Commercial Director

🚀 We’re on a mission to make money work for everyone.

We’re waving goodbye to the complicated and confusing ways of traditional banking. 

With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!

We’re not about selling products - we want to solve problems and change lives through Monzo ❤️

Hear from our team about what it's like working at Monzo ✨

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📍London, Cardiff or Distributed | 💰competitve + Benefits | Hear from the team 

⭐Our Finance team

Our Finance team is growing and we are looking for a commercial and analytical Finance Business Partner, Director to join our FP&A team. You will work as part of a team that represents the entire finance collective into the business as trusted partners, commercial challengers, and decision supporters who are responsible for the end-to-end financial performance of the business. 

In this role you will partner with members of our Lending leadership team, with our CFO as a key stakeholder. 

The role role will cover all aspects of financial performance and planning for the respective business area.

🔑You’ll play a key role by...

• Being the single face of the finance collective into business areas
• Having end-to-end ownership of P&L, balance sheet, cashflow and capital for the business area
• Building trusted relationships with business leadership teams
• Driving and optimising commercial performance through deep engagement in product, customer strategy, pricing, scenario analysis and performance analytical insights
• Holding business leadership teams to account for delivery of forecasting performance and helping them to course correct, as well as anticipate future risks and opportunities
• Leading on the preparation of bottom-up forecasts, both short-range and long-range, working closely with FP&A to support the planning and stress testing cycle
• Working with the business to establish management actions and strategic responses under stress and broader scenarios
• Working with our Treasury team to inform customer behavioural analysis and with Financial Control team on specific accounting judgement determination
• Being responsible for product-level pricing model framework and ensuring pricing is in line with finance performance hurdles
• Understanding and explaining actual performance, supporting FP&A to create appropriate narrative
• Contributing to the development of Monzo’s overall equity story
• Building a motivated team of financial analysts, to partner with existing and new businesses within Monzo

🤩We’d love to hear from you if you have…

• Extensive finance business partnering experience
• A relevant professional qualification (albeit not essential) or if you’re qualified by extensive experience
• Knowledge of retail and corporate banking products and pricing, as well as market dynamics
• Familiarity with large data analysis and technology 
• Experience of banking capital and balance sheet dynamics, including impairment
• The ability to influence and build relationships at a senior management level
• Passion leading a team and experience managing small teams
• A values-driven leadership approach

🙌What’s in it for you

💰Competitive ➕ share options.

📍This role can be based in our London or Cardiff office. We're also open to distributed working within the UK (with the expectation of occasional working from our London office for key meetings).

⏰We offer flexible working hours and trust you to work enough hours to do your job well, and at times that suit you and your team. 

📚£1,000 learning budget each year to use on books, training courses and conferences.

🏡We will set you up to work from home; all employees are given Macbooks and for fully remote workers we will provide extra support for your work-from-home setup. 

➕ Plus lots more! Read our full list of benefits.

🌈 The application journey has 5 key steps:

Phone call with recruiter (30mins)
Video interview with CFO and FP&A Director (45 mins)
Video interview with senior finance leaders and stakeholder (45 mins)
Video interview with Leadership team from a business area (60 mins)
Video case study interview with CFO (60 mins)

Our average process takes around 3-4 weeks but we will always work around your availability. You will have the chance to speak to our recruitment team at various points during your process but if you do have any specific questions ahead of this please contact us on business-hiring@monzo.com

We’ll only close this role once we have enough applications for the next stage. Please submit your application as soon as possible to make sure you don’t miss out.

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Equal opportunities for everyone

Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our blog, 2023 Diversity and Inclusion Report and 2024 Gender Pay Gap Report.

We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status.

If you have a preferred name, please use it to apply. We don't need full or birth names at application stage 😊