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Senior Full Stack Engineer - Commercial Credit

Toronto, Canada; Vancouver, Canada

 

Marqeta is on a mission to change the way money moves. We’re one of the earliest enablers of embedded finance, a market opportunity sized up in the trillions. Our card issuing platform provides unprecedented flexibility and control for companies to issue cards, authorize transactions, and manage payment operations in real time.   Marqeta is powering the most well known brands in the new economy (Block, Cash App, Affirm, Instacart, Doordash, Uber, Walmart, etc). Today nearly 8 out of 10 Americans use a product powered by Marqeta every week. This is the opportunity of a lifetime to work with innovators around the world and unlock equitable financial access for all.

Marqeta is looking for a talented Senior Software Engineer - Full Stack to independently identify and deliver software solutions through a set of milestones spanning a specific product focus or a multi-component system. You will own and deliver projects in service of quarterly goals on the team and independently identify solutions to solve ambiguous, open-ended problems. You will work in collaboration with your team and cross-functional partners. 

We work Flexible First. This role can be performed remotely within British Columbia or Ontario, Canada. We’d love for you to join us!

Here is some more information about our current teams who have openings:

 

  • Commercial Credit: The Commercial Credit team is responsible for maintaining the end user and customer experience for Managed by Marqeta programs. We maintain and develop solutions for customers that allow them to integrate into the Managed By Marqeta ecosystems seamlessly and quickly by providing a framework of SDKs, UX and backend services that make it easy for customers with little experience or those who want to offload implementation details about their credit implementation to Marqeta. We deal with commercial and consumer credit programs and interface directly with the customer.

 

Learn more about our Product and Engineering team

The Impact You'll Have

  • Design and implement high-performance solutions for large-scale, high-volume, and high-velocity financial data and complex compliance landscapes.
  • Develop the software and infrastructure to achieve repeatable and efficient high-quality releases with automation, seeking opportunities to replace redundant tasks and enhance engineering focus on strategic challenges.
  • Debug critical production issues across services and different stack levels.
  • Apply a detail-oriented mindset to analyze data, detect patterns, and create well-organized documentation for non-technical audiences.
  • Diagnose and resolve production issues across various services and system layers.
  • Meticulously evaluate data, identify patterns, and communicate complex information clearly to non-technical stakeholders

Who You Are

  • You have 5+ years of industry experience in software development in Java, service-oriented architectures, and cloud computing (AWS preferred).
  • Experience developing in Java, Kotlin and Relational Database/SQL.
  • Experience with Java, Spring Boot
  • Experience with a front-end framework like React or Next.js and knowledge of CSS/HTML
  • Experience with Kubernetes and/or Docker
  • Knowledge of common design patterns in scalable distributed systems as well as core computer science concepts
  • Ability to develop and deliver clean, readable and error-free code with thorough documentation and testing.
  • Ability to understand existing designs and technology choices and make appropriate adjustments when necessary.
  • Ability to communicate in a clear, concise, and respectful manner both verbally and in writing.
  • Ability to share relevant information including if difficult task-level trade-offs that impact the product need to be made.
  • The ability to demonstrate humility, empathy, and to take constructive feedback positively.
  • A desire to grow in your career, learn, share ideas and help others grow and learn.
  • The capacity to work productively on cross-functional teams and take a collaborative, team oriented approach

Nice to haves

  • Experience with payments or the FinTech space
  • Experience with big data analytics tools (i.e. - Snowflake) and stream processing architectures
  • Contributions to technical blogs, a public Github repo, or to open source project.

Our (typical) process:

  1. Application Submission
  2. Recruiter Video Call
  3. Pair Programming Interview 
  4. Engineering Leader Interview
  5. Virtual “Onsite” consisting of three 45-60 minute rounds
  6. Offer!

Compensation and Benefits

Marqeta is a Flex First company which allows you to choose your best working environment, whether that be from home or at a company office. To support Flex First, we calibrate pay to a competitive value according to working location. 

When determining salaries, we consider several factors including, but not limited to, skills, prior experience, and work location. The new-hire base salary range for this position, reflected in CAD, is $112,000 to $140,000

We also believe in recognizing the contributions of our people. That's why we award annual bonuses to eligible employees, rewarding both individual performance and the success of the entire company.

Along with monetary compensation, Marqeta offers

  • Multiple health insurance options
  • Flexible time off – take what you need
  • Retirement savings program with company contribution
  • Equity in a publicly-traded company 
  • Monthly stipend to support our remote work model
  • Annual “development dollars” to support our people growth and development
  • Family-forming benefits and up to 20 weeks of Parental Leave

 

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