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Loan Officer

Remote - United States

Are you competitive, driven, and ready to take on a challenge in remote sales that could change your career?

Neighbors Bank, a leading innovator in the mortgage industry, is looking for individuals who thrive on challenges, adapt quickly to change, and want to earn uncapped commissions based on performance.

No mortgage experience? No problem. We value drive, resilience, and a hunger to learn. Your potential isn't limited by your background – it's powered by your ambition. We provide the training, tools, and support to help you succeed in this fully remote sales role.

Our thriving remote culture isn't just a perk – it's a reflection of how we see the future of work. We want to empower incredible people to do great work wherever they are, while enabling flexibility.

You’ll play a vital role in helping clients achieve the dream of homeownership by fulfilling our vision of changing the way mortgages are done – by making homeownership more affordable, accessible, and achievable.

What Makes This Role Exciting?

  • Remote-First with Flexibility: Thrive in a fully remote role with the freedom to structure your day, focus on performance, and rely on tools that support long-term success.
  • Big Rewards for Top Performers: Competitive, uncapped commissions and bonuses await those who excel.
  • Be Part of Something Bigger: Join a fast-growing team with a flourishing, award-winning culture that’s been recognized as a Top Workplace in the Financial Services industry.
  • Comprehensive Benefits: Including health and dental coverage, a wellness program, 401(k) matching, PTO, paid holidays, and more.
  • Problem Solvers Wanted: This role is ideal for individuals who tackle challenges and find innovative solutions.

Your Journey at Neighbors Bank

Most Loan Officers earn $70,000–$90,000 annually, with top performers exceeding $100,000. There is a comprehensive program provided to support you in reaching your income goals, which starts with a 2- to 3-month training and origination program.

During the first 2 to 3 months, you’ll focus on learning the ropes for loan origination and gain hands-on experience in the mortgage industry while sharpening your sales skills. Compensation during the origination training phase includes $20 per hour, plus performance-based bonuses.

Upon meeting clearly defined performance goals, your compensation will be adjusted to the following:

  • $60,000 base salary
  • Uncapped bonuses
  • $5,000 one-time promotion bonus

Your Role as a Loan Officer

Loan Officers play a key role in guiding clients through the home loan process. These are clients that reach out to Neighbors Bank for support, so there is no cold calling required.

Key Responsibilities:

  • Educate borrowers on the loan process and identify financing options.
  • Analyze credit, income, and assets to prequalify or deny applications.
  • Structure loans, issue pre-approvals, and manage the process through closing.
  • Provide clear, ongoing communication with borrowers and their real estate agent.
  • Secure documentation and ensure all stages of the loan process are completed efficiently.
  • Perform other duties as assigned.

Are You the One?

No Mortgage Experience? No Problem – But Grit and Talent are Required
We don’t hire experienced Loan Officers. We do hire smart, driven people ready to prove they belong in a high-performance sales environment. This role comes with a learning curve, and we’re looking for fast climbers.

 Here’s what makes a great fit:

  • Thrive working remotely and staying self-motivated
  • Have succeeded in fast-paced or performance-based roles
  • Bring a strong competitive drive and hunger to earn
  • Communicate clearly and professionally with customers
  • Stay focused under pressure and in high-volume settings
  • College degrees are not required, but the ability to learn quickly is essential

This isn’t the role for you if:

  • You need frequent oversight to stay on track
  • You prefer routine tasks over rapid change
  • You’re not comfortable talking to customers by phone or email

Why Neighbors Bank?

Neighbors Bank is more than just a workplace – it’s a community. Our mission is to Enhance Lives, and we’re passionate about doing that through innovative solutions and a culture of collaboration and excellence. If you’re ready to join a team where your contributions truly matter, we’d love to hear from you!

The People and the Culture are Neighbors Bank’s greatest strengths. We seek individuals who are passionate about their job, deliver results with integrity, and enjoy enhancing the lives of others every day.

Neighbors Bank’s recognition as being a Top Workplace in Financial Services: Top Workplaces.

Neighbors Bank is proud to be an Equal Opportunity Employer committed to creating a diverse and inclusive workforce. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability, veteran status, or other legally protected classifications.

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