Senior Manager, US Lending Acquisition & Portfolio Strategy

Who We Are

At Momentum Financial Services Group, we help people move forward by reimagining how money works for those who need it most. With more than 40 years of experience, we’re the team behind Money Mart—Canada’s largest non-bank branch network—and a leader in financial solutions for underserved communities.

From short-term loans to money transfers and prepaid cards, we power the products, technology, and operations that connect over a million customers a year to the money they need, when they need it.

At MFSG, we come together across teams and departments to create something bigger than ourselves: solutions that remove barriers and give people access to money they might not get anywhere else. Whether you're solving problems, building systems, or shaping strategy, your work fuels real support for real people.

We’ve Got You Covered

Compensation Philosophy: We regularly review industry standards to ensure our total rewards package is competitive and fair. This commitment helps us attract and retain talented individuals who share our purpose.

Discretionary Annual Bonus: Enjoy the opportunity for a discretionary bonus based on individual performance and company success.

Comprehensive Benefits: Our benefits include health and dental plans with 100% of the premiums covered. We also offer an Employee Assistance Program to support your mental well-being and provide resources for personal challenges.

Retirement Plans: Plan for your future with our robust retirement savings options, ensuring you’re set for the long haul.

Hybrid Work Environment: Experience the best of both worlds with our hybrid work model, allowing you to balance remote work with in-office.

Perks and Rewards: Enjoy reimbursement for tuition assistance and professional development, discounts through Perkopolis and participate in our rewards and recognition programs to celebrate your contributions.

The Job: Senior Manager, US Lending Acquisition & Portfolio Strategy

We are seeking a Senior Manager, US Lending Acquisition & Portfolio Strategy. This role owns the end-to-end acquisition and portfolio performance strategy for US lending products, driving originations growth while optimizing credit performance through data-driven insights, testing, and cross-functional execution.

What You’ll Do

Product Development and Acquisition Strategy

• Own acquisition strategy across channels, including direct mail, digital, and affiliate
• Design and optimize test-and-learn frameworks to improve approval rates, CAC, and originations
• Partner with Risk to align acquisition strategy with credit performance targets

Performance Monitoring & Risk Management

• Own portfolio performance for all US lending products, delivering clear, actionable insights to senior business leaders
• Identify emerging risks, behavioral trends, customer needs, and operational signals across the customer journey

Strategic Insights & Thought Leadership

• Provide thought leadership on key topics such as the competitive landscape, market share, customer profile, macroeconomic trends, and product-specific performance
• Translate general business questions into analytic requirements and deliver meaningful insights and recommendations to solve business problems

Cross-Functional Partnership & Stakeholder Engagement

• Act as the central point of coordination across Marketing, Retail, Risk, and Digital to track, monitor, and optimize acquisition performance, including campaigns, offers, and the application and onboarding funnel
• Partner with Legal and Compliance to ensure changes meet policy, regulatory and control expectations

What You’ll Bring to the Table

• Ability to understand and anticipate business needs and then independently execute
• The ability to effectively communicate analytically complex ideas into clear and concise insights and presentations
• Proven ability to lead projects, solve complex problems, and drive results in a fast-paced environment
• Exceptional analytical skills with proficiency in Excel, SQL, Google Analytics, and data visualization tools (e.g., Sigma, Tableau, etc.)
• Excellent problem solving and critical thinking skills with demonstrated ability to develop targeted data-driven insights in support of business objectives

Education + Experience

• 7+ years of experience in financial services, lending, portfolio management, or product strategy roles . Experiences with direct mail and affiliate marketing with Installment Loans is a strong plus
• Strong experience in high-exposure executive communication (written/verbal)
• Bachelor’s degree or higher in Business, Finance, Economics, Mathematics, Engineering, or a related field

Ready to lead

If you’re looking to utilize your experience in US Lending Acquisition & Portfolio Strategy, drive process improvements, and contribute to a high-performing finance organization, we’d like to hear from you.

Committed to Equal Opportunity:

MFSG is committed to accommodating applicants up to the point of undue hardship during the recruitment, assessment and selection process. If you are selected for an interview, please notify MFSG if you require accommodation in respect of the materials or procedures used at any time during this process. If you require accommodation, MFSG will work with you to determine how to meet your needs.

Please note: The salary range for this position is between US$ 135,000 to US$165,000.

 

About MFSG – Our Commitment to Responsible Innovation

At MFSG, we are committed to building innovative solutions grounded in ethical, transparent, and responsible use of data and technology. Aligned with the principles outlined in Canada’s Artificial Intelligence and Data Act (AIDA), we take a proactive approach to ensuring that any AI or data-driven systems we use are safe, fair, and accountable.

This posting is for a current position within our organization, offering the opportunity to contribute to meaningful, responsible innovation that supports our employees, clients, and communities.

We prioritize strong data governance, clear communication around how systems work, and safeguards that reduce risks and protect individuals. Our focus is on developing tools and processes that promote equity, reliability, and trust, supported by ongoing monitoring and continuous improvement.

Joining MFSG means contributing to a future-focused organization that values both innovation and integrity, where your work helps shape solutions that responsibly support our employees, clients, and communities.