Job Application for Jr. Closing Specialist at SmartBiz Bank

Great Place to Work Certified, October 2024 - October 2025 USA

Overview

Evolving from SmartBiz Loans, a leading provider of small business loans, SmartBiz Bank offers a broad range of business banking solutions to small businesses across the U.S. – solutions built specifically to serve the dynamic needs of entrepreneurs and foster the growth of the small business community. SmartBiz Bank’s commitment to transparency and personalized customer service offers an unparalleled banking experience, ensuring small businesses have the financial services they need to grow and thrive. Headquartered in Chicago, IL, with offices in Austin, TX and San Francisco, CA, we are excited about serving our local and national Small Business Community.

Position Overview:

The Junior Closing Specialist reports directly to the Closing Department Manager. The primary duties are performing key searches in the approval process that inform decision-making, minimizing risks and ensuring the loan approval aligns with regulatory and internal standards. Searches include but are not limited to ETRAN through the SBA SBA Capital Access Financial System (CAFS), collateral searches (real estate & vehicle title searches, valuations) and lien filings, background checks and public record searches (OFAC, SAM, CAIVRS, CLEAR) and site inspection. They are also responsible for supporting other administrative tasks that support loan closing activities pre and post funding.

The ideal candidate is detail oriented, organized, and is able to work in a high volume role, in addition to the flexibility of working in multiple softwares. As part of the Closing Team, you will deliver strong results against success KPIs.

How You Will Make An Impact:

Perform key loan support actions at scale and speed while maintaining a high level of attention to detail
Continually identify ways to improve efficiency

Deliverables You Will Be Measured On:

Effectively and quickly with accuracy, respond to internal requests for various searches and upload the search results for review and file retention
Order and collect documentation such as, but not limited to, site inspections, title searches, UCC searches, ETRAN scoring and ETRAN compliance checks.
Submits application to CAFS for ETRAN Scoring and ETRAN Compliance checks
The Jr Closer is responsible for making sure that all items from the pre-closer checklist are uploaded to the bank’s internal system

What We Are Looking For:

2+ years work experience
Detail-oriented and highly organized
Ability to multitask and prioritize in a fast-paced environment
Comfortable working with Macs, and familiar with Salesforce
Proficient with SBA specific software and websites preferred
Results-oriented and comfortable tracking and being measured against KPIs
Passion for small business lending
You want to be a part of building something special!

Opportunities & Benefits We Will Provide:

Help redefine small business banking
Competitive salary and equity in a fast-growing start-up
100% paid medical, dental, and vision benefits for employees and their domestic partners and dependents
100% paid life and disability insurance
Flexible vacation policy
401k plan

More About SmartBiz Bank:

60% + of the loans funded by our banks are for women-owned, minority, or veteran businesses
Great Place to Work Certified, 2022 - 2025
American Banker's Best Places to Work in Financial Technology in 2017, 2020, 2021, 2022, and 2023
Rated "excellent" by TrustPilot review website
The company has raised $47 million in venture funding. Investors include Venrock, Investor Growth Capital, and First Round Capital.

SmartBiz Bank is an Equal Opportunity employer and proud to provide equal employment opportunity to all job seekers without regard to any status protected by applicable law.

California residents can learn more about how we use your information by visiting https://sites.google.com/view/smartbizloans-employment-ccpa

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Jr. Closing Specialist

Great Place to Work Certified, October 2024 - October 2025 USA

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