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Associate Underwriter Training Program - June 2026 Start

Addison, TX; Montpelier, VT

Come join one of America’s fastest-growing insurance companies. Since 1848, National Life Group has aimed to keep our promises, providing families with stability in good times and in bad. Throughout that history, we have provided peace of mind to those families as they plan their futures.

Our mission extends beyond the insurance and annuities policies that we offer. We strive to make the world a better place through our grants from our charitable foundation, paid volunteer time for our employees, environmentally sustainable and healthy workplaces, and events that promote the work of nonprofits in our own backyard.

We foster a collaborative environment with opportunities for growth and encourage our associates to live our values: Do good. Be good. Make good.

Please note that we do not offer visa sponsorship for this position.

Role Summary

Kickstart your career in underwriting with our 16-week U-Excel comprehensive Associate Underwriter training program, with a position to start after successful completion of the training. Join our team to conduct risk assessments on proposed insureds, applying guidelines to make appropriate decisions on policies that contribute to NLG’s growth, protect the bottom line, and drive our competitive advantage for seamless service and customer intimacy.  

Essential Duties and Responsibilities

  • Analyze and verify insurance applications for completeness and accuracy.
  • Review medical records, financial statements, and other relevant documents and established guidelines to evaluate the risk level of applicants and determine whether to approve, decline, or request additional information for insurance applications.
  • Recommend appropriate coverage amounts and policy terms based on risk assessment.
  • Ensure all underwriting decisions comply with regulatory requirements and company policies.
  • Communicate with insurance agents, brokers, and applicants to gather information and clarify details regarding underwriting decisions.
  • Participate in going training to learn underwriting processes, tools, and systems to advance skills and knowledge.
  • Stay updated on industry regulations, new products, and market trends through webinars, seminars, and conferences.
  • Maintain accurate records of underwriting decisions and their rationale.
  • Address questions or concerns from applicants or agents related to underwriting

Minimum Qualifications

  • Bachelor’s degree preferred or 2 years of relevant financial and/or industry experience.
  • Action-Oriented: Actively navigate ambiguity and challenges, handle tough situations, and maintain a can-do attitude. 
  • Courage: Tackle tough assignments, face difficult issues, and challenge the status quo. 
  • Customer Focus: Find reward in helping people and providing excellent service. 
  • Decision Making: Make sense of complex information, critically evaluate, and create solutions. 
  • Resiliency: Adapt quickly to new information and processes and bounce back from setbacks. 
  • Effective Communication/Interpersonal Savvy: Clearly convey messages verbally and in writing, demonstrating strong listening skills. 
  • Situational Adaptability: Flexibly adapt to people and situations, using appropriate empathy.
  • Attention to detail, conflict resolution, business writing, and critical thinking. 

Benefits

Base Pay Range.  The base pay range for this position is the range National Life reasonably and in good faith expects to pay for the position taking into account the wide variety of factors, including: prior experience and job-related knowledge; education, training and certificates; current business needs; and market factors.  The final salary or hourly wages offered may be outside of this range based on other reasons and individual circumstances.

Additional Compensation and Benefits. The total compensation package for this position may also include a full range of medical, financial, and/or other benefits (including 401(k) eligibility and various paid time off benefits, such as vacation, sick time, and parental leave), dependent on the position offered. The successful candidate may also be eligible to participate in National Life’s discretionary annual incentive programs, subject to the rules governing such programs. If hired, the employee will be in an "at-will position" and National Life reserves the right to modify base salary (as well as any other discretionary payment or compensation or benefit program) at any time, including for reasons related to individual performance, company or individual department/team performance, and market factors.

National Life is accepting applications for this role on an ongoing basis and the role remains open until filled.

Hourly Pay Range

$25 - $38 USD

National Life Group® is a trade name of National Life Insurance Company, Montpelier, VT – founded in 1848, Life Insurance Company of the Southwest, Addison, TX – chartered in 1955, and their affiliates. Each company of National Life Group is solely responsible for its own financial condition and contractual obligations. Life Insurance Company of the Southwest is not an authorized insurer in New York and does not conduct insurance business in New York. Equity Services, Inc., Member FINRA/SIPC, is a Broker/Dealer and Registered Investment Adviser affiliate of National Life Insurance Company. All other entities are independent of the companies of National Life Group.

Fortune 1000 status is based on the consolidated financial results of all National Life Group companies.

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National Life Group

1 National Life Dr

Montpelier, VT 05604

 

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