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Senior Director - Lending Strategy

Austin, San Francisco, Chicago, Pittsburgh, Dallas, Minneapolis, Delaware

Self Financial is a venture-backed, high-growth FinTech company with a mission to increase economic inclusion and financial resilience by empowering people to build credit and build savings.

We're looking for people who share our passion and are driven to tackle challenges, find solutions and make the financial space better for the communities we serve.

Our team is passionate about challenging the status quo of the credit industry by providing people accessible tools to take control of their credit. Executing on our mission requires deep collaboration across our teams to ensure our products reach the people who can benefit from them the most, particularly the 100 million+ Americans who have no or low credit.

We celebrate diversity and are committed to creating an inclusive environment for all employees. To that end, we seek to recruit, develop and retain the most talented people from a diverse candidate pool.

About the role:

We are seeking a highly skilled and results-driven Senior Director to drive success in our Lending Strategy. The ideal candidate will bring a blend of deep fintech expertise, operational leadership, and a keen focus on product performance. As the Senior Director, you will own and manage the product's development, execution, and growth strategies. This role involves a significant focus on driving product performance, ensuring market relevance, and achieving financial targets, while collaborating closely with cross-functional teams to deliver a best-in-class EWA solution.

What you’ll do:

  • Develop and execute actionable plans to expand the product’s market presence, achieve growth targets, and enhance customer satisfaction.
  • Work closely with product development, marketing, risk, and operations teams to ensure effective product delivery and alignment with company goals.
  • Analyze key product and financial performance metrics (KPIs) to assess progress, make data-driven adjustments, and optimize product profitability.
  • Identify opportunities for product innovation, leveraging market research, customer feedback, and trends to evolve the EWA offering.
  • Oversee day-to-day operations of the product, ensuring it runs efficiently, meets customer needs, and maintains high service levels.
  • Ensure that all activities are in line with relevant financial regulations and industry standards, collaborating with compliance teams as necessary.
  • Prepare and present regular updates to senior leadership, highlighting performance, opportunities, and key challenges.
  • Drive business success through operational excellence and ensure alignment with business goals.

What you will bring:

  • 8+ years in lending, with a strong focus on financial services or fintech products.
  • Proven experience in managing product performance, with direct exposure to P&L responsibilities.
  • In-depth understanding of the Earned Wage Access (EWA) market, including trends, competitors, and customer needs.
  • Demonstrated ability to drive growth and improve financial outcomes through strategic and tactical leadership.
  • Strong financial analysis, modeling, and budgeting skills.
  • A problem-solver with a strong ability to think strategically, set priorities, and execute plans effectively.
  • Ability to lead and motivate teams in a cross-functional environment, with excellent interpersonal and communication skills.
  • Comfortable working in a dynamic, fast-paced environment with the ability to manage multiple priorities simultaneously.
  • Experience in digital financial products or services.
  • Familiarity with regulatory frameworks and compliance requirements in financial services.
  • Experience working in a high-growth fintech environment, ideally within a startup or venture-backed company.

Base salary range: $155,000 - $231,000 annually.  Individual pay is based on factors unique to each candidate, including skill set, experience, and other job-related reasons.

Benefits and Perks:

We have the compensation and benefits you expect. But there's one thing that Self Financial can offer that many companies cannot: we can positively change the world, while making a profit. We are a team of Builders, empowering our customers to build their dreams. We have a Do the Right Thing ethos in all that we do, and we hope you value that approach, too. 

Our perks include:

  • Company Equity in the form of Stock Options
  • Performance-based bonuses
  • Generous employer-paid health, vision and dental insurance coverage
  • Flexible vacation policy
  • Educational assistance
  • Free gym membership
  • Casual dress code
  • Team building events and activities
  • Remote work arrangements/ flexible work schedule
  • Paid parental leave 

Self Financial requires all employees hired to successfully pass a background check.

We are an Equal Opportunity Employer.

At this time, we are only able to consider applicants who are U.S. Citizens or Green Card Holders for employment opportunities. We appreciate your understanding.

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