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Lead Product Manager, Wealth

London

🚀 We’re on a mission to make money work for everyone.

We’re waving goodbye to the complicated and confusing ways of traditional banking.

After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as personal and business bank accounts, we offer joint accounts, accounts for 16-17 year olds, a free kids account and credit cards in the UK, with more exciting things to come beyond. Our UK customers can also save, invest and combine their pensions with us. 

With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!

We’re not about selling products - we want to solve problems and change lives through Monzo ❤️

Hear from our UK team about what it's like working at Monzo


 

📍London or Remote UK | 💰 £110,000 - £145,000 + Benefits  ✨ 

⭐ Our Investments team:

Monzo's mission is to make money work for everyone, a mission most critical in the Investment space where the industry remains defined by jargon, complexity and a high barrier to entry. We are dedicated to helping our customers build a better financial future and believe investing should be simple, accessible and transparent. We've successfully launched an Investment product, achieving strong initial product-market fit by significantly lowering the barrier to entry for people new to investing. We're not stopping there, we’re now ready to define the future of retail wealth management and truly help customers reach their financial goals.

We're looking for a Lead Product Manager to define and deliver the next phase of our Investment strategy. This isn't about incremental changes, it's about defining the next chapter and disrupting the industry. You will lead a cross-functional team to identify essential customer needs, synthesize multiple data and research inputs, and deliver the functionality that will fundamentally differentiate Monzo as we scale our Investment product to a mass-market audience.

 

🔑 You’ll play a key role by...  

  • Defining the next phase of Monzo Investment: Develop a strategy informed by customer insights, market opportunities and business goals. Translate long-term strategies into actionable, iterative  plans that work towards our strategy and deliver an exceptional customer experience. 
  • Scaling and differentiating: Identify and define the new products, features and capabilities that will cement Monzo's unique value proposition and redefine how customers build their financial future.
  • Thriving in ambiguity: Operate effectively in a highly ambiguous environment, taking multiple and sometimes conflicting inputs and collating them into a cohesive vision.
  • Collaborating cross-functionally: Work iteratively with teams across design, engineering, research, data science, product marketing, compliance, external partners and other areas to refine and execute your strategy.
  • Communicating and inspiring: Inspire stakeholders with the product vision and share the right context with the right people at the right time.

 

🤩 We’d love to hear from you if…

  • You are a seasoned product manager with a track record of successfully launching, scaling and iterating on Investment, Wealth or Trading products in a fast-growing company.
  • You can systematically break down and solve complex problems, leveraging data, customer insights and creativity to set an ambitious long term vision and deliver tangible outcomes iteratively.
  • You have a history of thinking outside the box and defining product offerings that successfully differentiate themselves in a competitive market.
  • You have good judgement and have a track record of making good decisions in complex situations where there’s often no “right answer”. 
  • You are creative, have the urge to make the status quo better, full of creative ideas and capable of teasing out novel ideas and solutions from your team as well.
  • You are deeply data-driven, and have a track record of collaborating with data scientists to define key metrics, run experiments, and deliver business impact.
  • You are a compelling storyteller who can inspire, align, and energize diverse cross-functional teams toward a common, ambitious vision.
  • You are genuinely passionate about Monzo's mission and committed to building accessible, valuable products that improve our customers' long-term financial health.
  • You’re passionate about building value for customers and not just achieving business results, and are excited about our mission at Monzo.
  • You’re intellectually honest about your work's performance, relying on data to measure your success and continually striving for improvement. 
  • You’re a fast learner, humble and curious, and enjoy learning every day and sharing your knowledge and experience.

 

🙌  The interview process:

Our interview process involves 3 main stages: 

  • Recruiter Call 
  • Initial Call with Hiring Manager 
  • Final Loop, consisting of x3 hour long interviews to assess Project Walkthrough, Case Study and Leadership.

This process should take around 3-4 weeks - your schedule is really important to us, so we promise to be as flexible as possible! 

We have some guidelines on using Artificial Intelligence (AI) to ace an application and interview at Monzo. You can read them here.

You’ll hear from us throughout the application process, but if you’ve got any questions, please reach out to tech-hiring@monzo.com. You can also use this email address to let us know if there’s anything we can do to make the process easier for you because of disability, neurodiversity or anything else.

We’ll only close this role once we have enough applications for the next stage. Please submit your application as soon as possible to make sure you don’t miss out.
 

🌈  What’s in it for you:

💰£110,000- £145,000 ➕share options.

✈️ We’ll help you relocate to the UK. 

✅ We can sponsor your visa. 

🎂We guarantee to approve time off on your birthday if it falls on a day you’re scheduled to work and it’s outside of your training period. 

📍This role can be based in our London office, but we're open to distributed working within the UK (with ad hoc meetings in London) 

⏰We offer flexible working hours and trust you to work enough hours to do your job well, and at times that suit you and your team. 

📚£1,000 learning budget each year to use on books, training courses and conferences.

🏡We will set you up to work from home; all employees are given Macbooks and for fully remote workers we will provide extra support for your work-from-home setup. 

➕ Plus lots more! Read our full list of benefits.


#LI-RP1 #LI-REMOTE


Equal opportunities for everyone

Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our blog, 2024 Diversity and Inclusion Report and 2024 Gender Pay Gap Report.

We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status.

If you have a preferred name, please use it to apply. We don't need full or birth names at application stage 😊

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We legally have to verify your Right to Work in the UK before you can start working for us. We're asking for this information now so we know later what type of right to work check we need to do. Your answer to this question won't affect the outcome of your application, unless you'd need visa sponsorship but are applying to a role we can't sponsor.

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Our goal at Monzo is to make money work for everyone. To do that, working at Monzo must work for everyone. We want to create an equitable, engaged and innovative workplace which gives people from all backgrounds the support they need to thrive and grow. 

Making Monzo work for everyone starts right at the beginning of every Monzonaut's journey: when they apply to work here. This demographic survey will help us better understand the people who apply to work at Monzo. It'll help us see how different groups progress through our hiring process, and where we need to make improvements to be more inclusive. If you choose to fill it out, all of the information you give us is:

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