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Product Manager, Payments [Card or Banking]

New York, NY

About Us

From two-person startups to public companies, Rho is the banking platform with everything businesses need to manage cash, control spend, and automate finance busywork. Rho offers corporate cards, banking, treasury, expense management, AP, accounting automation, and more in one integrated platform backed by award-winning support.

About the Role

We’re looking for an experienced Product Manager to build core card or banking capabilities, helping Rho ship remarkable spend experiences. As the Payments Product Manager focusing on Cards or Banking, you will work closely with the Rho leadership team to set the vision, strategy, and roadmap for Rho's payment capabilities. Your role will be highly cross-functional, closely collaborating with the engineering, financial operations, fraud, compliance, legal, and client service teams, as well as external partners, to bring new financial products from idea to market while driving the right outcomes for our customers.

Responsibilities

  • Collaborate with a dynamic, international team, developing a long-term vision for core capabilities that power all of Rho’s card or banking products.
  • Articulate a clear vision, roadmap, and prioritization to drive alignment across the business.
  • Develop and test hypotheses to solve customer problems in line with company objectives.
  • Maintain a customer-obsessed approach by displaying deep empathy for both our customers and internal teams.
  • Establish and evangelize product strategy that drives technical and operational excellence within Rho by collaborating with key internal stakeholders.
  • Translate product strategy into tangible, prioritized product objectives with clear scope and requirements.
  • Own the product relationship with key payments partners, including Rho’s issuing bank, card network, and payment processors.
  • Act as a product subject matter expert on ledger systems to build awareness and understanding across the business.
  • Build a deep understanding of payments, customer experience, and market dynamics.

Qualifications

  • 3+ years of product management experience, ideally in consumer, SMB fintech cards, lending, and/or B2B payments; start-up experience is a plus.
  • For Card: Deep understanding of U.S.  payment rails (e.g., ACH, wire transfers, card networks) and associated regulatory and fraud risks.
  • Undergraduate degree in computer science, finance, business administration, or related fields, with an emphasis on interdisciplinary programs combining technology and finance. Equivalent work experience will be considered.
  • Solid understanding of modern ledger infrastructure and experience working with engineering teams on complex technical projects.
  • Familiarity with APIs, data integrations, and security protocols.
  • A self-starter with a bias for action and quick decision-making, great at execution, and with the ability to quickly overcome roadblocks.
  • Skilled at working effectively with cross-functional teams (financial operations, engineering, product marketing, design, customer service, customer success, go-to-market, data analytics, finance, PR).
  • Experience evaluating product decisions and prioritization trade-offs.
  • Excellent written and verbal communication skills.

Our people are our most valuable asset. The salary range for this role is 165,000 - $213,104. Base salary may vary depending on relevant experience, skills, and business needs. In addition to base pay, Rho offers equity, healthcare benefits and paid time off. 

Diversity is a core value at Rho. We’re passionate about building and sustaining an inclusive and equitable environment for all those involved with our mission, including employees, contractors, candidates, customers and vendors. We believe every member of the Rho community enriches our ability to provide a broad range of ways to understand and engage with the market, identify problems, and drive solutions that align with our mission. We welcome all qualified applications and support each of our Rho’ers with ongoing professional growth opportunities.

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