Back to jobs
Featured

Head of Trust, Risk & Regulatory

New York City

About Monstro

Monstro is the operating system for governed financial intelligence. We build governance and intelligence infrastructure that enables artificial intelligence to operate safely, explainably, and at institutional scale.

We exist because the level of financial guidance historically available to a small group should be accessible to many more people. By combining AI with deep institutional infrastructure, we help financial institutions deliver more personalized, responsible, and life-changing financial support to millions of individuals.

We’re building mission-critical systems in a highly regulated domain, and we care deeply about doing it right. If you’re motivated by meaningful problems, high standards, and shaping infrastructure that improves financial outcomes, you’ll feel at home here.

About the Role

Monstro is hiring a senior regulatory, risk, and compliance leader to build and own the company’s trust architecture as we scale globally with financial institutions.

This role exists to ensure Monstro can build, sell, and operate as trusted financial infrastructure in highly regulated environments. You will define how Monstro aligns with banking regulations, risk frameworks, and emerging AI governance expectations — while enabling product innovation and institutional adoption.

Monstro is not hiring a traditional compliance operator. We are hiring a strategic builder who can design the frameworks that allow AI-driven financial intelligence to be deployed responsibly at scale.

You will partner closely with product, engineering, legal, and executive leadership to translate regulatory realities into practical guardrails, ensuring Monstro remains both forward-looking and institutionally credible.

This role combines strategic ownership, hands-on framework design, and external credibility with banks, regulators, and industry bodies.

Why This Role Matters

Monstro operates at the intersection of artificial intelligence, financial decisioning, and regulated infrastructure — an environment where trust is not optional.

Financial institutions must be confident that Monstro’s technology aligns with their risk models, regulatory obligations, and governance standards before they can deploy it within their environments.

This role ensures Monstro stays ahead of regulatory change, builds durable trust with partners, and establishes a clear, defensible posture around how AI is used in financial services.

Success in this role directly accelerates enterprise adoption, reduces partner risk concerns, and enables Monstro to expand into new markets with confidence.

What You’ll Do

Regulatory Strategy & Global Alignment

  • Define and own Monstro’s regulatory posture across U.S. and international markets
  • Translate evolving frameworks (e.g., open banking rules, AI governance expectations) into actionable company strategy
  • Develop clear positions on topics such as:
  • AI-driven financial guidance and advice boundaries
  • Data usage and consumer protections
  • Vendor classification within banking ecosystems
  • Partner with leadership on expansion into new regulatory jurisdictions

Risk & Compliance Framework Design

  • Design and maintain Monstro’s enterprise risk and compliance architecture
  • Establish policy frameworks, risk registers, and governance processes
  • Define internal controls and oversight structures appropriate for a global financial infrastructure provider
  • Support board and executive risk reporting

Security & Trust Roadmap Ownership

  • Partner with security and engineering leaders to define Monstro’s trust maturity roadmap, including:
  • SOC 2 and future assurance pathways
  • Enterprise security expectations (e.g., ISO alignment, vendor risk)
  • Data governance and control standards
  • Ensure Monstro’s control environment scales with institutional requirements

Product & AI Governance Partnership

  • Work closely with product and engineering to define guardrails for:
  • Financial guidance outputs
  • Model transparency and explainability expectations
  • Human oversight and escalation frameworks
  • Regional regulatory variations
  • Help translate regulatory expectations into practical product requirements

Enterprise & External Engagement

  • Serve as a credible partner to banks’ risk, compliance, and regulatory stakeholders during diligence and deployment conversations
  • Support enterprise sales cycles by articulating Monstro’s risk and governance approach
  • Represent Monstro in industry forums, working groups, and policy discussions as the company grows
  • Help shape how regulators and the market understand responsible AI in financial services

What Success Looks Like

  • Monstro has a clear, coherent regulatory and risk posture understood internally and externally
  • Enterprise partners view Monstro as credible and low-friction to adopt from a risk perspective
  • Product teams have clear guardrails that enable faster, safer innovation
  • Security and compliance initiatives align with a long-term trust roadmap
  • Monstro is able to enter new markets without reactive regulatory surprises
  • Executives and partners rely on this role as the source of truth for regulatory and risk matters

What We’re Looking For

  • Senior experience in regulatory, risk, or compliance leadership within financial services, fintech infrastructure, or similarly regulated environments
  • Strong understanding of how banks evaluate vendor risk and governance
  • Experience building or evolving risk and compliance frameworks, not just operating within them
  • Comfort working at the intersection of product innovation and regulatory expectations
  • Credibility engaging with senior stakeholders including executives, regulators, and institutional partners
  • Strategic mindset paired with willingness to be hands-on in early stages
  • Interest in emerging topics such as AI governance, data regulation, and financial decisioning systems

Why Monstro?

  • Ownership & Impact: Shape how AI is deployed responsibly across global financial systems.
  • Category-Defining Work: Help define the trust layer for AI-driven financial intelligence.
  • Elite Team: Join leaders with a track record of building and scaling transformative companies.
  • Mission & Scale: Contribute to expanding access to high-quality financial guidance worldwide.
  • Comprehensive Compensation Package: Competitive salary, equity, and robust benefits including health, dental, vision, and disability coverage.

 

Compensation Range for New York City: $240,000 - $325,000


*The posted range reflects the base salary for this role across the market ranges for each location. Final compensation will depend on a variety of factors, including experience, skills, internal leveling, and market conditions, and will be offered within the stated range in accordance with applicable pay transparency laws.

Ready to Build With Us?

If you’re excited to contribute to a high-bar team building something meaningful, we love to hear from you!

 

Apply for this job

*

indicates a required field

Resume/CV*

Accepted file types: pdf, doc, docx, txt, rtf

Cover Letter

Accepted file types: pdf, doc, docx, txt, rtf

Select...
Select...
Select...
Select...

U.S. Standard Demographic Questions

We invite applicants to share their demographic background. If you choose to complete this survey, your responses may be used to identify areas of improvement in our hiring process.
Select...
Select...
Select...
Select...
Select...
Select...

Voluntary Self-Identification

For government reporting purposes, we ask candidates to respond to the below self-identification survey. Completion of the form is entirely voluntary. Whatever your decision, it will not be considered in the hiring process or thereafter. Any information that you do provide will be recorded and maintained in a confidential file.

As set forth in Monstro’s Equal Employment Opportunity policy, we do not discriminate on the basis of any protected group status under any applicable law.

Select...
Select...
Race & Ethnicity Definitions

If you believe you belong to any of the categories of protected veterans listed below, please indicate by making the appropriate selection. As a government contractor subject to the Vietnam Era Veterans Readjustment Assistance Act (VEVRAA), we request this information in order to measure the effectiveness of the outreach and positive recruitment efforts we undertake pursuant to VEVRAA. Classification of protected categories is as follows:

A "disabled veteran" is one of the following: a veteran of the U.S. military, ground, naval or air service who is entitled to compensation (or who but for the receipt of military retired pay would be entitled to compensation) under laws administered by the Secretary of Veterans Affairs; or a person who was discharged or released from active duty because of a service-connected disability.

A "recently separated veteran" means any veteran during the three-year period beginning on the date of such veteran's discharge or release from active duty in the U.S. military, ground, naval, or air service.

An "active duty wartime or campaign badge veteran" means a veteran who served on active duty in the U.S. military, ground, naval or air service during a war, or in a campaign or expedition for which a campaign badge has been authorized under the laws administered by the Department of Defense.

An "Armed forces service medal veteran" means a veteran who, while serving on active duty in the U.S. military, ground, naval or air service, participated in a United States military operation for which an Armed Forces service medal was awarded pursuant to Executive Order 12985.

Select...

Voluntary Self-Identification of Disability

Form CC-305
Page 1 of 1
OMB Control Number 1250-0005
Expires 04/30/2026

Why are you being asked to complete this form?

We are a federal contractor or subcontractor. The law requires us to provide equal employment opportunity to qualified people with disabilities. We have a goal of having at least 7% of our workers as people with disabilities. The law says we must measure our progress towards this goal. To do this, we must ask applicants and employees if they have a disability or have ever had one. People can become disabled, so we need to ask this question at least every five years.

Completing this form is voluntary, and we hope that you will choose to do so. Your answer is confidential. No one who makes hiring decisions will see it. Your decision to complete the form and your answer will not harm you in any way. If you want to learn more about the law or this form, visit the U.S. Department of Labor’s Office of Federal Contract Compliance Programs (OFCCP) website at www.dol.gov/ofccp.

How do you know if you have a disability?

A disability is a condition that substantially limits one or more of your “major life activities.” If you have or have ever had such a condition, you are a person with a disability. Disabilities include, but are not limited to:

  • Alcohol or other substance use disorder (not currently using drugs illegally)
  • Autoimmune disorder, for example, lupus, fibromyalgia, rheumatoid arthritis, HIV/AIDS
  • Blind or low vision
  • Cancer (past or present)
  • Cardiovascular or heart disease
  • Celiac disease
  • Cerebral palsy
  • Deaf or serious difficulty hearing
  • Diabetes
  • Disfigurement, for example, disfigurement caused by burns, wounds, accidents, or congenital disorders
  • Epilepsy or other seizure disorder
  • Gastrointestinal disorders, for example, Crohn's Disease, irritable bowel syndrome
  • Intellectual or developmental disability
  • Mental health conditions, for example, depression, bipolar disorder, anxiety disorder, schizophrenia, PTSD
  • Missing limbs or partially missing limbs
  • Mobility impairment, benefiting from the use of a wheelchair, scooter, walker, leg brace(s) and/or other supports
  • Nervous system condition, for example, migraine headaches, Parkinson’s disease, multiple sclerosis (MS)
  • Neurodivergence, for example, attention-deficit/hyperactivity disorder (ADHD), autism spectrum disorder, dyslexia, dyspraxia, other learning disabilities
  • Partial or complete paralysis (any cause)
  • Pulmonary or respiratory conditions, for example, tuberculosis, asthma, emphysema
  • Short stature (dwarfism)
  • Traumatic brain injury
Select...

PUBLIC BURDEN STATEMENT: According to the Paperwork Reduction Act of 1995 no persons are required to respond to a collection of information unless such collection displays a valid OMB control number. This survey should take about 5 minutes to complete.