Structured Finance Analyst

Rothesay is the UK’s largest pensions insurance specialist, purpose-built to protect pension schemes and their members’ pensions. With over £70 billion of assets under management, we secure the pensions of more than one million people and pay out, on average, approximately £300 million in pension payments each month.

Rothesay is dedicated to providing excellence in customer service alongside prudent underwriting, a conservative investment strategy and the careful management of risk. We are trusted by the pension schemes of some of the UK’s best known companies to provide pension solutions, including British Airways, Cadbury, the Civil Aviation Authority, the Co-Operative, Morrisons, Smiths Industries and Telent. At Rothesay, we are striving to transform our industry. We believe deeply in creating real security for the future and our leadership in finding new and better ways to do that is the key to our success. To do that, we need the very brightest original thinkers to bring creativity as well as rigour. Rothesay is a rewarding place to work, where quality people can thrive and prosper. We pride ourselves on the connections our people build, many of whom have been with us for over ten years.

Job title:           Structured Finance Analyst

Reports to:       Head of European Structured Finance

Contract:          Permanent

The Structured Finance Group is responsible for structured finance investments which includes mortgages and other granular loan portfolio purchases along with investments in structured finance securities across EMEA.  The team provides new ideas for asset sourcing and deployment opportunities across structured finance products, monitors contractual mandates and multi-year origination programmes, reports on our risk metrics and produces detailed management information for risk based decision making.  It also manages the day-to-day relationships with various strategic partners. 

We are looking for an experienced structured finance analyst who will support the book alongside other necessary desk related functions.  This role will suit a person who is entrepreneurial, enthusiastic and who has a desire to work as part of an analytical fast growing investment business. Individuals should be comfortable working independently as well as being part of a fast-growing team where effective communication is vital.

Key activities include:

• Originating, negotiating and executing structured finance investment opportunities with collaboration across departments
• Cashflow modelling given Rothesay does not rely on third party models / software such as Intex
• Manage BAU projects and work with the broader trading / structured finance team
• Trade booking & reconciliation
• Profit and loss activity analysis
• Creation of internal presentations to senior management
• Support funding, cashflow management and cash reconciliation activities for the business on a daily basis
• Assessment and monitoring of our exposures
• Work closely with the Operations, Finance, Risk and Compliance teams

 Skills & Experience:

• Minimum of 8 years’ experience in a relevant structured finance role, either for a bank, buy-side firm or in a firm managing an origination partnership
• Degree educated in a mathematical or finance related subject
• Experience should ideally include mortgages, structured finance and expertise in managing relationships with large retail facing clients
• Strong communicator, ability to communicate on a technical level with internal teams but also be able articulate our investment requirements and thesis to external parties and senior management, in a clear and concise manner
• Ability to manage multiple tasks/projects and stay focused on risk management. Ability to manage own workload and work as part of a team
• .Strong analytical and presentational skills
• Accuracy and attention to detail
• Very strong Excel skills
• Ability to deliver above and beyond core functions

Competencies:

• Technical Skills - Demonstrates strong technical skills required for the role, pays attention to detail, takes initiative to broaden his/her knowledge and demonstrates appropriate financial/analytical skills
• Drive and Motivation – Be a self-starter; successfully handles multiple tasks, takes initiative to improve his/her own performance, works intensely towards extremely challenging goals and persists in the face of obstacles or setbacks
• Client and Business Focus - Effectively handles difficult requests, builds trusting, long-term relationships with clients and service providers, helps the client to identify/define needs and manages client/business expectations
• Teamwork – Demonstrate evidence of being a strong team player, collaborates with others within and across teams, encourages other team members to participate and contribute and acknowledges others' contributions
• Communication Skills - Communicates what is relevant and important in a clear and concise manner and shares information/new ideas with others
• Judgement and Problem solving - Thinks ahead, anticipates questions, plans for contingencies, finds alternative solutions and identifies clear objectives. Sees the big picture and effectively analyses complex issues
• Creativity/Innovation - Looks for new ways to improve current processes and develop creative solutions that are grounded in reality and have practical value
• Influencing Outcomes - Presents sound, persuasive rationale for ideas or opinions. Takes a position on issues and influences others' opinions and presents persuasive recommendations