Compliance Analyst

Who We Are

Settle is on a mission to make buying inventory super easy. Since the company’s inception in 2019, we’ve been building a cashflow management platform that allows founders and small business owners to more easily manage their company’s financial health with a mix of accounts payable and flexible financing tools. We already work with some amazing brands that you probably know and love, like Branch Furniture, Olipop, Truvani, Starface, and Ghia.

Check us out in On Deck's Top Companies of 2023, Forbes' Next Billion-Dollar Startups, Techcrunch and this Kleiner blog post.

About the role:

We are seeking a Compliance Analyst to support our BSA/AML and Sanctions Program. You will assist the Compliance Manager with various compliance workflows, including, but not limited to, sanctions screening, transaction monitoring, and enhanced due diligence reviews. In addition, you will help enhance and improve the overall processes and documentation of the Compliance team. 

What you'll do:

• Review and investigate sanctions alerts thoroughly, escalating critical issues to effectively mitigate sanctions risk and ensure regulatory compliance.
• Investigate alerts generated by the AML transaction monitoring system and document alert dispositions. 
• Conduct enhanced due diligence on high-risk clients and transactions.
• Enhance and maintain internal documentation up-to-date.
• Assist the Compliance Manager with special projects.

What you’ll need:

• 2 to 4 years of experience in AML/sanctions compliance, ideally in a fintech/startup environment).
• Previous experience working at a fintech with international payment activity (a must due to our business and compliance obligations).
• Strong understanding of sanctions, AML regulations, and due diligence processes.
• Experience with compliance software and transaction monitoring systems.
• Startup mentality, demonstrated ability to be resourceful and thrive in dynamic, rapidly evolving environments.
• Excellent analytical skills and attention to detail.
• Strong written and verbal communication skills.

Nice to have:

• Certified Anti-Money Laundering Specialist (CAMS) or Certified Global Sanctions Specialist (CGSS) is a plus but not required

Compensation:

This role has an annual starting salary range of $60,000 - $80,000 + equity + benefits. Actual compensation is influenced by a wide array of factors including but not limited to your individual skills and experience.

Benefits & perks that we offer:

• Unlimited PTO
• Flexible and remote work culture
• Competitive compensation and equity
• Health, dental, and vision coverage for you and your dependents
• Lunch & commute reimbursement when working in the NYC office located near Union Square
• $500 home office set up reimbursement
• $2500 annual growth and development stipend
• $50 monthly food delivery gift card
• 401k
• Brex company card
• HSA/FSA
• WeWork membership
• ERG groups e.g. LGBTQIA+, Women @ Settle, and more!
• Employee Referral Program
• Team building events

Our Commitment to You

At Settle we know that cultivating diversity and fostering an inclusive work environment is critical to our impact and success. We create an environment where no individual is advantaged or disadvantaged because of their background. We offer equal opportunity employment regardless of race, color, religion, gender, gender identity or expression, sexual orientation, national origin, genetics, disability status, age, marital status, or protected veteran status.

With a commitment to maintaining a bias-free environment in which harassment is prohibited, we respect cultural diversity and comply with the laws of the places in which we operate. We expect our business partners, suppliers, clients, and all of our team members to uphold these commitments.