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Associate Counsel

New York, NY (Hybrid)

Behind many of life’s most important transactions like buying a house, applying for a mortgage, getting a small business loan, or refinancing a credit card, is a network of credit relationships. Setpoint provides critical infrastructure for relationships between the world’s largest banks, credit funds and capital markets counterparties. Because when capital works together, ambition goes further.

About the role

Setpoint is looking for an Associate Counsel  to join our team!

The ideal candidate brings expertise across capital markets, structured finance, and technology transactions, with the ability to operate as both a trusted legal advisor and a commercial partner. You’ll play a critical role in supporting Setpoint’s growth by building scalable legal processes, negotiating complex agreements, and helping our customers and partners confidently navigate the evolving credit ecosystem.

Who will love this job

  • A capital markets and technology enthusiast – you know your way around highly complex capital markets and finance transactions, including extensive familiarity with standard closing documentation and roles of the participants, and are excited about combining your past transactional experience with cutting-edge technology
  • A negotiator and problem solver – you make decisions and provide practical guidance based on not only your legal background but also reasoning that aligns with the company’s commercial interests
  • A great communicator – you possess excellent written and verbal communication skills and attention to detail without oversight
  • A multi-tasker with strong organizational skills – you can manage multiple priorities and set frameworks for how to execute them effectively within their deadlines

What you’ll do

  • Work closely with the VP, Legal and Sales Team to oversee all legal aspects of customer documentation and capital markets technology products
  • Draft and negotiate SaaS and other customer agreements
  • Review and negotiate documentation in connection with our technology platform services and our Capital Solutions team
  • Keep up to speed with industry trends and legal and regulatory market changes

You should have

  • 5+ years of experience drafting and negotiating a variety of capital markets and finance agreements and related documentation, including asset backed facilities. 
  • Fintech experience and/or in-house experience at a bank or financial institution is a plus.
  • Proficiency with AI tools a plus.
  • Ability to prioritize appropriately, and meet deadlines in a high-pressure environment
  • JD degree from a top tier law school, admission to the New York bar in good standing
  • Flexible, positive, and team oriented approach to work

Compensation: $175,000 - $200,000 OTE dependent on multiple factors, which may include the successful candidate's skills, experience and other qualifications.

About Setpoint:

Setpoint is the new operating standard for asset-backed finance. Our collaborative, AI-native platform brings capital providers and borrowers together around the same verified information: extracting and verifying asset and servicer data, automating reporting and compliance, and surfacing risk and opportunity in real time. Leading institutions use Setpoint to strengthen oversight, reduce risk, and make better decisions across $550B+ in financed assets.

In August 2024, Setpoint announced the successful completion of its $31 million Series B funding round. 645 Ventures led the round, with significant strategic investments from Citi and Wells Fargo, alongside Andreessen Horowitz, NextView Ventures, Floating Point, Henry Kravis, Zillow founder’s 75 & Sunny, Vesta Ventures, Fifth Wall, Eltura Ventures, and Outrunner Capital.

We offer a comprehensive benefits package that includes competitive salaries, stock options, unlimited paid time off, medical, dental, and vision coverage, 401(k), and health and wellness support through One Medical and a 24/7 Employee Assistance Program. We have offices in Austin, TX, New York, NY, and Salt Lake City, UT, with hybrid roles based in these locations and an expectation of two days a week in office (Tuesdays and Thursdays).

Setpoint provides equal employment opportunities to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state or local laws.

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