Job Application for Sr. Analyst, Fraud Strategy at Momentum Financial Services Group

GENERAL FUNCTION

The Senior Analyst, Fraud Strategy is accountable for the daily fraud prevention activities at Momentum that ensure applicable Fraud rules, processes and reporting are in place to fend off fraudulent attempts to obtain loans from us. This involves assessing different types of fraud-related risks for all our consumer lending products across North America, adopting industry-leading solutions, developing/deploying fraud prevention strategies and tracking strategy performance for continuous improvement. This role focuses on loan and credit card origination fraud.

DUTIES/RESPONSIBILITIES

Develop and monitor fraud-related dashboards, detect risky signals and conduct analysis to uncover underlying drivers
Develop and implement fraud strategies leveraging data, advanced analytics tools and business acumen to mitigate fraud losses and maintain optimal customer experience
Manage and optimize existing strategies effectively to control fraud risks including stolen/forged identity and first-party malicious intent
Design A/B tests, and understand the risk and customer experience trade-offs
Identify automation opportunities in day-to-day data extraction, performance tracking and analysis, and execute on them to improve productivity
Continue to innovate by testing new data, analytics approaches and models
Communicate findings and recommendations effectively to all levels of management
Partner with Credit, Product, Ops, IT and external vendors to implement solutions/strategies and monitor their performance
Work with Legal and Compliance teams to ensure strategies and policies comply with all the regulatory requirements

EDUCATION

Bachelor’s degree in quantitative field such as Decision Science, Data Science, Mathematics, Statistics, Computer Science, Operations Research, Engineering, Finance, or Economics

EXPERIENCE

3+ years of experience in fraud risk management focusing on strategy, implementation and launching fraud prevention and detection solutions for Fintech, Banking, or other e-commerce
Familiarity with 3rd-party Fraud prevention solutions, preferably within the financial services industry
Experience managing credit risk and/or fraud in consumer lending industry; credit card experience is a plus

SKILLS

Proven track record in acquisition/origination fraud and credit management space
Strong analytical and problem-solving skills
Ability to use predictive analytics and decision trees to build strategies
Extensive SQL, Tableau and Python programming skills; advanced Excel skills
Strong communication skills – ability to communicate technical subject matters clearly and effectively to a wide range of audiences
Strong ownership and motivation to drive business results
Ability to work in a fast-paced environment and meet deadlines without sacrificing quality
Familiarity with decision platforms is a plus

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Employment and Verification Information:

Money Mart will review all submissions, and interview the most qualified candidates based on their knowledge, skills, abilities, and other competencies.
Candidates who do not meet the requirements, in the recruitment process, for employment will remain classified as applicants and may re-apply for any future job posting and shall receive equal consideration.
Only successful applicants will be contacted.
All resumes will be kept on file for a period of three months.
Money Mart is committed to protecting the rights of individuals to privacy with regard to the processing of personal data.
It is necessary for Money Mart to process personal data in the normal and proper conduct of business operations.
Such processing will be conducted fairly and lawfully in accordance with Canada’s Federal Personal Information Protection and Electronic Documents Act including the ten principles set out in the National Canadian Standards Association: Model Code for the Protection of Personal Information.

If there is a query regarding the accuracy of your personal data then your query will be dealt with fairly and impartially.
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The protection of your personal data will be governed by the provisions of Canada’s Federal Personal Information Protection and Electronic Documents Act. Access to your data will be restricted to those personnel to whom it is necessary for proper purposes.

Please be informed that your application to this job offer will trigger some processing of your personal data by the recruiting company, the data controller. Greenhouse, the data processor, has no control over such personal data processing. For more information on these personal data processing, please refer to the recruiting company’s privacy policy.

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Diversity, Equity and Inclusion

Momentum Financial Services Group (MFSG) integrates questions about diversity, including race and ethnicity, into its job application process to support its commitment to equity, diversity, and inclusion. These questions are designed to collect demographic information for the purpose of analyzing and improving hiring practices, ensuring they are inclusive and equitable. Applicants have the option to disclose their demographic information. Choosing not to provide this information will not affect their application status.

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Sr. Analyst, Fraud Strategy

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Diversity, Equity and Inclusion