Product Management Lead

About Us:

Perpay is a certified B Corp and Philadelphia’s most impactful growth-stage startup. We are driven by a mission to significantly improve the financial stability of everyday Americans. For the past decade, we have established strong product-market fit and a profitable, efficient operating model across a suite of products, positioning Perpay as the premier financial partner for consumers with subprime credit.

With over 500,000 customers who have utilized more than $1 billion in spending power, we are at a pivotal moment. We are scaling our operations, building new offerings, and deepening our impact. We are looking for teammates eager to join us on this journey.

Our venture partners include First Round Capital and L Catterton.

Products we’ve built to make an impact:

• Perpay Marketplace: Combines interest-free payments and modern e-commerce to reduce cost of ownership and promote healthy repayment behavior.
• Perpay+: Leverages Marketplace repayment history to help members monitor and build credit with all 3 credit bureaus.
• Perpay Credit Card: Expands access to the flexibility and benefits of a World Mastercard by removing common barriers like high security deposits and low approval odds.

Our team thrives on in-person collaboration, operating from our unique center-city Philadelphia office. This comfortable "home away from home" space offers river views and fosters rapid product development, strong relationships, and career growth. The energy from achieving big wins is palpable here. While we primarily work in the office, we offer sensible flexibility for personal needs, such as sick children or urgent errands, and coordinate official remote weeks around major holidays. If you are passionate about a meaningful mission, collaboration, equity, and generous perks, Perpay is the best place to be in Philadelphia right now.

About the Role:

We’re looking for a Product Lead to help operationalize and scale our Product Management team through our next phase of growth. This role is ideal for a product leader who thrives in fast-paced environments, loves building high-performing teams, and brings structure and clarity to complex, cross-functional efforts. You’ll help to manage and grow our team of Product Managers, implement scalable team processes, and ensure we’re delivering business and customer impact across a growing suite of product lines. You’ll play a key role in shaping how we prioritize, plan, and execute at scale—bringing operational rigor, team development, and strategic alignment to the forefront of our product organization.

Our greatest strength is our people and we’d love for you to be one of them!

What You'll Do:

• Help to lead and manage our team of Product Managers
• Lead hiring, onboarding, and professional development for new PMs as the team scales
• Partner closely with Engineering, Design, Data, Risk, Marketing, Finance, and Operations to execute a high-impact roadmap
• Design and implement scalable product development processes, including planning cadences, product reviews, prioritization rituals, and cross-functional communication systems
• Help to shape roadmap priorities, team OKRs, and long-term org design
• Drive accountability, clarity, and delivery across multiple product lines

What You’ll Bring:

• Proven experience managing and mentoring Product Managers, ideally in a growth-stage environment
• Strong operational leadership and execution discipline—you bring structure and systems that help teams thrive without slowing them down
• Excellent communication and cross-functional collaboration skills
• Experience working in high-performing product development environments. Direct-to-consumer experience is a plus, but not required
• Comfort with ambiguity and an ability to create clarity for others
• A bias for action and a mindset of ownership—you lead by example

Hey, we know not everybody checks all the boxes, so if you’re interested, please apply because you could be just what we’re looking for!

What We’ll Bring to Full-time Team Members:

• Meaningful compensation and equity
• Premium medical benefits (fully paid base plan, and very reasonable premium for the buy-up option)
• 4% employer 401k match
• Unlimited PTO policy
• ​​Remote weeks around major holidays + extra holiday on weekends like MDW and LDW
• High quality catered lunch by local chefs, 3 days / week
• Gym subsidy
• Paid cell phone + plan
• Student loan repayment program
• Relocation assistance
• Generous team member discounts

This is not a remote opportunity; it is 100% onsite (#LI-Onsite) (#LI-TH1) (#LI-AK1)

Perpay is proud to be an equal opportunity employer. We value diversity in all its forms and are committed to creating an inclusive environment. We do not discriminate on the basis of race, religion, color, national origin, gender identity, sexual orientation, sex (including pregnancy), marital status, political affiliation, age, veteran status, disability status or other non-merit factor. Please contact us at careers@perpay.com to request accommodation.