners.
  • Proficiency in MS Office; Word, Excel, PowerPoint.

Preferred knowledge, skills and experience:

  • Knowledge of High-Risk EDD reviews, EB-5 Program and Verafin a plus.

Potential Salary: $85,000 - $100,000 annually

This salary range only reflects base wages and does not include benefits, bonus, or incentive pay. Salary bands are purposefully wide ranging to encompass the different factors considered in determining where a candidate falls in the range, including but not limited to, seniority, performance, experience, education, and any other legitimate, non-discriminatory factor permitted by law.

Metropolitan Commercial Bank provides equal employment opportunities to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state, or local laws.

This applies to all terms and conditions of employment, including recruiting, hiring, placement, promotion, termination, layoff, recall, transfer, leaves of absence, compensation, and training.

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