Product Designer

About Us:

We believe everyone deserves a chance to improve their financial future. We’re dedicated to building simple and inclusive financial products that help our members create healthy habits and achieve economic stability.

The Perpay team is a motivated group of creative problem solvers who love getting things done and making an impact. Located in Center City, Philadelphia, our one-of-a-kind space promotes a collaborative work environment, unites our team, and feels like a home away from home. 

Some things we’re excited about:

• $500 million in spending power used by our members
• Increasing members’ credit by 32 points (on average) within the first 3 months
• Backed by First Round Capital and JP Morgan

Products we’ve built to make an impact:

• Perpay Marketplace: Combines interest-free payments and modern e-commerce to reduce cost of ownership and promote healthy repayment behavior.
• Perpay+: Leverages Marketplace repayment history to help members monitor and build credit with all 3 credit bureaus.
• Perpay Credit Card: Expands access to the flexibility and benefits of a World Mastercard by removing common barriers like high security deposits and low approval odds.

About the Role:

We’re looking for an early-career Product Designer to join our small, but mighty, design team. You’ll play a key role in shaping the customer experience at Perpay—bringing design thinking, strong visuals, and motion skills to the table. If you're equal parts product thinker and pixel perfectionist, and you thrive in fast-moving, hands-on environments, we want to hear from you.

Our greatest strength is our people and we’d love for you to be one of them!

Responsibilities:

• Contribute to design projects that directly impact our customers’ financial lives
• Apply design thinking methodologies to solve user and business problems
• Collaborate with product, engineering, brand and marketing partners to ship experiences that are useful, beautiful, and on-brand
• Bring designs to life through high-quality visual work, motion design, and attention to micro-interactions
• Support research initiatives by contributing to planning, synthesizing insights, and applying findings to your designs
• Uphold and apply our design system and visual language across platforms
• Take initiative and drive work forward even when things are ambiguous—we’re looking for someone with grit and hustle mentality

What You’ll Bring:

• 0–2 years of experience in product design (internships, freelance, or academic projects all count!)
• A strong portfolio that demonstrates both product thinking and visual craft
• Graphic design and motion design skills—bonus if you’ve worked on marketing assets or brand-related design
• A desire to grow within a collaborative team and openness to feedback
• A builder’s mindset—you’re excited to own problems and turn ideas into shipped solutions
• Comfortable working with established design systems, while knowing when to stretch them
• Deep understanding of design and prototyping tools (Figma, Illustrator, Photoshop)
• Familiarity with artificial intelligence tools that a designer can leverage
• Passion for our purpose of creating access to credit and building credit for our customers

Hey, we know not everybody checks all the boxes, so if you’re interested, please apply because you could be just what we’re looking for!

What We’ll Bring:

• Competitive salary + company equity
• 401k with company match
• Medical / Dental / Vision insurance
• Flexible Spending Account (FSA)
• Team member discounts 
• Relocation assistance
• Pre-tax commuter benefit
• Student loan repayment match
• Gym subsidy with City Fitness
• Cell phone plan
• Paid parental leave
• Unlimited PTO

Additional Perks:

• Opportunity to gain experience at one of the fastest-growing financial startups in the country
• Work on both e-commerce & fintech customer-facing products
• Collaborate cross-functionally with product, design, marketing, operations, data teams, and more

This is not a remote opportunity; it is 100% onsite (#LI-Onsite) (#LI-TH1) (#LI-AK1)

Perpay is proud to be an equal opportunity employer. We value diversity in all its forms and are committed to creating an inclusive environment. We do not discriminate on the basis of race, religion, color, national origin, gender identity, sexual orientation, sex (including pregnancy), marital status, political affiliation, age, veteran status, disability status or other non-merit factor. Please contact us at careers@perpay.com to request accommodation.